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      <title>11C Money-saving by Claudia Patricia Cubillos Rodríguez</title>
      <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9</link>
      <description>Think of other money-saving ideas and describe the best one</description>
      <language>en-us</language>
      <pubDate>2024-09-18 14:33:34 UTC</pubDate>
      <lastBuildDate>2025-09-09 15:15:30 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Zara Ospina Rebolledo</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576266635</link>
         <description><![CDATA[<p>Ideas:</p><p>-Not use the car when it´s not necessary</p><p>-Close the tabp when you´re not using any water</p><p>-Turn off the lights when it's daytime</p><p><br/></p><p>I think the best idea is not to use the car when it's not really necessary.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 14:56:17 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576266635</guid>
      </item>
      <item>
         <title>Juanita Chávez </title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576268801</link>
         <description><![CDATA[<p>Emergency found: is a saving plan to cover specific expenses like car repairs, medical situations, or job loss. also is important to have specific goals saving, like vacations, gift,  emergency, etc</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 14:57:34 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576268801</guid>
      </item>
      <item>
         <title>Laura Buriticá</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576270554</link>
         <description><![CDATA[<p>The best tips for money saving, for me, are:</p><p>Divide your money: One part, especially where most of the money are, can be in a CDT. The second one, can be in your house and will be use only for emergencies or when you want to buy something expensive. And the third one is in your wallet.</p><p>So now, you have limits to expend money. </p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 14:58:37 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576270554</guid>
      </item>
      <item>
         <title>Santiago Borrero</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576276033</link>
         <description><![CDATA[<p>invest money: you can save money, in a bank account, and in the same bank account with an a high porcentage interest, and after a few years, you will have duplicated your money</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:01:49 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576276033</guid>
      </item>
      <item>
         <title>Matias Ocampo</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576278179</link>
         <description><![CDATA[<p>Make an emergency found, remove mostly of the non esential weekly buys, learn how to cook different meals without spending much money, and have a limit of daily spending</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:03:05 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576278179</guid>
      </item>
      <item>
         <title>Miguel Acosta Samuel Parra</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576281232</link>
         <description><![CDATA[<p>Save on the most you can of basic services, Gas, light, water</p><p>Walk more, don´t use the car always, especially for going to near places</p><p>Save most of your money, and give just a little bit of that to leisure, when you start to make more money, you can give a little bit more to it.</p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:04:57 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576281232</guid>
      </item>
      <item>
         <title>Santiago Benitez</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576283717</link>
         <description><![CDATA[<p>For me the best way of saving money its to have savings at a CDT, if you have it in a bank first of all it wont lose its value because the bank gives you interests, so inflation doesnt affect you a lot. Also if it is in a bank it is more difficult for you to get it so you wont expend it in somethin that you want and then the next day you regret buying. Also you can always try to benefit from discounts when you want to buy something</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:06:31 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576283717</guid>
      </item>
      <item>
         <title>Laura Pérez</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576288197</link>
         <description><![CDATA[<p>I think my best tip for saving money is to divide or separate your money, one of this part you can use it, for necessary things, the other you are going to save it in a bank, or something that generate interests. Another useful way to save money is every month make a plan or a budget, so you don't spend all your free money so easily.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:08:39 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576288197</guid>
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      <item>
         <title>Sara Leal</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576289266</link>
         <description><![CDATA[<p>one of the best tips for saving money would probably be to duvide your money into categories. Ex: Savings </p><ul><li><p>house expenses</p></li><li><p>travels </p></li><li><p>etc </p><p>that way you have everything organized.</p></li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:09:18 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576289266</guid>
      </item>
      <item>
         <title>Julian Jaraba</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576291127</link>
         <description><![CDATA[<ul><li><p>Dont gamble the money with friends</p></li><li><p>Only eat outside few times at month</p></li><li><p>Turn of the lights. when your are not at home</p></li></ul><p>The best idea is to use a money box and try to save as much money as you can, then you will feel very good and proud of you</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:10:20 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576291127</guid>
      </item>
      <item>
         <title>Laura Messa</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576291714</link>
         <description><![CDATA[<p>the best tip to save money is stop spend money on unnecessary things and put the money on CDT or a saving account so that the money grows over time.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:10:41 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576291714</guid>
      </item>
      <item>
         <title>Ana María Tejada Patiño</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576292389</link>
         <description><![CDATA[<p>a good saving money tip i could give is</p><p>separate the money  u need in different goals like rent, water, lighting ect... then let a small percentage to save it for  another goals like entretaiment, going out or to invest it in a project u lookin to achive like buyin a car.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:11:09 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576292389</guid>
      </item>
      <item>
         <title>Juan Felipe Moreno </title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576292632</link>
         <description><![CDATA[<p> 1 Bring lunch from home,</p><p>2.Use a reusable water bottle</p><ol start="3"><li><p>Limit buying coffe or snacks aout side</p></li></ol>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:11:18 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576292632</guid>
      </item>
      <item>
         <title>Sattva Marulanda</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576292979</link>
         <description><![CDATA[<p>One of the best money-saving ideas is <strong>automatic saving</strong>.</p><p><strong>How to do it:</strong><br>Set up your bank so that every time you get paid, a part of the money goes directly into a savings account.</p><p><strong>Why it works:</strong></p><ul><li><p>You don’t have to think about it.</p></li><li><p>You don’t see the money, so you won’t spend it.</p></li><li><p>You save little by little without effort.</p></li></ul><p>It’s simple, and it really helps over time.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:11:32 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576292979</guid>
      </item>
      <item>
         <title>Isabella Orozco</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576293046</link>
         <description><![CDATA[<p>The best advice for me in my personal experience could be trying not to go out everytime your friends invite you to do something cause in every hang out you can be expending tons of money, so it's better to select what especific days you can expend more, and manage better your time</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:11:33 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576293046</guid>
      </item>
      <item>
         <title>Sara Carolina Lopez</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576294165</link>
         <description><![CDATA[<p>I try to save money by being careful with how I spend. First, I set a small budget and always keep part of my allowance aside before buying anything. I avoid impulse shopping and wait a day to see if I really need it. Instead of buying snacks at school every day, I bring food from home, and I also look for student discounts or sales. I’ve learned that little expenses, like sodas or candies, add up quickly, so I try to control them. Saving feels easier when I have a goal, like buying new shoes or saving for a trip, and it makes me proud to see my money grow.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:12:05 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576294165</guid>
      </item>
      <item>
         <title>Camilo De La Espriella</title>
         <author></author>
         <link>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576300170</link>
         <description><![CDATA[<p>for me the best way pf saving money its separate a part of you salary, for example a 20% for save.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-09-09 15:15:29 UTC</pubDate>
         <guid>https://padlet.com/ccubillos/ztgxmm943ly7vgt9/wish/3576300170</guid>
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