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      <title>Resources for money guidance practitioners by Money Guiders England Network</title>
      <link>https://padlet.com/moneyguidernetwork/resources</link>
      <description>Money Guiders England Network resources for areas such as past event recordings, income maximisation, cost reducing, budgeting ideas. Some of our resources draw on the QSA guide here https://quakersocialaction.org.uk/we-can-help/money-finances/made-money/financial-wellbeing/help-cost-living</description>
      <language>en-us</language>
      <pubDate>2022-11-06 13:20:14 UTC</pubDate>
      <lastBuildDate>2023-03-07 16:03:57 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Event recordings</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2371663944</link>
         <description><![CDATA[<div><strong>Practical help in planning a funeral</strong>, Feb 23, Down to Earth Quaker Social Action https://youtu.be/cjismmUi9EI<br><br><strong>Cost of Living updates</strong>, Jan 23, Tom Brooke-Bullard of Citizens Advice, https://youtu.be/vF7010uHVZo<br><br><strong>All about food banks for money guiders</strong>, Dec 22, Trussell Trust https://youtu.be/4G70izk3hKs<br><br><strong>Body Wisdom</strong>, Nov 22, Farrah Idris: https://youtu.be/sDOUEPBS3MQ<br><br><strong>Talk Money Week conference</strong>, Nov 22 with the Money and Pensions Service: <a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.airmeet.com%2Fevent%2F600ac2d0-4951-11ed-b01d-0fdf3252c555&amp;data=05%7C01%7Capril.pass%40firstevent.co.uk%7Cd8caca7573a44cd4422408dac199f817%7C2b72fc364f8d4f3e99a7befa585baba3%7C0%7C0%7C638035164284060987%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=qhliLMYqDdr7Eu1qRkDxA7TLmeGj5xODFQhJ7jUBoTA%3D&amp;reserved=0">www.moneyguidersconference.org.uk</a> <br><br><strong>Introduction to pensions</strong>, Nov 22, Money and Pensions Service: <a href="https://youtu.be/gWT25p4vZeI">https://youtu.be/gWT25p4vZeI</a><br><br><strong>Putting Carers First</strong>, Nov 22, Brian Myciuk, Carers First: https://youtu.be/NvktSfVxdRs<br><br><strong>Supporting clients with budgeting and cashflow</strong>, Oct 22, Lorelei Freeman, Crosslight Advice: <a href="https://youtu.be/iMq5doTl_Ng">https://youtu.be/iMq5doTl_Ng</a><br><br><strong>Wellbeing tools for money guidance practitioners</strong>, Oct 22, Mike, Birmingham Mind: <a href="https://youtu.be/gCMPYpaRwmg">https://youtu.be/gCMPYpaRwmg</a><br><br><strong>MoneyHelper: handy free resources for you and the people who you guide</strong>, Sep 22, Monica Kaur, Money and Pensions Service: <a href="https://youtu.be/rt1KudVCmAM">https://youtu.be/rt1KudVCmAM</a><br><br><strong>Introduction to the Money Guiders Network</strong>, Aug 22, Lucille Roache and Jez Smith: <a href="https://youtu.be/dfP1vZjCPhI">https://youtu.be/dfP1vZjCPhI</a><br><br><strong>Cost of Living - latest updates and policy discussion</strong>, Aug 22, Tom Brooke-Bullard, Citizens Advice: <a href="https://youtu.be/btrW8CnHSGI">https://youtu.be/btrW8CnHSGI</a><br><br><strong>Dealing with Debt</strong>, Jul 22, Helen Handzel, StepChange: <a href="https://youtu.be/5CdP2ECEAOg">https://youtu.be/5CdP2ECEAOg</a><br><br><strong>Improving communications about money with Plain Numbers</strong>, Jun 22, Ben Perkins, Plain Numbers:</div><div><a href="https://youtu.be/qOJpD1cie-M">https://youtu.be/qOJpD1cie-M</a>&nbsp;</div><div><br><br><br><br><br><br><br><br></div>]]></description>
         <enclosure url="https://youtu.be/dfP1vZjCPhI" />
         <pubDate>2022-11-06 13:23:21 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2371663944</guid>
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         <title>Government cost of living payments</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2374994190</link>
         <description><![CDATA[<ul><li>View <a href="https://costoflivingsupport.campaign.gov.uk/help-with-your-bills/">a list of payments available from the government</a> for the rising cost of living. There are different amounts of money depending on your circumstances.&nbsp;</li><li>You can <a href="https://secure.dwp.gov.uk/report-a-missing-cost-of-living-payment/welcome">report a missing Cost of Living payment&nbsp;</a></li><li><strong>Do beware</strong> – scammers are targeting people. You won’t be asked to apply by text, so don’t follow up a message to claim. No one calling about money given out by your council will ask you to share your bank details either.</li></ul><div><br></div>]]></description>
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         <pubDate>2022-11-08 13:32:56 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2374994190</guid>
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         <title>Income max: Welfare Benefits</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2375002210</link>
         <description><![CDATA[<div>Turn2Us Benefits Calculator: <a href="https://benefits-calculator.turn2us.org.uk/">https://benefits-calculator.turn2us.org.uk/</a><br>Entitled to Benefits Calculator: <a href="https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=4a4e9de4-ba87-4c9e-b4d6-3835a4611a95">https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=4a4e9de4-ba87-4c9e-b4d6-3835a4611a95</a></div>]]></description>
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         <pubDate>2022-11-08 13:37:13 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2375002210</guid>
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         <title>Debt concerns</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2375007250</link>
         <description><![CDATA[<ul><li>Don’t pay for debt advice, try <a href="https://www.nationaldebtline.org/">National Debtline</a> or call them for free on: 0808 808 4000</li><li><a href="https://www.stepchange.org/">Stepchange</a> also gives free expert debt advice</li><li>If you have borrowed money informally and are being pressured to pay it back, the <a href="https://www.stoploansharks.co.uk/who-we-are/">England Illegal Money Lending Team</a> tackle loan sharks and can help you. Their 24 hour helpline is free and anonymous on 0300 555 2222. A call won’t commit you or anyone else to doing anything. Borrowing money from loan sharks isn’t illegal, only lending it, so you won’t get into trouble.</li><li>Breathing Space provides protections for people in England and Wales who are in debt: <a href="https://maps.org.uk/our-debt-work/breathing-space/">https://maps.org.uk/our-debt-work/breathing-space/</a></li></ul><div><br></div>]]></description>
         <enclosure url="https://maps.org.uk/our-debt-work/breathing-space/" />
         <pubDate>2022-11-08 13:40:02 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2375007250</guid>
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         <title>Money Guiders England future events</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2375018373</link>
         <description><![CDATA[<div><strong>End of Year Review, 13 Dec</strong><br><a href="https://www.eventbrite.co.uk/e/474059764517">https://www.eventbrite.co.uk/e/474059764517</a><br><br><strong>Food Banks, 14 Dec</strong><br><a href="https://www.eventbrite.co.uk/e/464999053687">https://www.eventbrite.co.uk/e/464999053687</a><br><br><strong>Silent meeting, 12 Jan</strong><br><a href="https://www.eventbrite.co.uk/e/474208970797">https://www.eventbrite.co.uk/e/474208970797</a><br><br><strong>Practical support in planning a funeral, 9 Feb</strong><br><a href="https://www.eventbrite.co.uk/e/392382696207">https://www.eventbrite.co.uk/e/392382696207</a></div>]]></description>
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         <pubDate>2022-11-08 13:46:09 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2375018373</guid>
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         <title>Resources especially for carers</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2375081367</link>
         <description><![CDATA[<div>The first resources are suggested by Carers First<br><br>Carers Allowance: <a href="https://www.gov.uk/carers%20allowance/how-to-claim">https://www.gov.uk/carers allowance/how -to-claim</a><br><br>The Carers Trust. This fund provides grants of up to £300 for individual carers over the age of 16. You can apply for funding towards an item or activity that will help you in your caring role. <a href="https://carers.org/grants-and-discounts/introduction">https://carers.org/grants-and-discounts/introduction</a><br><br>Respite association providing grants for breaks for carers <a href="https://carers.org/grants-and-discounts/introduction">https://respiteassociation.org/</a><br><br>Turn2us are a great place to look for Grants that a carer might be entitled to <a href="https://grants%20search.turn2us.org.uk/">https://grants search.turn2us.org.uk/</a><br>or have a helpline of 0800 802 2000<br><br>Carers First has a page on grants to support carers which can be based on being a carer, age, your illness,<br>condition, current or previous occupation<br><a href="https://www.carersfirst.org.uk/help-and-advice/topics/grants-to-support-you-as-a-carer/">https://www.carersfirst.org.uk/help-and-advice/topics/grants-to-support-you-as-a-carer/</a><br><br>It can also be a good idea to check with your local Carers Trust partners to see what grants they might be able to offer.<br><br>As a carer, there are hundreds of discounts available for all kinds of purchases. From the weekly shop, buying insurance or a day out have a look around and see how<br>carers can save money. <a href="https://www.carersfirst.org.uk/help-and-advice/topics/discounts-for-carers/">https://www.carersfirst.org.uk/help-and-advice/topics/discounts-for-carers/</a><br><br>Discounts for Carers is free to join, offering thousands of discounts for carers through their website. Their members can save monthly on groceries, utility bills and transport. <a href="https://discountsforcarers.com/">https://discountsforcarers.com/</a><br><br>Carers get free access with someone who gets a disability benefit for days out like Merlin attractions, concessions at Guillvers world, Carer Free ticket at Cadburys World, National Trust, English Heritage.<br><br><br></div>]]></description>
         <enclosure url="https://www.carersfirst.org.uk/help-and-advice/topics/grants-to-support-you-as-a-carer/" />
         <pubDate>2022-11-08 14:23:49 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2375081367</guid>
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         <title>Children</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376335770</link>
         <description><![CDATA[<ul><li>Many local authorities give grants to help pay for uniform. Use this <a href="https://www.gov.uk/help-school-clothing-costs">checker</a> to see if your council offers help: <a href="https://www.gov.uk/help-school-clothing-costs">https://www.gov.uk/help-school-clothing-costs</a></li><li>Many schools also have a second hand uniform shop that you may need to ask about, or a parents’ group on Facebook where parents cheaply sell on uniform they no longer need.</li><li>Some local authorities offer help with costs of getting to and from school, check your local council website to find out.</li><li>You may be able to get help paying for childcare use this <a href="https://www.gov.uk/childcare-calculator">checker</a> to find out: <a href="https://www.gov.uk/childcare-calculator">https://www.gov.uk/childcare-calculator</a></li><li>For single parents <a href="https://www.gingerbread.org.uk/">Gingerbread</a> is an excellent source of support and advice targeted for single parents: <a href="https://www.gingerbread.org.uk/">https://www.gingerbread.org.uk/</a></li><li>When there just isn’t enough money, it’s hard to know how to talk to our kids about that. Here are <a href="https://quakersocialaction.org.uk/node/878/">some tips</a> to support you to have those conversations in ways that feel OK: <a href="https://quakersocialaction.org.uk/we-can-help/money-finances/made-money/financial-wellbeing/talking-children">https://quakersocialaction.org.uk/we-can-help/money-finances/made-money/financial-wellbeing/talking-children</a></li><li>Fun days out for families (or anyone) <a href="https://www.dayoutwiththekids.co.uk/hub/things-to-do/free-family-days-out">https://www.dayoutwiththekids.co.uk/hub/things-to-do/free-family-days-out</a><br><br>Suggestions from money guiders<br>* Look for deals<br>* Follow Skint Dad on Facebook<br>* Encourage children into the habit of switching off things they aren't using</li></ul><div>&nbsp;</div>]]></description>
         <enclosure url="https://www.dayoutwiththekids.co.uk/hub/things-to-do/free-family-days-out" />
         <pubDate>2022-11-09 07:15:29 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376335770</guid>
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         <title>Well-being</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376337718</link>
         <description><![CDATA[<ul><li>Money worries can sometimes impact on our ability to look after ourselves and our loved ones. Two apps that might help your mental wellbeing are <a href="https://www.headspace.com/">Headspace</a> and <a href="https://www.feelinggood.app/">Feeling Good</a>&nbsp; &nbsp;</li><li><a href="https://www.relate.org.uk/relationship-help/help-relationships/money">Relate</a> has some good information on protecting relationships when people are coping with the pressure of money worries: <a href="https://www.relate.org.uk/get-help">https://www.relate.org.uk/get-help</a></li></ul><div><br></div>]]></description>
         <enclosure url="https://www.relate.org.uk/get-help" />
         <pubDate>2022-11-09 07:17:23 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376337718</guid>
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         <title>Food</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376347570</link>
         <description><![CDATA[<ul><li>Compare prices across supermarkets with <a href="https://www.trolley.co.uk/">Trolley</a>&nbsp;</li><li>Use <a href="https://www.trusselltrust.org/get-help/find-a-foodbank/">Trussell Trust</a> or <a href="https://www.foodaidnetwork.org.uk/our-members">Food Aid Network</a> to find a foodbank</li><li>The <a href="https://toogoodtogo.co.uk/en-gb">Too Good to Go</a> app gives you a chance to get low cost surplus food from cafes and restaurants&nbsp;</li><li><a href="https://olioex.com/">Olio</a> helps you share food and resources in your community</li><li>For budget recipes, try Jack Monroe’s <a href="https://cookingonabootstrap.com/">Cooking On A Bootstrap</a></li><li><a href="https://bagsoftaste.org/">Bags of Taste</a> is a fun project that gets you trying new healthy recipes on a budget</li></ul><div><br><br>Suggestions from money guiders:<br>* Check reduced food fridge (yellow tags) in shops<br>* Too Good to Go<br>* Batch cook<br>* Olio app<br>* Shopping points schemes to turn into spending money<br>* Meal plan<br>* Set a budget<br>* Buy wonky fruit and veg<br>* Local markets<br>* Meat free days<br>* Order online<br>* Always shop with a list<br>* Set a budget<br>* Sign up to Feed your Family for 20 quid: <a href="https://fyf20quid.co.uk/">https://fyf20quid.co.uk/</a><br>* <a href="https://cookingonabootstrap.com/category/recipes-food/">https://cookingonabootstrap.com/category/recipes-food/</a><br>* FOOD clubs (Food On Our Doorstep) <a href="https://www.family-action.org.uk/what-we-do/children-families/food-club/">https://www.family-action.org.uk/what-we-do/children-families/food-club/</a><br>* <a href="https://communitygrocery.org.uk/">https://communitygrocery.org.uk/</a><br>* <a href="https://www.lovefoodhatewaste.com/foods-and-recipes">https://www.lovefoodhatewaste.com/foods-and-recipes</a><br><br><br></div>]]></description>
         <enclosure url="https://fyf20quid.co.uk/" />
         <pubDate>2022-11-09 07:25:55 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376347570</guid>
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         <title>Energy costs, utility bills, payments etc</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376354377</link>
         <description><![CDATA[<ul><li>Extra support for vulnerable people through the Priority Services Register: <a href="https://www.ofgem.gov.uk/get-help-your-supplier-priority-services-register">https://www.ofgem.gov.uk/get-help-your-supplier-priority-services-register</a></li><li>Cheaper broadband and phone packages: <a href="https://www.ofcom.org.uk/phones-telecoms-and-internet/advice-for-consumers/costs-and-billing/social-tariffs">https://www.ofcom.org.uk/phones-telecoms-and-internet/advice-for-consumers/costs-and-billing/social-tariffs</a></li><li><a href="https://www.nea.org.uk/wash-advice/">National Energy Action</a> is a great source of advice. Call them on 0800 304 7159 and ask about the <a href="https://www.gov.uk/the-warm-home-discount-scheme">Warm Home Discount</a></li><li>Use <a href="https://www.sust-it.net/">Sust-it </a>to check how much it costs to run your electrical appliances and learn about energy efficient products</li><li>Learn how much each of your appliances costs to run with this <a href="https://qsa.typeform.com/appliancequiz?typeform-source=t.co">online activity</a>&nbsp;</li><li>WaterSure (England only): <a href="https://www.citizensadvice.org.uk/consumer/water/water-supply/problems-with-paying-your-water-bill/watersure-scheme-help-with-paying-water-bills/">https://www.citizensadvice.org.uk/consumer/water/water-supply/problems-with-paying-your-water-bill/watersure-scheme-help-with-paying-water-bills/</a></li><li><br></li></ul><div><strong>Suggestions from money guiders</strong><br>Switch off what not using<br>Take meter readings<br>Use appliances that use less energy<br>BBC article: </div><div><br></div>]]></description>
         <enclosure url="https://www.ofgem.gov.uk/get-help-your-supplier-priority-services-register" />
         <pubDate>2022-11-09 07:31:56 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376354377</guid>
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         <title>General or doesn&#39;t fit into another tab</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376355491</link>
         <description><![CDATA[<div>ideas here</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-11-09 07:32:49 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376355491</guid>
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         <title>Budgeting</title>
         <author>moneyguidernetwork</author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376441526</link>
         <description><![CDATA[<div>Our budgeting and cashflow sessions have been provided by Lorelei Freeman of <strong>Crosslight Advice</strong>: <a href="https://www.crosslightadvice.org/">https://www.crosslightadvice.org/</a><br>Crosslight's free budgeting course:<br><a href="https://www.themoneycourse.org/join">https://www.themoneycourse.org/join</a><br><br><br></div>]]></description>
         <enclosure url="https://www.crosslightadvice.org/" />
         <pubDate>2022-11-09 08:46:05 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376441526</guid>
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         <title>Start here</title>
         <author></author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376520194</link>
         <description><![CDATA[<div>Hello! Thanks for finding your way to the resources page for the Money Guiders England Network. This network is run by Quaker Social Action (QSA) in partnership with the Money and Pensions Service.&nbsp;<br><br>Our network is free to join:<br><a href="https://www.moneyguidersengland.org.uk/">www.moneyguidersengland.org.uk/</a><br><br>The Money and Pensions Service has a broad offer for money guidance practitioners. Start here: <a href="https://maps.org.uk/money-guiders/">https://maps.org.uk/money-guiders/</a><br><br>Competency framework: <a href="https://maps.org.uk/money-guiders/ways-to-use-the-framework/">https://maps.org.uk/money-guiders/ways-to-use-the-framework/</a><br><br>Frequently asked questions<br><a href="https://maps.org.uk/money-guiders/faqs/">https://maps.org.uk/money-guiders/faqs/</a><br><br>In this Padlet/site there are Money Guidance England Network event recordings, future events and other resource suggestions. Resources from past events such as presentations will be shared soon. <br><br><br></div>]]></description>
         <enclosure url="http://www.moneyguidersengland.org.uk/" />
         <pubDate>2022-11-09 09:52:49 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376520194</guid>
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         <title>If you can&#39;t open a tab</title>
         <author></author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376568047</link>
         <description><![CDATA[<div>If you can't open a tab to add a resource, look for the plus sign (at the bottom right) and post your resource on a new tab and we will add it to the relevant tab later. </div>]]></description>
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         <pubDate>2022-11-09 10:31:16 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376568047</guid>
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         <title>ideas from Lorelei&#39;s session at Money Guiders&#39; Conference</title>
         <author></author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376599869</link>
         <description><![CDATA[<div>BBC piece on saving energy costs <a href="https://www.bbc.co.uk/news/business-62738249">https://www.bbc.co.uk/news/business-62738249</a> <br><br>Google Rewards App pays you small amounts to complete very small surveys.&nbsp; Keeping your shopping receipts pays well if you are willing to photograph them for the survey. The money can be spent in Google Play Store on apps/subscriptions you have.&nbsp; I have 'earned' 57p while Lorelei has been speaking!<br><br>As energy advisors that is something we are constantly telling clients along with trying to help them make thier homes more energy efficient so they can heat homes...thanks energy doctors<br><br>Just want to say with budgeting being a major focus for services now as we're having to 'take things back to basics' as we often feel a bit helpless that we can't get additional money for customers/ tenants, I am finding this session really really helpful! Thank you. I can't wait to have the slides and incorporate the info into 1-1 sessions with people as a sort of checklist<br><br>One of our practical ways to help clients is to refer to projects that help them cook healthy meals for minimum cost..it is called bags of taste and is really popular sadly not available in all of the boroughs we cover<br><br>Most energy trust funds insist on debt advice budget sheets from a debt advice agency so check<br><br><a href="https://www.ofgem.gov.uk/get-help-your-supplier-priority-services-register">https://www.ofgem.gov.uk/get-help-your-supplier-priority-services-register</a><br><br><a href="https://grants-search.turn2us.org.uk/">https://grants-search.turn2us.org.uk/</a></div><div><a href="https://www.entitledto.co.uk/help-page-index">https://www.entitledto.co.uk/help-page-index</a><br><br>Introduction&nbsp; <br> <br>Money Course website (for clients and organisations) <br>Enrol for the Money Course self-led <br> <br><br>The B Word-&gt; 3 simple steps -&gt; choose a method <br><br>First paste: <br>MAPS Budget Planner <br><br><a href="https://www.moneyhelper.org.uk/en/everyday-money/budgeting/budget-planner">https://www.moneyhelper.org.uk/en/everyday-money/budgeting/budget-planner</a> <br><br> <br>EntitledTo planner <br><br><a href="https://e2budget.entitledto.co.uk/entitledto">https://e2budget.entitledto.co.uk/entitledto</a> <br><br> <br>MSE budget planner (Excel or printable) <br><br><a href="https://www.moneysavingexpert.com/banking/budget-planning/">https://www.moneysavingexpert.com/banking/budget-planning/</a> <br><br> <br>CAB online budgeting tool <br><br><a href="https://www.citizensadvice.org.uk/debt-and-money/budgeting/budgeting/work-out-your-budget/">https://www.citizensadvice.org.uk/debt-and-money/budgeting/budgeting/work-out-your-budget/</a> <br><br> <br><br>Second paste: <br>Budget Builder demo video <br><br><a href="https://www.youtube.com/watch?v=n_Vc4YivDTk">https://www.youtube.com/watch?v=n_Vc4YivDTk</a> <br><br> <br>Budget Builder appli &amp; online tool <br><a href="https://budgetbuilder.themoneycourse.org/">https://budgetbuilder.themoneycourse.org/</a> <br><br> <br><br> <br><br>The B Word -&gt; common scenarios <br><br>Guest Handbook <br><br><a href="https://www.themoneycourse.org/guest-handbook">https://www.themoneycourse.org/guest-handbook</a> <br><br> <br>Reducing Costs -&gt; spending priorities <br><br>Online priorities exercise <br><br><a href="https://www.themoneycourse.org/priorities">https://www.themoneycourse.org/priorities</a> <br><br> <br><br>Reducing Costs -&gt; ways to save money<br><a href="https://budgetbuilder.themoneycourse.org/">https://budgetbuilder.themoneycourse.org/</a><br><br>SHINE covers all London Boroughs our energy doctors provide small&nbsp; measures energy saving lightbulbs radflek draught proofing and advice in peoples homes<br><br>Mayor of London Grants for Insulation solar etc</div>]]></description>
         <enclosure url="https://www.ofgem.gov.uk/get-help-your-supplier-priority-services-register" />
         <pubDate>2022-11-09 10:58:02 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376599869</guid>
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         <title>resources from Brian&#39;s conference presentation</title>
         <author></author>
         <link>https://padlet.com/moneyguidernetwork/resources/wish/2376691746</link>
         <description><![CDATA[<div><br><a href="https://www.gov.uk/carers-allowance/how-to-claim">https://www.gov.uk/carers-allowance/how-to-claim</a><br><br>From Morag:<br>A major benefit of claiming and being paid CA in Scotland is Carer's Allowance Supplement which is paid twice yearly. <br>£245.70 from December 2022 - you'll get this payment if you're getting Carer's Allowance on 10 October 2022<br><br><a href="https://www.gov.uk/attendance%E2%80%93allowance">https://www.gov.uk/attendance%E2%80%93allowance</a><br><br>Just a note for Scottish participants. No new claims for PIP in Scotland. It has been replaced with Adult Disability Payment which is broadly similar in terms of activities and points https://www.mygov.scot/adult-disability-payment&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DLA has been replaced by Child Disability Payment in Scotland - again broadly similar but payable to age 18 &amp; slightly different tests after 16 and for visual impairment https://www.mygov.scot/adult-disability-payment&nbsp; &nbsp; &nbsp; &nbsp; Universal Credit can be claimed from age 16 if you're caring for a severely disabled person :-) https://www.gov.uk/universal-credit/eligibility&nbsp;<br><br><br><br></div>]]></description>
         <enclosure url="https://www.gov.uk/attendance%E2%80%93allowance" />
         <pubDate>2022-11-09 12:17:22 UTC</pubDate>
         <guid>https://padlet.com/moneyguidernetwork/resources/wish/2376691746</guid>
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