https://padlet.com/nurulizatti/zvicuutg0p6kgbva en-us 2021-04-06 14:14:05 UTC 2023-04-02 06:30:45 UTC hello@padlet.com nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387336439 2021-04-06 14:17:10 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387336439 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387337618 LITERAL-EXCESS,INCREASE,EXPANSION,GROWTH
TECHNICAL-EVERY EXCESS IN PRINCIPLE OF LOAN
-A PREDETERMINED EXCESS OR SURPLUS OVER OR ABOVE THE LOAN]]> 2021-04-06 14:17:24 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387337618 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387364062 2021-04-06 14:22:34 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387364062 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387373718 -ARISES FROM DEBT TRANSACTIONS AND PERMIT A TRADE-BASED
COMMON IN CONVENTIONAL BANKING
1) LOAN WITH INTEREST OR OTHER BENEFITS
2)PENALTY IMPOSED ON DELINQUENT DEBT REPAYMENT OR DEFAULT]]> 2021-04-06 14:24:32 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387373718 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387389777 -MAY OCCUR IN EXCHANGE CONTRACT AND APPLIES TO SALE TRANSACTIONS IN COMMODITIES]]> 2021-04-06 14:27:40 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387389777 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387429763 EXCHNGE OF RIBAWI(MATERIALSOF DIFFERENT WEIGHT,NUMBERS)]]> 2021-04-06 14:35:22 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387429763 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387433262 DELAY IN PAYMENT OF RIBAWI MATERIAL]]> 2021-04-06 14:36:04 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387433262 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387439158 INTEREST DUE TO LOAN]]> 2021-04-06 14:37:13 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387439158 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387440574 PENALTY IN LATE PAYMENT]]> 2021-04-06 14:37:29 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1387440574 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1391433869 BASIC FOR PROHIBITION OF RIBA IN EXCHANGE OF COMMODITIES IS BASED ON HADITH OF THE PROPHET:
"GOLD FOR GOLD,SILVER FOR SILVER,WHEAT FOR WHEAT,BARLEY FOR BARLEY,DATES FOR DATES,SALT FOR SALT - LIKE FOR LIKE,EQUAL FOR EQUAL, ANND HAND TO HAND(SPOT);IF THE COMMODITIES DIFFER ,THEN YOU MAY SELL AS YOU WISH PROVIDED THAT THE EXCHANGE IS HAND TO HAND OR A SPOT TRANSACTION" (MUSLIM)
IF THE EXCHANGE INVOLVES THE SAME GENUS BOTH RULES OF EQUALITY AND SPOT DELIVERY MUST BE APPLIED]]> 2021-04-07 13:43:21 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1391433869 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1391514342 RIBA al BUYU OCCURS FROM EXCHANGE CONTRACT IN WHICH A COMMODITY IS EXCHANGED FOR THE SAME COMMODITY FROM THE ABOVE RIBAWI COMMODITIES IN AN UNEQUAL AMOUNT AND/OR DELAY OF THE DELIVERY OF ONE OF THE COMMODITIES]]> 2021-04-07 13:59:43 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1391514342 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402264615 IF THE ITEMS ARE DIFFERENT GENUS BUT WITHIN THE SAME CATEGORY LIKE EXCHANGE OF GOLD FOR SILVER, MALAYSIAN RINGGIT FOR US DOLLAR OR WHEATS FOR DATES, ONLY THE RULE OF SPOT DELIVERY IS APPLICABLE]]> 2021-04-10 09:43:13 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402264615 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402266745 IF DIFFERENT CATEGORIES LIKE GOLD FOR DATES, BOTH RULES OF EQUALITY AND SPOT DELIVERY ARE NOT APPLICABLE]]> 2021-04-10 09:45:23 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402266745 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402275862 2021-04-10 09:53:28 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402275862 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402277205 1) ELEMENT OF INJUSTICE IN FINANCING PRODUCTIVE ACTIVITIES
2)ELEMENT OF EXPLOITATION IN FINANCING CONSUMPTION
3)INCONSISTENT WITH ISLAM'S PERSPECTIVE ON DEBT
4) NEGATIVE EFFECTS OF A CREDIT SOCIETY
5) NEGATIVE EFFECTS ON PRODUCTION
NEGATIVE EFFECTS ON DISTRIBUTION]]> 2021-04-10 09:54:42 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402277205 nurulizatti https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402287173 1)INTEREST-BASED COMMERCIAL TRANSACTIONS WERE INVENTED BY MODERN DAY BUSINESS, THUS NOT COVERED BY RIBA REFERRED TO IN THE QURAN
2)BANK INTEREST IS NOTRIBA BECAUSE IT IS NOT EXCESSIVE
3) RIBA SHOULD BE ALLOWED UNDER DHARURAH
4) RIBA IS ONLY RELEVANT TO CONSUMPTIONS LOAN, NOT COMMERCIAL LOANS
5)INTEREST SHOUD BE ALLOWED BECAUSE INFLATION]]> 2021-04-10 10:03:32 UTC https://padlet.com/nurulizatti/zvicuutg0p6kgbva/wish/1402287173