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      <title>1024_IMU253_IC1104B_UZMA&#39;S GROUP by NUR SHAMIMI HASYIRA ZAINUDIN</title>
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      <pubDate>2024-10-15 07:24:29 UTC</pubDate>
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         <author>2023103983</author>
         <link>https://padlet.com/2023103983/yd45pmsn64768oqk/wish/3169763123</link>
         <description><![CDATA[<p>Allocate your RM2000 budget across three hierarchy of priorities (dharuriyyah, hajiyyah and tahsiniyyah) and across different expense categories for example rent, groceries/food, transportation, entertainment, savings/investments, clothing, others.</p><p><br></p><p>Dharuriyyah - 30% (RM 610)</p><p>House Rent - RM 200</p><p>Internet - RM 40</p><p>Water Bill - RM 20</p><p>Electric Bill - RM 50</p><p>Public Transport - RM 100</p><p>Groceries/Food - RM 200</p><p><br></p><p>Hajiyyah- 50% (RM 970)</p><p>Parents Allowance - RM 500</p><p>Savings/Investment - RM 470</p><p><br></p><p>Tahsiniyyah - 20% (RM 420)</p><p>Personal care - RM 150</p><p>Entertainment - RM 100</p><p>Health - RM 70</p><p>Clothing - RM 100</p><p><br></p><p>i) Can you live with lower entertainment costs to save more?</p><p>   Yes, we can make cuts if needed for unimportant things such as reducing hangouts or subscriptions could free up money for savings.</p><p><br></p><p>ii) Is it necessary to allocate money for both savings and transportation?</p><p>     Transportation may be a dharuriyyah if it is required to get to work or essential places. Savings might fall into the hajiyyah category because it is important to plan for future needs. However, it is needed to balance both, deciding what's more urgent.</p><p><br></p><p>iii) What trade-offs do you feel comfortable making, and why?</p><p>     I am comfortable with trade-offs of entertainment for groceries and food because I need groceries and food more than the need of entertainment.</p><p><br></p><p><br></p><p><br></p>]]></description>
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         <pubDate>2024-10-15 07:43:23 UTC</pubDate>
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