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      <title>B Padlet Mad Fil  by Madison Filip</title>
      <link>https://padlet.com/mfilip18/zex7n0t5voxg</link>
      <description>Made with a dash of wit and love</description>
      <language>en-us</language>
      <pubDate>2016-12-14 14:47:41 UTC</pubDate>
      <lastBuildDate>2025-04-22 13:35:20 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>2 Facts:</title>
         <author>mfilip18</author>
         <link>https://padlet.com/mfilip18/zex7n0t5voxg/wish/143609793</link>
         <description><![CDATA[<div>You can spend more than you have — or postpone paying, at least — and you typically get better rewards and better protection.<br><br>They help build your credit, as long as you pay your bills on time. Some also offer rewards that you can use to get gifts, cash back or discounts for products, services and special events.</div>]]></description>
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         <pubDate>2016-12-14 14:48:44 UTC</pubDate>
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         <title></title>
         <author>mfilip18</author>
         <link>https://padlet.com/mfilip18/zex7n0t5voxg/wish/143611038</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.youtube.com/watch?v=b8Hb8L2r-d0" />
         <pubDate>2016-12-14 14:52:04 UTC</pubDate>
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         <title></title>
         <author>mfilip18</author>
         <link>https://padlet.com/mfilip18/zex7n0t5voxg/wish/143611655</link>
         <description><![CDATA[]]></description>
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         <pubDate>2016-12-14 14:53:55 UTC</pubDate>
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         <title></title>
         <author>mfilip18</author>
         <link>https://padlet.com/mfilip18/zex7n0t5voxg/wish/143611816</link>
         <description><![CDATA[<div>The Government lets a credit card holder submit a claim. The bank will give the money back if proven not to be you. The process might take longer if it continues or if you information is stolen.<br><br>" If you notice a fraudulent charge on your credit card account, you can call the card issuer, make a dispute claim, and the charge should be removed from your balance. But if thieves steal your debit card information and use it, it may take weeks for the bank to investigate your claim and replace the lost funds. In the meantime, you may have to deal with a dwindling bank balance or bounced checks. "<br><br><br></div>]]></description>
         <enclosure url="http://www.nytimes.com/2009/01/06/your-money/credit-and-debit-cards/primercards.html?_r=0" />
         <pubDate>2016-12-14 14:54:26 UTC</pubDate>
         <guid>https://padlet.com/mfilip18/zex7n0t5voxg/wish/143611816</guid>
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         <title></title>
         <author>mfilip18</author>
         <link>https://padlet.com/mfilip18/zex7n0t5voxg/wish/143614544</link>
         <description><![CDATA[<div>Before doing this project I thought I knew what a debit and credit card was. I learned that I did not know everything about them. I did not know that they were two separate things and worked differently. Coming away from this project I will be able to understand credit and dept cards and credit scores better then before.</div>]]></description>
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         <pubDate>2016-12-14 15:02:13 UTC</pubDate>
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         <title></title>
         <author>mfilip18</author>
         <link>https://padlet.com/mfilip18/zex7n0t5voxg/wish/143615780</link>
         <description><![CDATA[]]></description>
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         <pubDate>2016-12-14 15:05:33 UTC</pubDate>
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      <item>
         <title></title>
         <author>mfilip18</author>
         <link>https://padlet.com/mfilip18/zex7n0t5voxg/wish/143617389</link>
         <description><![CDATA[]]></description>
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         <pubDate>2016-12-14 15:10:01 UTC</pubDate>
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