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      <title>Personal Finance Project by Abbie Williams</title>
      <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv</link>
      <description>Unit Two</description>
      <language>en-us</language>
      <pubDate>2022-06-15 17:45:09 UTC</pubDate>
      <lastBuildDate>2026-02-22 03:58:20 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Age &amp; Financial Position </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222288430</link>
         <description><![CDATA[<div>I am 15 and work part time. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:34:37 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222288430</guid>
      </item>
      <item>
         <title>*Financial Concerns</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222290494</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:37:55 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222290494</guid>
      </item>
      <item>
         <title>Today</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222292486</link>
         <description><![CDATA[<div>Today my concerns are keeping a job and looking for jobs in the future. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:40:58 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222292486</guid>
      </item>
      <item>
         <title>Age 25</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222293499</link>
         <description><![CDATA[<div>At age 25 I believe my concerns will be having financial independence and paying for college, a house, and saving money for the future. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:42:47 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222293499</guid>
      </item>
      <item>
         <title>Age 50</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222294563</link>
         <description><![CDATA[<div>At age 50 I believe my concerns will be affording the lifestyle I want to live and having successful investments. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:44:31 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222294563</guid>
      </item>
      <item>
         <title>Age 75</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222295260</link>
         <description><![CDATA[<div>At age 75 I believe my concerns will be affording retirement and having successfully saved enough money to live comfortably. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:45:52 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222295260</guid>
      </item>
      <item>
         <title>Future </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222295990</link>
         <description><![CDATA[<div>In my financial future I am most excited to be financially independent and in charge of my own money. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:47:14 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222295990</guid>
      </item>
      <item>
         <title>*Life Events</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222296477</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:47:57 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222296477</guid>
      </item>
      <item>
         <title>Financial Goal</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222296619</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:48:10 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222296619</guid>
      </item>
      <item>
         <title>Age</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222296767</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:48:20 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222296767</guid>
      </item>
      <item>
         <title>Saving, Investing, Both</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222296939</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:48:35 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222296939</guid>
      </item>
      <item>
         <title>Higher Education</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297061</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:48:51 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297061</guid>
      </item>
      <item>
         <title>Vehicle </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297226</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:49:06 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297226</guid>
      </item>
      <item>
         <title>Home</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297375</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:49:22 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297375</guid>
      </item>
      <item>
         <title>Vacation </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297449</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:49:31 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297449</guid>
      </item>
      <item>
         <title>Retirement </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297542</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:49:42 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222297542</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222298162</link>
         <description><![CDATA[<div>My goal is to have all or most of my college paid for before/while I go to school. My mom has set aside 20,000 for each year of my education.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:50:43 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222298162</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222298328</link>
         <description><![CDATA[<div>18/19</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:50:59 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222298328</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222298661</link>
         <description><![CDATA[<div>Saving</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:51:32 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222298661</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222299092</link>
         <description><![CDATA[<div>I own a car but my goal is to save enough money for when I need to buy a new one. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:52:14 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222299092</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222299384</link>
         <description><![CDATA[<div>25-30</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:52:47 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222299384</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222299519</link>
         <description><![CDATA[<div>Saving</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:52:59 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222299519</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222299965</link>
         <description><![CDATA[<div>My goal is to own a home after I graduate college. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:53:47 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222299965</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222300482</link>
         <description><![CDATA[<div>24-26</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:54:25 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222300482</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222300564</link>
         <description><![CDATA[<div>Saving</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:54:35 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222300564</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222300884</link>
         <description><![CDATA[<div>My goal is to have enough money to go on a vacation at least every 2 years </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:55:14 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222300884</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301006</link>
         <description><![CDATA[<div>18+</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:55:27 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301006</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301218</link>
         <description><![CDATA[<div>Saving</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:55:45 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301218</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301657</link>
         <description><![CDATA[<div>My goal is to be able to retire earlier in life by investing my money early in life and smartly.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:56:38 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301657</guid>
      </item>
      <item>
         <title>Other</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301781</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:56:48 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301781</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301908</link>
         <description><![CDATA[<div>65</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:57:02 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222301908</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222302142</link>
         <description><![CDATA[<div>Investing</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:57:16 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222302142</guid>
      </item>
      <item>
         <title>*Financial Challenges</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222302779</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:58:28 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222302779</guid>
      </item>
      <item>
         <title>Today</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222303368</link>
         <description><![CDATA[<div>A challenge I may have today is having enough money to purchase the items I want, buy gas, and have extra money to do things with friends.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 19:59:34 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222303368</guid>
      </item>
      <item>
         <title>Age 25 </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222303826</link>
         <description><![CDATA[<div>A challenge I may have in 25 years is having enough money to start saving and investing and staying out of debt in my college lifestyle. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:00:21 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222303826</guid>
      </item>
      <item>
         <title>Age 50</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222305203</link>
         <description><![CDATA[<div>A challenge I may have at age 50 is having a job that makes enough money to support the life style I want to life, staying out of debt, and having successfully invested money for my future.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:02:59 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222305203</guid>
      </item>
      <item>
         <title>Age 75 </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222305681</link>
         <description><![CDATA[<div>A challenge I may have at 75 is being able to live comfortably in retirement with the money I have saved/invested. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:03:52 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222305681</guid>
      </item>
      <item>
         <title>Checking Account</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222306111</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:04:49 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222306111</guid>
      </item>
      <item>
         <title>Savings Account</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222306174</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:04:58 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222306174</guid>
      </item>
      <item>
         <title>Money Market Deposit Account</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222306340</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:05:19 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222306340</guid>
      </item>
      <item>
         <title>Certificate of Deposit </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307278</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:06:37 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307278</guid>
      </item>
      <item>
         <title>Age acquired </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307457</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:06:57 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307457</guid>
      </item>
      <item>
         <title>Age discarded</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307586</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:07:12 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307586</guid>
      </item>
      <item>
         <title>How I will utilize tool </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307766</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:07:33 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307766</guid>
      </item>
      <item>
         <title>14</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307842</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:07:42 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307842</guid>
      </item>
      <item>
         <title>15</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307885</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:07:48 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222307885</guid>
      </item>
      <item>
         <title>Used all throughout life </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222308010</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:08:03 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222308010</guid>
      </item>
      <item>
         <title>Used all throughout life </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222308276</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:08:35 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222308276</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222308559</link>
         <description><![CDATA[<div>I can quickly and efficiently buy things that I need and use a debit or credit card </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:09:11 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222308559</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222309494</link>
         <description><![CDATA[<div>I can set aside money and earn some interest on it, keeping the money for accidents that may happen throughout my life like hospital bills or surprise expenses like the AC breaking. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:11:06 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222309494</guid>
      </item>
      <item>
         <title>18</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222309832</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:11:48 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222309832</guid>
      </item>
      <item>
         <title>Retirement</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222309912</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:11:57 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222309912</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222310495</link>
         <description><![CDATA[<div>I would use a mmda for big purchases like a car or house because I can only take money out a certain amount of times and I earn a higher amount of interest than I would using a saving account. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:13:07 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222310495</guid>
      </item>
      <item>
         <title>25+</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222310669</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:13:24 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222310669</guid>
      </item>
      <item>
         <title>Retirement </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222310817</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:13:34 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222310817</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222311562</link>
         <description><![CDATA[<div>I would use a CD to also to set money aside for big purchases and for retirement because the money is not liquid and I earn good interest rates. I would need a good amount of extra money to open a CD though to meet the minimum balance</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:14:58 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222311562</guid>
      </item>
      <item>
         <title>*Accounts</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222312805</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:17:21 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222312805</guid>
      </item>
      <item>
         <title>How I will acquire these tools/verify they are right for my money (Accounts)</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222313450</link>
         <description><![CDATA[<div>I will acquire these tools through a bank or banks that offer standards and interest that are best fit for my assets and goals. For example a saving account with some interest and a checking account with online access or a CD with a minimum balance and length that matches my goals. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:18:42 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222313450</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222315156</link>
         <description><![CDATA[<div>Saving</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:22:10 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222315156</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222315321</link>
         <description><![CDATA[<div>Entire life</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:22:30 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222315321</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222315620</link>
         <description><![CDATA[<div>My goal is to have enough money to afford concerts. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:23:03 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222315620</guid>
      </item>
      <item>
         <title>*Investments</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222316892</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:25:38 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222316892</guid>
      </item>
      <item>
         <title>Stocks</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222317184</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:26:11 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222317184</guid>
      </item>
      <item>
         <title>Bonds</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222317283</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:26:23 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222317283</guid>
      </item>
      <item>
         <title>Real Estate</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222317417</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:26:39 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222317417</guid>
      </item>
      <item>
         <title>Speculative Investments</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222317571</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:26:57 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222317571</guid>
      </item>
      <item>
         <title>Age acquired </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222319406</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:30:31 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222319406</guid>
      </item>
      <item>
         <title>Age discarded</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222319485</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:30:42 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222319485</guid>
      </item>
      <item>
         <title>How I will utilize </title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222319608</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-15 20:30:57 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222319608</guid>
      </item>
      <item>
         <title>23-25</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222722624</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:34:09 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222722624</guid>
      </item>
      <item>
         <title>20-25</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222722741</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:34:19 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222722741</guid>
      </item>
      <item>
         <title>25+</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222723040</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:34:43 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222723040</guid>
      </item>
      <item>
         <title>TBD</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222723818</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:35:28 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222723818</guid>
      </item>
      <item>
         <title>Never</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222725246</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:35:38 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222725246</guid>
      </item>
      <item>
         <title>Retirement/Midlife</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222725658</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:36:04 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222725658</guid>
      </item>
      <item>
         <title>Retirement/Midlife</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222725709</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:36:08 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222725709</guid>
      </item>
      <item>
         <title>TBD</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222725786</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:36:14 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222725786</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222727641</link>
         <description><![CDATA[<div>I will use stocks by investing early to ensure I have enough money for retirement and my life goals. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:38:26 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222727641</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222728504</link>
         <description><![CDATA[<div>I will use bonds as a safety net for my stocks because they can be high risk, high reward and bonds are a safer option with good interest. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:39:38 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222728504</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222730258</link>
         <description><![CDATA[<div>I will invest in a house for myself and give it to my family when I die where they could either use the property or sell it for profit. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:41:56 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222730258</guid>
      </item>
      <item>
         <title>Mutual Fund</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222731576</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:43:33 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222731576</guid>
      </item>
      <item>
         <title>Never</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222731622</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:43:37 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222731622</guid>
      </item>
      <item>
         <title>Never</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222731684</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:43:42 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222731684</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222732396</link>
         <description><![CDATA[<div>I won't invest in mutual funds because there are more fees than they are worth, I may invest in a passive mutual fund later in life if I have a lot of extra income.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:44:40 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222732396</guid>
      </item>
      <item>
         <title></title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222733562</link>
         <description><![CDATA[<div>I won't invest in speculative investments because they are too risky and there are better forms of investing. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:46:19 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222733562</guid>
      </item>
      <item>
         <title>How I will acquire tools, research, and purchasing (Investments)</title>
         <author>abbie_m_williams</author>
         <link>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222735781</link>
         <description><![CDATA[<div>I will research everything online and through friends and family that are active in the stock market and familiar with other types of investments. From there I would buy diverse stocks and be patient and invest in bonds that fit what I can invest and want to get out of them as a safety net if my stocks preform poorly. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-16 05:49:19 UTC</pubDate>
         <guid>https://padlet.com/abbie_m_williams/zqw2jpy6ccbu1obv/wish/2222735781</guid>
      </item>
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