Verse by https://padlet.com/francicasci/verse The instant payment App en-us 2018-11-06 11:41:44 UTC 2025-05-03 17:17:00 UTC hello@padlet.com Competitors francicasci https://padlet.com/francicasci/verse/wish/301245861 -Paypal (universal)
- Bizum (Spain) - It is included with all the banks in Spain (comes by default just have to activate it)
-Monzo

]]> 2018-11-06 21:32:03 UTC https://padlet.com/francicasci/verse/wish/301245861 Social factor francicasci https://padlet.com/francicasci/verse/wish/301246048 -Focusing on the Millennials (Peer 2 Peer free payments)
-Focus on people that have smart phones and tend to do transfers (you find the app on Android and Apple Store).
-There are 25- 50 people working for the VERSE team 
-Having ambassadors ( promote the App so more youth downloads the app and starts using it) 
]]> 2018-11-06 21:32:45 UTC https://padlet.com/francicasci/verse/wish/301246048 Economical factor francicasci https://padlet.com/francicasci/verse/wish/301246067 -Estimated annual revenue: $4 Million (which is good given that it is a free app based on funding).
-Based in places where the country is economically stable (Europe and United States)]]> 2018-11-06 21:32:47 UTC https://padlet.com/francicasci/verse/wish/301246067 Political/Legal factors francicasci https://padlet.com/francicasci/verse/wish/301246086 - As an App provides various functions, they have to have a license for every different aspect.
-Underage: You have to be +18 to use this app and if you are underage you have to get a Parent/ Tutor Consent form.
-The App can’t use your details (contacts, mobile phone) without the persons authorisation
]]> 2018-11-06 21:32:51 UTC https://padlet.com/francicasci/verse/wish/301246086 Technological factor francicasci https://padlet.com/francicasci/verse/wish/301246104 -Data usage; need to have data to use it
-Using social media to communicate and to connect.
-All online; more efficient and save money & time (you can do the transfer instantly, like a text message).
-Implementing always new ideas (Verse Card)]]> 2018-11-06 21:32:54 UTC https://padlet.com/francicasci/verse/wish/301246104 What is Verse? francicasci https://padlet.com/francicasci/verse/wish/301259915 -Spanish Start-up but founded in Silicon Valley 
-Founded in 2015 
-Instant payment App
-Rased a total of $11.1M over4 rounds
-Create groups/events
-First time using it you receive 5€]]> 2018-11-06 22:19:46 UTC https://padlet.com/francicasci/verse/wish/301259915 francicasci https://padlet.com/francicasci/verse/wish/301955169 2018-11-08 09:44:36 UTC https://padlet.com/francicasci/verse/wish/301955169 francicasci https://padlet.com/francicasci/verse/wish/302971664 2018-11-11 12:25:16 UTC https://padlet.com/francicasci/verse/wish/302971664