Mobile Payments by Shubham Jindal https://padlet.com/shubham8424/yxw6g86yyf53 25/08/16 Class Notes for Digital Finance en-us 2017-08-25 11:19:32 UTC 2026-01-17 18:16:42 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Dootheets.png Banks Vs Telco shubham8424 https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775127 In Bank-led Models, customers contract with banks. Banks provide   e-money and collateral services. Banks are licensed and supervised

Whereas, in Telco-led Models, customers have contract with telecom operator.]]> 2017-08-25 11:21:28 UTC https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775127 Agents Functions shubham8424 https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775546 Essential in Developing & Emerging Economies
1) Cash-In/Cash-Out
2) E-Money Transfers
3) Account Opening
4) Deposit Related Functions]]> 2017-08-25 11:26:55 UTC https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775546 Banks shubham8424 https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775612 2017-08-25 11:28:00 UTC https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775612 Shops shubham8424 https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775616 2017-08-25 11:28:03 UTC https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775616 E-Money Issuer shubham8424 https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775628 Issues Credit]]> 2017-08-25 11:28:07 UTC https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775628 Individuals shubham8424 https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775640 2017-08-25 11:28:17 UTC https://padlet.com/shubham8424/yxw6g86yyf53/wish/182775640 shubham8424 https://padlet.com/shubham8424/yxw6g86yyf53/wish/182776593 2017-08-25 11:38:56 UTC https://padlet.com/shubham8424/yxw6g86yyf53/wish/182776593 Risks shubham8424 https://padlet.com/shubham8424/yxw6g86yyf53/wish/182777740 1) Telecom Operators may go bankrupt.
2) Less transparency
3) Poor people loose interest for mobile payments
4) Credentials Verification
5) Cybersecurity
6) Network Infrastructure not developed
7) Agents - Information Asymmetry in Rural Areas
8) Compliance Risk - Risk of Privacy]]> 2017-08-25 11:50:24 UTC https://padlet.com/shubham8424/yxw6g86yyf53/wish/182777740