Investigate Credit Cards by Brayden Desmoulin https://padlet.com/desm4112/ywmb5pp8d0j3j34y Grade 12 College Math en-us 2021-06-17 16:18:15 UTC 2021-06-17 18:24:05 UTC hello@padlet.com What is the truth about credit cards? desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612614625 2021-06-17 16:20:30 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612614625 Are they beneficial? Are they dangerous? desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612618392 2021-06-17 16:22:26 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612618392 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612632926 2021-06-17 16:29:12 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612632926 Source desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612642569 https://go.hfcu.org/blog/bid/156290/what-is-the-truth-about-credit-cards]]> 2021-06-17 16:34:10 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612642569 -If you can't pay it off your bill(s) it makes interest rates really high for yourself desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612644310 2021-06-17 16:35:05 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612644310 -Using it for shopping online because it's more secure to your account desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612648093 2021-06-17 16:37:12 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612648093 -Always make sure to avoid late fees desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612659036 2021-06-17 16:42:58 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612659036 -Best to have a credit card with you for emergencies desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612670527 2021-06-17 16:49:00 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612670527 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612674558 2021-06-17 16:51:09 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612674558 Benefits desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612686341 - Cash Back Rewards(for gasoline, groceries, flights, restaurants)
-Safety from losses from fraud
-Insurance such as rental car insurance, travel insurance.
-Universal Acceptance many purchases have difficult with a debit card like rental cars, and hotels
]]> 2021-06-17 16:57:26 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612686341 Source desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612703918 https://www.investopedia.com/articles/pf/10/credit-card-debit-card.asp]]> 2021-06-17 17:07:10 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612703918 Dangers desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612705275 -Risk of ruining your credit score.For example missing a payment for 30 days can do a lot of damage to your credit score preventing companies unsafe helping out when it comes to insurance]]> 2021-06-17 17:07:55 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612705275 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612724294 -Risk of getting into debt
It's hard getting out debt sometimes and many of which can cause problems leading to stress, depression, other mental health issues.]]> 2021-06-17 17:17:47 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612724294 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612731121 -The temptation to overspend
It's so easy to spend with credit cards making it so convenient to spend money with causing people to overspend without realising. ]]> 2021-06-17 17:21:11 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612731121 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612737712 2021-06-17 17:24:33 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612737712 How old you have to be to own a credit card? desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612739913 2021-06-17 17:25:37 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612739913 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612751172 The minimum age to have a credit card is 18 years old in provinces like Alberta, Manitoba, Ontario, Quebec, PEI. And all other provinces require to be 19 of age.]]> 2021-06-17 17:31:10 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612751172 Source desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612756854 https://www.rbcroyalbank.com/credit-cards/student.html]]> 2021-06-17 17:34:16 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612756854 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612759369 2021-06-17 17:35:41 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612759369 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612765235 2021-06-17 17:38:55 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612765235 What does someone would do to cancel their credit card? desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612779802 2021-06-17 17:46:43 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612779802 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612784548 -If the credit card has been stolen or is just permanently lost. Usually the best thing to do is call your local bank that is the same company for the credit card.
-Another can be from switching credit card companies that is suited best for you.
- Many banks have a 24hr toll free number that would allow to cancel your credit card anytime.]]> 2021-06-17 17:49:24 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612784548 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612804045 2021-06-17 18:00:18 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612804045 Do you think I'm going to use a credit card? Why? or Why not? desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612805792 2021-06-17 18:01:20 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612805792 Yes desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612813515 -I'd probably will when I'm living independently as in an adult in the future. Since everyone want's to have a vacation time to time having a credit card can be useful, along with it can be beneficial if my future career needs to be worked at a different location across the world.]]> 2021-06-17 18:05:50 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612813515 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612823400 2021-06-17 18:11:39 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612823400 Source desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612824910 https://www.rbcroyalbank.com/credit-cards/cardholders/frequently-asked-questions/general-questions.html

]]> 2021-06-17 18:12:37 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612824910 desm4112 https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612842697 2021-06-17 18:23:32 UTC https://padlet.com/desm4112/ywmb5pp8d0j3j34y/wish/1612842697