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      <title>TAONR- TPXC by </title>
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      <language>en-us</language>
      <pubDate>2021-10-04 14:39:37 UTC</pubDate>
      <lastBuildDate>2024-05-25 13:39:51 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>DEMOGRAPHIC PROFILING OF THE MARKET</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1789910835</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-10-04 14:46:42 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1789910835</guid>
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      <item>
         <title>Average age of retirement</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793215340</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-10-05 14:16:43 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793215340</guid>
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      <item>
         <title>Cultural, ethnic, gender, class, geographic breakdowns</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793223615</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-10-05 14:18:42 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793223615</guid>
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         <title>wealth of retired population</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793277769</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-10-05 14:31:57 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793277769</guid>
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      <item>
         <title>What people in USA/Canada do in retirement?</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793287871</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-10-05 14:34:21 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793287871</guid>
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      <item>
         <title>What the national and regional policies and laws are governing retirement and retirement funding/ pensions</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793315324</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-10-05 14:40:53 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1793315324</guid>
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      <item>
         <title></title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1807701651</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://images.mapsofworld.com/answers/2018/06/world-map-global-north-and-south-division.jpg" />
         <pubDate>2021-10-11 13:49:33 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1807701651</guid>
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      <item>
         <title>Elliot- 48</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1821277558</link>
         <description><![CDATA[<div>Middle-high class<br>Legally single (curently in a relationship)<br>Governmental accountant&nbsp;<br>would like to retire at 58-60<br>Could retire at his 56 yo (30 years of service)<br>Volunteering at St. Joe's shelter (Ottawa)<br>owns a house and an apt<br>owns two teslas<br>probably will sell the house<br>Access to his CPP (planning to do so at 60-65)<br><br>Private ensurance for retirement<br>Saving for a 1-2 year vacation around the globe (after pandemic)<br><br>Buy a retirement house abroad to enjoy winters (Mexico/Puerto Rico ??)<br><br>Enhance current basic German<br><br>Climate Crisis is killing us slowly but is there something that could bring real change (??)<br><br>Not sure if having a biological family, the global situation&nbsp; is scary (adopting maybe)<br><br>Aware of the privilege that living in Canada means (Traveling to Guatemala was crucial to be more sensitive in this topic)<br>definitively wanting to volunteer while traveling (in a couple of years AND once retired) <br><br><br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-16 16:53:55 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1821277558</guid>
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      <item>
         <title>A- 55</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1824116099</link>
         <description><![CDATA[<div>Doctor <br>Daughters on their 20s<br>Paying university and masters' fees<br>Newborn<br><br>Middle-high class<br><br>retiring in 2 years<br>-Returning to Colombia to take care of parents<br>-worried about the world for next generations<br><br>-Hiking passionate<br>-Volunteering at St. Joe's Shelter since 2018, place where he made some good friends<br>-&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-18 13:29:18 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1824116099</guid>
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      <item>
         <title>CPP</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1824121716</link>
         <description><![CDATA[<div>Canadia Pension Plan<br><br>(A third of the income of 30 years of work)</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-18 13:31:03 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1824121716</guid>
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      <item>
         <title>Sheilla- 51</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1824161981</link>
         <description><![CDATA[<div>Manager at Costco Business Centre<br>Married<br>One son attending uni&nbsp;<br><br>Has access to early retirement options through the company and her CPP as well<br><br>Hasn't thought about retirement yet<br>would like to keep climbing in the company&nbsp;<br>26 years of service&nbsp;<br><br>Wants a summer house (cabbing maybe)<br>Likes to have her nails done&nbsp;<br>goes to pilates<br>Would like to renovate the interiors of her house the next year<br>Takes at least one week off per year to go to the beach <br><br><br>Worried about her posture and joint injuries due to her work at the warehouse<br><br>Actively involved (and certificated) in prevention of pollution,&nbsp; managing toxic chemicals, and recycling.&nbsp;<br>"Just look at our weather, is not normal to have a very cold night and a extremely hot day the day after"<br><br>"we are taking measures that are not enough, we need to demand for changes in the policies"</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-18 13:43:08 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1824161981</guid>
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      <item>
         <title>Christina, 54</title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1858791930</link>
         <description><![CDATA[<div>-When I was on my 40s I was really worried about "getting older" but now somehow that has changed. I feel even better, my age definitively does not define me.&nbsp;<br><br>-I like reading and writing, I like to write memories and poetry. I have a lot of notebooks full of drafts. I have been published in community books<br><br>-I have a bachelor of arts in psychology and studied a master in Literature. I am a High school professor and have been working as that for 21 years giving subjects such as english literacy and french<br><br>- I am retiring once I reach 30 years of service. I do have CPP but that is not enough, I would like to organize workshops and courses related with creative writing and give individual and small group classes (making it fun)<br><br>-retirement is scary, the society sold us the idea of "the end" of one's productivity but there is so much more after. I think we should switch it to a new stage of our lives where new projects and new "mes" are coming. Stigma is a huge barrier<br><br>-I really want to enjoy that future stage, work for fun and learn things that in the past I never expected to.<br><br>-Miracle q: very alike to the one I have but without being worried about paying the bills on time and being anxious about many things. I would like to feel that I work for fun (concerns change that mindset) and enjoy sunny evenings and take more time for being with myself</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-11-01 13:45:27 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1858791930</guid>
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         <title>Jason - 49 </title>
         <author></author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1941800268</link>
         <description><![CDATA[<div><br>IT Architect<br>Middle Class<br>Engaged&nbsp;<br>A son, 2 grandsons&nbsp;<br><br>How old do you feel and do you feel that your age defines you?<br>"I'm 28, and no, I don't feel that my age defines me. Though I'm nearing 50, I'm often told I don't look my age. I'm active and fit, and despite a couple aches here and there fell exactly like I'm the same person I was in my 20s"&nbsp;<br><br>Claims to not have passions. Plays football on the weekends, likes to listen to and discover new music, hang at the bar with friends, art - drawing, painting, cook etc. Likes to challenge self, discover new things&nbsp;<br><br>thinks about retiring everyday (meaning quit his job, not have to work for somebody else), but claims he doesn't ever wanna stop working, always wants to learn, challenge self, discover new things, engage in passions he never had the chance to due to work and responsibilities eating up his life.&nbsp;<br>- Plans to go to university study math, open a bar, get back into art.&nbsp;<br><br>Knows people in retirement, doesn't think they seem fulfilled, in his perception they just sit around all day.&nbsp;<br><br>Confident about retirement plan - CPP + private insurance from work&nbsp;<br><br>Fears around retirement is that the economy will crash and inflation will eat up savings&nbsp;<br><br>Reaction to site:&nbsp;<br><br>Yes, he would be interested, likes the idea of a "purpose exchange" as he feels that retirement isn't the end but the "beginning" of his life.<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-11 14:46:37 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1941800268</guid>
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         <title>Female,  50 </title>
         <author></author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1941857518</link>
         <description><![CDATA[<div><br></div><div>Schoolbus driver currently<br>low-income&nbsp;<br>Refugee from Somalia,&nbsp;<br>single mother of 4 children<br>has been in Canada for 26 years<br><br>feels older than her physical age, work has taken a toll on her body due to having worked in factories as well as cleaning.<br><br>feels that age does play a role in how she behaves, getting older means more responsibilities.&nbsp;<br><br>likes to cook for fun, doesn't have much time for passions as a single mother but hopes in retirement that she'll be able to discover some and sees it as an opportunity to discover herself outside of her role as a mother.&nbsp;<br><br>has thought about retirement, plans to retire when kids get to an age where they are finished school and have their careers, she no longer has to take care of them.&nbsp;<br><br>besides CPP doesn't have a plan, low-income, whatever money comes in goes to paying bills and supporting family back home, doesn't currently have any savings, but working towards starting one soon.<br><br>to her retirement is a chance for her to discover herself outside of her roles as a worker and mother. she will finally able to relax and have time to herself, to volunteer in her community, discover and learn new skills, spend more time with friends and family.<br><br></div><div>she has a friend who's retired, they are in a position where they dont have worry about doing labour anymore, but they feel lonely at times.&nbsp;<br><br>that is one of her fears about retirement is the isolation and loneliness, less connections with others outside, potentially being a burden on her family, once not able to work, but confident about retirement and will began to work towards it soon.&nbsp;<br><br>&nbsp;some barriers to retirement for her are financial issues are the biggest obstacle, not having enough money saved once the time comes to retire. potentially being injured and having to retire early.<br><br>should a miracle happen, family and I would be in position where they dont have to worry about finances, be in a space to work on things they enjoy, not just merely to survive.&nbsp;<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-11 15:54:50 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1941857518</guid>
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      <item>
         <title>Rhonel, 49 </title>
         <author></author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1941894650</link>
         <description><![CDATA[<div>Middle class&nbsp;<br>Healthcare Data Management and Trainer<br>Immigrated from Jamaica&nbsp;<br>lived in Canada 20 years&nbsp;<br>guardian to sisters 3 children&nbsp;<br><br>- feels both much older and younger than her age. growing up was always mature for her age due to having to be the responsible one in her family. feels the same as she did in her 20s but never felt 20 to begin with. if pressed for number would she always felt to be 35.&nbsp;<br><br>- growing up she was the youngest of 8 children and always felt like the oldest as well as the most level-headed and responsible one. watching her older siblings, made her understand from a young age that age didnt define a person, many people are the same as they are in 20s.&nbsp;<br><br>- doesn't have a lot of passions. likes to read in her spare time, watch tv. feels her purpose currently is to provide for her family, as well as work to fight for equity with the healthcare system.&nbsp;<br><br>- works in the healthcare system, doing data management and training people on how to use new systems. before that worked as a cleaner, nanny, caregiver to her sister, barista, manager of a store, and prior to that worked as an English teacher back in her home country, taught briefly at local community country here in Canada.<br><br>- has a private plan, CPP, and some savings<br><br>- retirement means more time to do the things she wants to do, currently between work and running a household doesnt have much time to herself. it means an opportunity to enjoy life, travel, volunteer, doesn't feel that she wants to "retire" per se, but not be obligated to work simply to survive.&nbsp;<br><br>- not currently, parents passed away but when alive were plagued with illnesses and she and her siblings had to take care of them. she thinks they were happy as they were surrounded by friends and family always, and connected to their community, but doesn't think they were fufilled.&nbsp;<br><br>- hopes to volunteer for things like Habitat for Humanity, building homes for people. volunteering has always been close to her a heart so hopes to be involved in it in some capacity, possible teach abroad etc. hoping to go back to school, study something they are truly passionate about without financial constrains being a burden. possible English as they love to read, or psychology as its always been an area of interest. also hopes to finally buy a house.<br><br>-fears surrounding retirement are that with the state of the economy, their savings won't be enough to comfortable survive on. fears that their health would deteriorate and they will be a burden and dependent on their family. fear not being able to count on family to take care of them, ending up in a home not being able to be independent, being isolated, lonely.&nbsp;<br><br>- main barrier is&nbsp; finances. though they make a decent income, much of that money goes towards supporting their family both here and abroad. as well as health since they've begun to experience back pain.<br><br>- should a miracle happen they would win the lottery and be able to buy a home for their family member, they wouldn't have health problems to worry about and would feel certain in their retirement plan and ability to live healthy, purposefully and independently.&nbsp;<br><br>reaction to website:&nbsp;<br><br>favourable. they felt that it accurately anticipated their wants, desires and needs. liked in particular that it had two different streams for more individual planning and the purpose missions. would definitely be something they would like to engage in.<br>&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-11 16:39:01 UTC</pubDate>
         <guid>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1941894650</guid>
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         <title></title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1942127165</link>
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         <pubDate>2021-12-11 22:20:25 UTC</pubDate>
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         <title></title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1942127322</link>
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         <pubDate>2021-12-11 22:20:44 UTC</pubDate>
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         <title></title>
         <author>celiacatillo</author>
         <link>https://padlet.com/celiacatillo/zv9yjs2gt9np3odn/wish/1942127638</link>
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         <pubDate>2021-12-11 22:21:21 UTC</pubDate>
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