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      <title>Life Insurance by Emily F</title>
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      <description>Emily Follis</description>
      <language>en-us</language>
      <pubDate>2020-11-17 00:51:39 UTC</pubDate>
      <lastBuildDate>2025-01-31 21:40:57 UTC</lastBuildDate>
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      <item>
         <title>What is life insurance?</title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929798469</link>
         <description><![CDATA[<div>Life insurance is a contract that exchanges an amount of money to beneficiaries after insured persons death for a systematic payment.</div>]]></description>
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         <pubDate>2020-11-17 00:57:03 UTC</pubDate>
         <guid>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929798469</guid>
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      <item>
         <title>Term life insurance</title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929845110</link>
         <description><![CDATA[<div>Term life insurance is insurance that provides coverage at a fixed rate of payment for a limited amount of time.</div>]]></description>
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         <pubDate>2020-11-17 01:22:01 UTC</pubDate>
         <guid>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929845110</guid>
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         <title>Whole life insurance</title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929883039</link>
         <description><![CDATA[<div>Whole life insurance is insurance that remains for the insureds whole life and it requires premiums to be payed.</div>]]></description>
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         <pubDate>2020-11-17 01:41:47 UTC</pubDate>
         <guid>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929883039</guid>
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         <title>Universal life insurance</title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929923034</link>
         <description><![CDATA[<div>Universal life insurance is insurance where the excess of premium payments above the current cost of insurance is credited to cash value.</div>]]></description>
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         <pubDate>2020-11-17 02:04:02 UTC</pubDate>
         <guid>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929923034</guid>
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      <item>
         <title>Variable life insurance</title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929954384</link>
         <description><![CDATA[<div>Variable insurance is insurance that  is permanent and is a cash value account that is invested in smaller sub-accounts.</div>]]></description>
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         <pubDate>2020-11-17 02:22:55 UTC</pubDate>
         <guid>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929954384</guid>
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      <item>
         <title>Beneficiaries</title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929971625</link>
         <description><![CDATA[<div>Beneficiaries are people who receive the life insurance money after the end of the insureds term. To collect the insurance the beneficiary must go to the company and file a death claim, proving their death. </div>]]></description>
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         <pubDate>2020-11-17 02:33:38 UTC</pubDate>
         <guid>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929971625</guid>
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      <item>
         <title>Premium</title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/929992789</link>
         <description><![CDATA[<div>Life insurance premium is the payment made as the insured as their portion of the insurance policy cost. Some things that determine the premium are age, gender, health history and occupation.</div>]]></description>
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         <pubDate>2020-11-17 02:46:53 UTC</pubDate>
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      <item>
         <title>Links</title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/930001265</link>
         <description><![CDATA[<div>1. https://www.guardianlife.com/life-insurance<br>2. https://www.investopedia.com/terms/t/termlife.asp<br>3. https://www.investopedia.com/terms/w/wholelife.asp<br>4. https://www.investopedia.com/terms/u/universallife.asp<br>5. https://www.investopedia.com/ask/answers/08/variable-life-insurance.asp#:~:text=Variable%20life%20insurance%20is%20a,a%20variable%20life%20insurance%20policy.<br>6. https://www.investopedia.com/terms/b/beneficiary.asp<br>7. https://www.investopedia.com/terms/i/insurance-premium.asp<br>8. https://www.fbfs.com/learning-center/8-factors-that-can-affect-life-insurance-premiums</div>]]></description>
         <pubDate>2020-11-17 02:52:42 UTC</pubDate>
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         <title></title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/930023254</link>
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         <pubDate>2020-11-17 03:07:20 UTC</pubDate>
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         <title></title>
         <author>chefemefer</author>
         <link>https://padlet.com/chefemefer/zssxaq2pji0duz7y/wish/930023820</link>
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         <pubDate>2020-11-17 03:07:42 UTC</pubDate>
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         <title></title>
         <author>chefemefer</author>
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         <description><![CDATA[]]></description>
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         <pubDate>2020-11-17 03:07:58 UTC</pubDate>
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         <title></title>
         <author>chefemefer</author>
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         <pubDate>2020-11-17 03:08:17 UTC</pubDate>
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         <title></title>
         <author>chefemefer</author>
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         <pubDate>2020-11-17 03:08:35 UTC</pubDate>
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