https://padlet.com/jaquila/z1eoweztzkheqpoi Made with wonder en-us 2022-04-12 18:10:12 UTC 2022-04-13 14:52:42 UTC hello@padlet.com https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142508612 She didn't pay her monthly payment on time.
She didn't pay in full she payed 50 rather than $52.47.]]> 2022-04-13 14:43:52 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142508612 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142508750 she didn't have enough money to pay the minimum payment she also was a day late to paying her credit card bill.]]> 2022-04-13 14:43:58 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142508750 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142508996 Her statement increased and she is losing now more money than before ]]> 2022-04-13 14:44:09 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142508996 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142509261 She didnt have the minimum payment, she paid with a check]]> 2022-04-13 14:44:18 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142509261 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142509582 She payed back late and less then the minimum]]> 2022-04-13 14:44:32 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142509582 kesslerjor https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142509943 2022-04-13 14:44:45 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142509943 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142510342 She paid it late and paid less then the minimum amount. ]]> 2022-04-13 14:44:58 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142510342 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142510566 Marisol's two mistakes were:
1) She didn't pay her monthly payment on time, therefore, having to pay a late fee.
2) She didn't have enough money to pay the minimum payment.]]> 2022-04-13 14:45:07 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142510566 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142510854 Marisol did not pay the full amount she was supposed to pay and did not have enough money to pay it.

]]> 2022-04-13 14:45:18 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142510854 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142510864 She didn't pay the monthly payment on time. She also payed her interest with a pay check.]]> 2022-04-13 14:45:18 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142510864 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511042 Her credit statement thingy got raised. Negative credit score also kinda in debt/owes more money.]]> 2022-04-13 14:45:24 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511042 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511080 her statement was bigger and she had to pay a late fee for not paying on time]]> 2022-04-13 14:45:26 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511080 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511178 She couldn't pay the full amount with only the $50, she had to pay with a check of $50]]> 2022-04-13 14:45:31 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511178 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511402 2022-04-13 14:45:40 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511402 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511478 -she didnt have enough money to pay her monthly payment on time
-she payed back less then the minimum]]> 2022-04-13 14:45:43 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511478 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511485 she didn't pay her payments on time
and she paid less than the minimum.

]]> 2022-04-13 14:45:43 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511485 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511505 She didn't pay her monthly payment on time. She didn't have enough money to pay the minimum payment.]]> 2022-04-13 14:45:44 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511505 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511528 She didnt pay on time and paid less then the minimum amount]]> 2022-04-13 14:45:45 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511528 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511628 She didn't pay enough for the minimum payment and also late to paying her credit card bill..]]> 2022-04-13 14:45:46 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511628 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511653 1) She didn't pay on time 
2) She also paid less than the minimum]]> 2022-04-13 14:45:47 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511653 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511678 She did not pay up to the minimum payment and used a check]]> 2022-04-13 14:45:48 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511678 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511705 She has to pay more and her statement got raised]]> 2022-04-13 14:45:50 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511705 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511711 She paid less than the minimum payment and she didn't pay it on time]]> 2022-04-13 14:45:50 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511711 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511970 She paid with a check and she didn't pay her monthly payment on time]]> 2022-04-13 14:46:00 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142511970 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512054 Her statement increase and she had to pay a major late fee. ]]> 2022-04-13 14:46:05 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512054 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512208 She has to pay interest and she also has to pay a late fee.]]> 2022-04-13 14:46:09 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512208 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512258 Her statment amount went up and she needs to pay more.]]> 2022-04-13 14:46:11 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512258 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512343 Her credit statement increased and she has to pay a larger amount of money.]]> 2022-04-13 14:46:14 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512343 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512518 2022-04-13 14:46:21 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512518 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512526 Her statment had increased and has a negative credit score.]]> 2022-04-13 14:46:21 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512526 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512837 Her statement increased, she has to pay a late fee]]> 2022-04-13 14:46:28 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512837 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512887 Her statement increased and she has to pay more money now from the late fee.

]]> 2022-04-13 14:46:29 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512887 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512958 she had to pay more money from the late fee
her statement increased]]> 2022-04-13 14:46:32 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142512958 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513084 Her statement for the following month was increased as well as owing the bank extra money

]]> 2022-04-13 14:46:37 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513084 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513087 Her statement was raised and she has to pay even more money now.]]> 2022-04-13 14:46:38 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513087 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513099 She had to pay more and her statement increased]]> 2022-04-13 14:46:38 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513099 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513114 Her statement rose and she also has to pay a late fee ]]> 2022-04-13 14:46:39 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513114 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513169 Why did you not analyse your purchases and make sure you have enough money to pay your monthly payment back?
How can you make sure this will not happen again and you will pay your debt back on time?]]> 2022-04-13 14:46:41 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142513169 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142514211 Her statement was increased, and she had to pay a late fee.]]> 2022-04-13 14:47:09 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142514211 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142514898 I would ask:

- What problems had happened or why is the reason you paid late to receive a late free, and how can you resolve this issue 

- How can you reduce your late fee and pay less money to avoid being more in debt]]> 2022-04-13 14:47:32 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142514898 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142514899 Why did you choose to stay irresponsible with your credit card? Did you know what would happen if you made the mistakes you made?]]> 2022-04-13 14:47:32 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142514899 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142514963 1) Is the item I'm buying essential?
2) When is my due date, and how can I remember when to pay back?]]> 2022-04-13 14:47:35 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142514963 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142515044 Why did you not think about if you had enough money make your payment?
What will you do to make sure this won't happen again in the future.]]> 2022-04-13 14:47:39 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142515044 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142515192 Why did you buy stuff that is not nessecery at this time? when you dont have enough money.

What can you do in the future to prevent this?]]> 2022-04-13 14:47:43 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142515192 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142515386 Why don't you check to see if you have enough money to pay the credit card bill? Why don't you keep track of the monthly payment's due date? ]]> 2022-04-13 14:47:49 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142515386 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142515940 Her statement was a lot higher than before. It now has a negative credit score which is not good.]]> 2022-04-13 14:48:06 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142515940 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516065 why did you not check or think about how much you spent and seen how much you need beforehand,and did you rally need to buy those shoes?]]> 2022-04-13 14:48:11 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516065 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516074 Why did you not save enough money? and was it something you needed?]]> 2022-04-13 14:48:11 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516074 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516117 1. Why did you not make sure the amount of money you currently had was sufficient for the monthly minimum payment?
2. Was it worth it to spend money on something else (you probably didn't need) and get a late fee in return?]]> 2022-04-13 14:48:13 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516117 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516865 why did you not save enough money before you spent it?
was it needed?]]> 2022-04-13 14:48:36 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516865 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516937 Did you make sure that you had enough money to pay off the monthly payment, and also check when it would be due? Do you have a plan to not make this happen again?]]> 2022-04-13 14:48:39 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516937 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516998 Why have you been so irresponsible with your money and the amount you have?
How can you make sure that next time, you will have enough money to pay the minimum payment?

]]> 2022-04-13 14:48:42 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142516998 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142517204 What will you do for this not to happen again. Why didn't you check your credit card statement?]]> 2022-04-13 14:48:50 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142517204 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142517605 Did you know before making your mistakes that you did not have enough money to pay?

Will you pay your next amount due on time and how can you ensure this?

]]> 2022-04-13 14:49:04 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142517605 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142517646 Are you managing your purchases properly? Will you have enough money left over for your bills?]]> 2022-04-13 14:49:06 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142517646 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142517740 What can you do so you don't do this in the future?
Why did you buy stuff that isn't necessary when you don't have enough money?]]> 2022-04-13 14:49:10 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142517740 https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142522707 Why did you buy things so unnecessary if you are still not capable of paying your monthly payment.
Will you look before buying something and making sure if you can pay off anything?]]> 2022-04-13 14:52:25 UTC https://padlet.com/jaquila/z1eoweztzkheqpoi/wish/2142522707