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      <title>Types of Insurance by Kimberly Christian</title>
      <link>https://padlet.com/kchristian/insurance</link>
      <description>After reading the presentation on Types of Insurance, please list 5 important facts that you learned.  Don&#39;t forget to include a cool bitmoji with your facts.</description>
      <language>en-us</language>
      <pubDate>2017-11-16 03:30:51 UTC</pubDate>
      <lastBuildDate>2024-10-17 00:59:37 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Caden Edwards</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/318796955</link>
         <description><![CDATA[<div>1.Risk is the uncertainty about a situations outcome<br>2. Insurance is an arrangement between an individual<br>3. a policy is a contract between the individual and the insurer<br>4. a policyholder is a consumer who purchases the policy<br>5. a premium is a fee paid to the insurer</div>]]></description>
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         <pubDate>2019-01-09 14:51:06 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/318796955</guid>
      </item>
      <item>
         <title>Madison Waters</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/318802322</link>
         <description><![CDATA[<div>1) Insurance helps limit financial losses when an accident occurs<br>2) Liability Insurance covers the insured if injuries or damage is caused to other people or their property<br>3) Physical Damage Insurance covers the damage caused to the vehicle<br>4) Life Insurance is a contract between an insurer and policy holder specifying a sum to be paid to a beneficiary upon the insured's death <br>5) A dependent  is a person who relies on someone else financially</div>]]></description>
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         <pubDate>2019-01-09 14:58:48 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/318802322</guid>
      </item>
      <item>
         <title>Camron Buckner</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410580214</link>
         <description><![CDATA[<div>1. Risk is the uncertainty about a situation's outcome.<br>2. A beneficiary is the recipient of any policy proceeds if the insured person dies.<br>3. A dependent is a person who relies on someone else financially.<br>4. Insurance transfers risk from an individual to an insurance organization.<br>5. A premium is a fee paid to an insurer to be covered under the specified terms.<br><br></div>]]></description>
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         <pubDate>2019-11-13 14:29:20 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410580214</guid>
      </item>
      <item>
         <title>#14 Danikah Cason</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410583087</link>
         <description><![CDATA[<div>1.Insurance is an arrangement between an individual (consumer) and an insurer (insurance company) to protect the individual against risk<br>2.Risk is the uncertainty about a situation’s outcome- may be an unpredictable event which leads to loss or damage <br>3.A policy is a contract between the individual and the insurer specifying the terms of  the insurance arrangements <br>4. A policyholder is a consumer who purchases the policy  <br>5.A premium is a fee paid to the insurer to be covered under specified terms outlined in the policy   <br><br><br><br><br><br></div>]]></description>
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         <pubDate>2019-11-13 14:32:45 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410583087</guid>
      </item>
      <item>
         <title>#13 Taylor Jackson</title>
         <author>jackson_taylor_s</author>
         <link>https://padlet.com/kchristian/insurance/wish/410583261</link>
         <description><![CDATA[<div>1. Risk is the uncertainty about a situation’s outcome<br>2. Insurance is an arrangement between an individual<br>3. A premium is a fee paid to the insurer to be covered under specified terms<br>4. A policyholder is a consumer who purchases the policy<br>5. A policy is a contract between the individual and the insurer<br>6. A deductible is an amount paid out of  pocket by the policyholder for the initial <br>portion <br>7. Medical Payment Insurance covers injuries sustained by the driver of  the insured vehicle       <br><br><br><br></div>]]></description>
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         <pubDate>2019-11-13 14:32:56 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410583261</guid>
      </item>
      <item>
         <title>Emma Spell</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410583886</link>
         <description><![CDATA[<div>1 Risk-the uncertainty about a situation’s outcome<br>2 Insurance - an arrangement between an individual and an insurer <br>3 Having insurance in important because it helps limit financial losses<br>4 Insurance policy - a contract between the individual and the insurer specifying terms in the agreement<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-11-13 14:33:41 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410583886</guid>
      </item>
      <item>
         <title>Jumiyah Dailey</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410585126</link>
         <description><![CDATA[<div>1.) Risk is the uncertainty about a situation’s outcome- may be an unpredictable event which leads to loss or damage<br>2.)Insurance is an arrangement between an individual (consumer) and an insurer (insurance company) to protect the individual against risk<br>3.) insurance is important bc it Helps limit financial losses when an accident occur<br>4.)A policy is a contract between the individual and the insurer specifying the terms of  the insurance arrangement.<br>5.)Liability Insurance covers the insured if  injuries or damages are caused to other people or their property</div>]]></description>
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         <pubDate>2019-11-13 14:35:02 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410585126</guid>
      </item>
      <item>
         <title>#17. Mekya Davis </title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410586018</link>
         <description><![CDATA[<div>1. A policy is a contract that specifies what risks are covered and how much will be paid for losses.<br>2.  Risk is a chance of loss from an event that cannot be entirely enrolled.<br>3.  Insurance provides financial security and peace of mind<br>4. A deductible is the amount of money paid out of pocket by the policyholder before the insurance coverage begins.<br>5. Liability Insurance covers the insured if injuries or damages are caused to other people or their property</div><div><br><br></div>]]></description>
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         <pubDate>2019-11-13 14:36:03 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410586018</guid>
      </item>
      <item>
         <title>#16. Taylor Howard</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410586651</link>
         <description><![CDATA[<div>1.Risk is a chance of loss from an event that can't be entirely controlled.<br>2.Policyholder is a person who owns the policy<br>3.Policy-a contract that specifies what risks are covered and how much will be paid for losses<br>4.Premium- Money paid to purchase the policy<br>5.Coverage- The risks covered and amount of money paid for losses under an insurance policy</div>]]></description>
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         <pubDate>2019-11-13 14:36:49 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410586651</guid>
      </item>
      <item>
         <title>#18 Shiya Frost</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410586689</link>
         <description><![CDATA[<div>1) Risk - the uncertainty about a situation's outcome may be an unpredictable event which leads to loss or damage<br>2) Policy - a contract between the individual and insurer specifying the terms of the insurance arrangement<br><br></div>]]></description>
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         <pubDate>2019-11-13 14:36:52 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410586689</guid>
      </item>
      <item>
         <title>JD Eppes</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410588516</link>
         <description><![CDATA[<div>1) I learned that insurance is important...<br>2) I also learned that health care is extremely expensive and that I will probably not be able to afford it so I think I'm gonna always have insurance.<br>3) If you get an injury or are unable to work at your job you get a portion of your income.<br>4) I lastly learned the definition of insurance which for some reason is at the bottom of the slide, insurance means an individual will insure you in case of injury or risks.</div>]]></description>
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         <pubDate>2019-11-13 14:39:13 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410588516</guid>
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      <item>
         <title>Danaija Patton</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410589670</link>
         <description><![CDATA[<div>1: Liability Insurance- Covers the insurer if injuries or damage are caused to other people. <br>2: Medical Payment Insurance- Covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault.<br>3: Physical Damage Insurance- Covers damages caused to the vehicle. <br>4: Health Insurance- Provides protection against financial losses resulting form injury, illness and disability.<br>5: Life Insurance- A contract between and insurer and policyholder specifying a sum to be paid to a beneficiary upon the insured's death.</div>]]></description>
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         <pubDate>2019-11-13 14:40:36 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410589670</guid>
      </item>
      <item>
         <title>#13 Taylor Jackson</title>
         <author>jackson_taylor_s</author>
         <link>https://padlet.com/kchristian/insurance/wish/410590078</link>
         <description><![CDATA[]]></description>
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         <pubDate>2019-11-13 14:41:03 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410590078</guid>
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      <item>
         <title>Brian Burroughs</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410590193</link>
         <description><![CDATA[<div>1) <br>2)<br>3)<br>4)</div>]]></description>
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         <pubDate>2019-11-13 14:41:09 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410590193</guid>
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      <item>
         <title>Tyndil Dyer</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410591188</link>
         <description><![CDATA[<div>Liability Insurance cover insured if injuries or damages are caused to other people of thier property</div>]]></description>
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         <pubDate>2019-11-13 14:42:19 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410591188</guid>
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      <item>
         <title>Malik Randolph</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410591365</link>
         <description><![CDATA[<div>I learned that risk is an uncertain event that leads to a loss and that insurance is used to prevent risk from happening.</div>]]></description>
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         <pubDate>2019-11-13 14:42:31 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410591365</guid>
      </item>
      <item>
         <title>Hannah Garrison</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410591475</link>
         <description><![CDATA[<div>Disability insurance pays 60-70% of one's full-time wage.<br><br></div>]]></description>
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         <pubDate>2019-11-13 14:42:40 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410591475</guid>
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      <item>
         <title>Shaniya Jackson</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410593279</link>
         <description><![CDATA[<div>One important fact I learned what that A policyholder is a<br>a consumer who purchases the policy</div>]]></description>
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         <pubDate>2019-11-13 14:44:45 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410593279</guid>
      </item>
      <item>
         <title>Kristena Cerasi</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410595230</link>
         <description><![CDATA[<div>Helps limit financial losses when an accident occurs</div>]]></description>
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         <pubDate>2019-11-13 14:46:45 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410595230</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410595907</link>
         <description><![CDATA[<div><br>1) A daughter, who is financially responsible for her<br>mother’s nursing home bills die from an<br>undetected heart defect<br>2) After losing her husband to a heart attack, a wife<br>is left alone to care for 2 children.<br><br></div>]]></description>
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         <pubDate>2019-11-13 14:47:17 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410595907</guid>
      </item>
      <item>
         <title>veer patel</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410597606</link>
         <description><![CDATA[<div>insurance is an arrangement </div><div>between an individual </div><div>(consumer) and an insurer </div><div>(insurance company) to protect </div><div>the individual against risk.</div><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-11-13 14:49:10 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410597606</guid>
      </item>
      <item>
         <title>David Scollin</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410597771</link>
         <description><![CDATA[<div>1. Risk is the uncertainty about a situation outcome.<br>2. Insurance is an arrangement between an individual and an insurer to protect the individual against risk.<br>3. A policy is a contract between the individual and the insurer specifying the terms of  the insurance arrangement</div>]]></description>
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         <pubDate>2019-11-13 14:49:21 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410597771</guid>
      </item>
      <item>
         <title>JAY BALL - LIFE INSURANCE </title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410599660</link>
         <description><![CDATA[<div>Life insurance is a contract between an insurer<br>and policyholder specifying a sum to be paid<br>to a beneficiary upon the insured’s death<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-11-13 14:51:25 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410599660</guid>
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      <item>
         <title>jakizia wells</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410607353</link>
         <description><![CDATA[<div>Risk is the uncertainty about </div><div>a situation’s outcome- may be </div><div>an unpredictable event which <br>leads to loss or damag</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-11-13 14:59:56 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410607353</guid>
      </item>
      <item>
         <title>Christine Davis </title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/410611470</link>
         <description><![CDATA[<div>Health Insurance provides protection against financial losses resulting from injury, illness, or disability. </div>]]></description>
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         <pubDate>2019-11-13 15:04:38 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/410611470</guid>
      </item>
      <item>
         <title>Jamyah Turner </title>
         <author>turner_jamyah_l</author>
         <link>https://padlet.com/kchristian/insurance/wish/411206502</link>
         <description><![CDATA[<div>Employee Benefits are products or services that add extra value for employees beyond wages</div>]]></description>
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         <pubDate>2019-11-14 14:34:46 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/411206502</guid>
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      <item>
         <title>Amaury Smith # 25</title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/411207427</link>
         <description><![CDATA[<div>Help limits financial loss.</div>]]></description>
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         <pubDate>2019-11-14 14:35:55 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/411207427</guid>
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      <item>
         <title>#8 Zymon Harris </title>
         <author></author>
         <link>https://padlet.com/kchristian/insurance/wish/411209877</link>
         <description><![CDATA[<ul><li> Risk is the uncertainty about a situation’s outcome</li><li>Insurance is an arrangement between an individual consumer and an insurer  , and insurance company</li><li>policy is a contract between the individual and the insurer specifying the terms of the insurance arrangements</li><li>Liability Insurance covers the insured if injuries or damages are caused to other people or their property</li><li>Medical Payment Insurance covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault </li></ul><div><br></div>]]></description>
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         <pubDate>2019-11-14 14:38:35 UTC</pubDate>
         <guid>https://padlet.com/kchristian/insurance/wish/411209877</guid>
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