https://padlet.com/cvporteus/zoe7dvnhj2nf By: Cassie Porteus en-us 2018-06-18 12:56:31 UTC 2018-06-18 13:32:50 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Balance.png cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267621778 Diversification of assets means that you spread out your money and investments into different areas because, "...spreading your money across different investments means the likelihood of losing all your capital is significantly decreased.," (Unit 7 Page 12). ]]> 2018-06-18 13:03:51 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267621778 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267622182 There are different types of risks that an investor can take.  "Investments and the investors they are aimed at are typically split into three categories of risk," (Unit 7 Page 11).  There are high, medium, and low risks, and as a general rule, "...the greater the risk you take with
your money, the bigger the
potential reward and conversely,
the safer the investment, the lower the return is likely to be," (Unit 7 Page 11).]]> 2018-06-18 13:06:32 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267622182 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267622918 Diversification is important because it helps in fighting the problem with putting all of your eggs in one basket.  It is much safer than investing all of your money into just one thing.  However, it's important to remember that, "The goal of diversification is not to boost performance—it won’t ensure gains or guarantee against losses," (Unit 7 Page  12).  The true goal of diversification is to, "...provide the potential to improve returns for [a given] level of risk," (Unit 7 Page 12).]]> 2018-06-18 13:10:17 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267622918 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267623681 - Potential for the greatest rewards
- Generally used by knowledgeable/experienced investor
- More to lose, but also more to gain]]> 2018-06-18 13:14:33 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267623681 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267623960 - Possibly nearing retirement
- Has less time or wants less risk
- Often diversifies]]> 2018-06-18 13:16:04 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267623960 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267624166 - Wants little to no risk
- Looking for an emergency fund
- Appealing to retirees
- Cash and government bonds]]> 2018-06-18 13:17:17 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267624166 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267624433 Introduction:  I have chosen to become an investor but I need to manage all of my investments in order to keep an eye on them.  Therefore, I am making an investment portfolio to show that and to classify my investments into different areas of risk.  

High risk investments- I plan on putting a high amount of capital into shares and stocks because although I often like to play it safe, I am in a secure enough place in my life that I would prefer the high rewards.

Medium risk investments- I plan on really diversifying my investments to minimize my risk while increasing my rewards by investing through shares, bonds, property, and cash at the same time.

Low risk investments- I don't want to be taking serious risks on all of my investments, so I would also like to invest in some low-risk things. For example, I plan to invest in a savings account and maybe some government bonds as well.]]> 2018-06-18 13:18:44 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267624433 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626188 2018-06-18 13:27:45 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626188 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626351 2018-06-18 13:28:33 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626351 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626452 2018-06-18 13:29:09 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626452 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626707 2018-06-18 13:30:50 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626707 cvporteus https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626787 2018-06-18 13:31:17 UTC https://padlet.com/cvporteus/zoe7dvnhj2nf/wish/267626787