https://padlet.com/amitpunia056/yp5ybn6xgg3s Made with serendipity en-us 2019-04-01 19:11:39 UTC 2024-12-16 04:05:35 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Growing.png amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347371851 How loans and interests affect you as a consumer and a taxpayer.]]> 2019-04-01 19:39:42 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347371851 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347372610 Loans and interests can be seen to affect the life of people to a great extent, especially, when it comes to north america, most of the taxpayers have their mortgages and car payments going on. which is affecting their life to a big extent as, a major part of their income is spent on these assets, sometimes, it's hard to make the ends meet, which may result in late payment or overduepayments, which leading to the application of different kind of interests and the consumer end up paying more, ending up affecting their life into deep debt.]]> 2019-04-01 19:41:46 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347372610 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347380363 In this assignment we would learn about the ways, that loans and interests affect, the lives of people. we will go through 3 video explaining different advantages and disadvantages of loans, different kind of interests that can be applied to different kind of loans and the way it is affect the lives of millions of people and also we would go through few website links and images which would help you the understand the way it's affecting the lives of people.   ]]> 2019-04-01 20:05:01 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347380363 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347386061 There are several ways loans can benefit you but there are some negative sides as well, for example: you can purchase things without liquidity, provides capital for operation, flexibility, gives you accounting and tax advantages and cash discounts etc. whereas, the negative side includes the addition burden on costs of goods , processing fees, increased compliance and prepayment penalties and and charges.]]> 2019-04-01 20:26:30 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347386061 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347392743 Loans and Interests are affecting the lives of different individuals to a great extent, loans can be seen to affect the basic requirements of individuals like spoiling the credit scores, it becomes really hard for them to buy houses, approve car loans etc. ]]> 2019-04-01 20:52:12 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347392743 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347397025 Bank loans are helping small scale and large scale businesses in many ways and are helpful to several individuals in their daily life. whenever, a business borrows a specific amount of money, it has to return the amount with interest within a fixed period of time. Here is a short video discussing about pros and cons of bank loans faced by different individuals.]]> 2019-04-01 21:12:00 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347397025 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347401421 there are different kind of interests charged on different kind of things bought. when you borrow a loan to buy something then the bank calculates the amount of interest to be charge based on your income and also the assets that you own. it also depends on the thing that your are buying and also the market value that it holds. Here are two short videos explaining how the interest is charged and also how you can calculate the amount based on interest charged.]]> 2019-04-01 21:34:48 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347401421 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347402882

These days, the amount of loans borrowed can be seen increasing amount the youngsters especially, among those going to schools. some of them face a hard time paying off their loan once they graduate due to several factor one of them is also the interest and other factors includes unemployment etc. they also face a lots of problem in future with their credit scores as well. Here is a short video on credit scores.

]]> 2019-04-01 21:44:22 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347402882 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347404483 There are several ways loans can benefit you but there are some negative sides as well, for example: you can purchase things without liquidity, provides capital for operation, flexibility,  gives you accounting and tax advantages and cash discounts etc. whereas, the negative side includes the addition burden on costs of goods , processing fees, increased compliance and prepayment penalties and and charges.]]> 2019-04-01 21:55:54 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347404483 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347404848 there are different kind of loans that can be borrowed from banks here's a list of some really famous kind of loans that are famous among different classes of people.]]> 2019-04-01 21:58:43 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347404848 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347406435 Late payments or overduepayments can lead to the application of different kind of interests and the consumer end up paying more, ending up affecting their life into deep debt.]]> 2019-04-01 22:09:35 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347406435 amitpunia056 https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347441599 2019-04-02 01:43:48 UTC https://padlet.com/amitpunia056/yp5ybn6xgg3s/wish/347441599