Materion Ariannol-Cyllid Myfyrwyr/Money Matters-Student Finance by Sarah Wynn Griffiths https://padlet.com/wynn1s/yag9mwhrassp Rydym yn gofyn i chi myfyrwyr postio eich awgrymiadau o ran arbed arian. Fydd yr awgrymiad gorau o bob coleg yn ennill gwobr-tocyn Amazon felly plîs postiwch eich rhif ID Myfyriwr a'ch coleg os hoffwch chi gael y cyfle i ennill. We are asking you, the learners, to follow the link below and post your money saving tips. The best saving money tip from each college will win a prize-a Amazon voucher so please post your ID number and your college if you would like to be in with a chance of winning. ***To post on this padlet, please double click on the wall - you should be able to type your message. Once your message has been approved it will show up on the Padlet.*** en-us 2017-10-11 21:04:29 UTC 2026-03-24 13:31:33 UTC hello@padlet.com I look out for food offers such as 3 for 2 and stock up :-) wynn1s https://padlet.com/wynn1s/yag9mwhrassp/wish/196233421 2017-10-11 22:03:48 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196233421 288772 - coleg Menai caernarfon https://padlet.com/wynn1s/yag9mwhrassp/wish/196238093 Don’t always opt for the most expensive well known brands, chances are the ingredients are exactly the same on supermarket own brands!

]]> 2017-10-11 22:40:52 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196238093 https://padlet.com/wynn1s/yag9mwhrassp/wish/196239365 Uninstall shopping apps to make it harder for you to spend all your money. 302060, Dolgellau]]> 2017-10-11 22:51:08 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196239365 https://padlet.com/wynn1s/yag9mwhrassp/wish/196266689 Put all loose change into a jar - it’s surprising how quickly it adds up! 

153679 llandrillo rhos]]> 2017-10-12 02:44:04 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196266689 https://padlet.com/wynn1s/yag9mwhrassp/wish/196288553 Avoid food shopping on an empty stomach, you'll be more inclined to purchase an unnecessary amount of food - or simply learning to cook can drastically save money compared to buying premade meals.
310037, Llandrillo]]> 2017-10-12 06:12:41 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196288553 Each day check online banking, what ever pennies you have left over (example £205.60) send the £0.60 to a savings account. Doing this every day builds up! https://padlet.com/wynn1s/yag9mwhrassp/wish/196288702 290251 Rhyl

]]> 2017-10-12 06:13:53 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196288702 Take out enough money for the week so £20 for example and don't touch your card. I do this every week and I've learnt how to budget and find best deals and so on! I have money left over most weeks as well https://padlet.com/wynn1s/yag9mwhrassp/wish/196334494 2017-10-12 09:40:12 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196334494 3099051 https://padlet.com/wynn1s/yag9mwhrassp/wish/196396866 i always buy frozen fruit and veg as its cheaper and will be a lot fresher for when you want it. 309905
coleg glynllifon]]> 2017-10-12 13:06:54 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196396866 Bring packed lunches to college. https://padlet.com/wynn1s/yag9mwhrassp/wish/196465755 Always write a list before going shopping and only get what's on the list 
Have 2 bank accounts and set an automatic transfer one day a week go transfer money from one account to a savings account 
Student id 176549]]> 2017-10-12 14:55:51 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/196465755 Jack Owens 301696 Coleg Llandrillo https://padlet.com/wynn1s/yag9mwhrassp/wish/197990729 If you can't afford 6 of them you cant afford one, this way of thinking helps you from overspending :)

]]> 2017-10-17 19:17:48 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/197990729 Don't spend it on rubbish like sweets and drinks. That will be good for your health too. https://padlet.com/wynn1s/yag9mwhrassp/wish/198131070 317459 Rhos]]> 2017-10-18 08:39:35 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198131070 When looking for food and drinks look at the price per kg, grams , millilitres and litres. https://padlet.com/wynn1s/yag9mwhrassp/wish/198131143 (317688) Rhos ]]> 2017-10-18 08:39:53 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198131143 I check their prices to see if it is what they say it should be. https://padlet.com/wynn1s/yag9mwhrassp/wish/198131203 320016 Rhos]]> 2017-10-18 08:40:00 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198131203 look for which one is the cheaper to buy, checking the size of them so see which has more in it. https://padlet.com/wynn1s/yag9mwhrassp/wish/198131342 317624 rhos ]]> 2017-10-18 08:40:35 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198131342 Look for cheaper alternatives with products for example a shops own brand. https://padlet.com/wynn1s/yag9mwhrassp/wish/198131343 317460
Rhos]]> 2017-10-18 08:40:35 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198131343 Make a saving account and put £10 a week you will save £520 a year. https://padlet.com/wynn1s/yag9mwhrassp/wish/198131545 317455
Rhos]]> 2017-10-18 08:41:21 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198131545 307662/Rhos.site https://padlet.com/wynn1s/yag9mwhrassp/wish/198131784 I would use charity shops and bargain shops]]> 2017-10-18 08:42:16 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198131784 https://padlet.com/wynn1s/yag9mwhrassp/wish/198132025 Buy the cheaper option when you are at the shops. e.g. Food, shoes and clothes.

318017- Rhos ]]> 2017-10-18 08:43:23 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198132025 https://padlet.com/wynn1s/yag9mwhrassp/wish/198132189 put your savings in your bank  
319133 rhos on sea ]]> 2017-10-18 08:44:08 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198132189 https://padlet.com/wynn1s/yag9mwhrassp/wish/198132213 turn lights off to save money 

318692 Rhos]]> 2017-10-18 08:44:13 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198132213 Try to buy less branded products because you're paying more for a name. https://padlet.com/wynn1s/yag9mwhrassp/wish/198132353 317460
Rhos]]> 2017-10-18 08:44:54 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198132353 Look out for by 1 get 1 free which could be cheaper https://padlet.com/wynn1s/yag9mwhrassp/wish/198132786 (317688) Rhos ]]> 2017-10-18 08:46:53 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198132786 Take the amount of money you need so you can't spend any more. https://padlet.com/wynn1s/yag9mwhrassp/wish/198132938 318457 Rhos]]> 2017-10-18 08:47:39 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198132938 I check whether they are in date. https://padlet.com/wynn1s/yag9mwhrassp/wish/198133161 320016 Rhos]]> 2017-10-18 08:48:33 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198133161 307662/Rhos.site https://padlet.com/wynn1s/yag9mwhrassp/wish/198134232 Look for own brand products because they are usually cheaper]]> 2017-10-18 08:52:30 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198134232 I make sure that they are not to expensive https://padlet.com/wynn1s/yag9mwhrassp/wish/198134326 320016 Rhos]]> 2017-10-18 08:52:53 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198134326 Buy the stronger bag for 10p because it will last longer than the weaker bag for 5p https://padlet.com/wynn1s/yag9mwhrassp/wish/198134392 (317688) Rhos ]]> 2017-10-18 08:53:13 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198134392 i save up coupons through out the week and spend them all stocking up on the week end https://padlet.com/wynn1s/yag9mwhrassp/wish/198195074 2017-10-18 12:52:18 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198195074 318378 / Coleg Llandrillo Menai https://padlet.com/wynn1s/yag9mwhrassp/wish/198871134 Shop at Lidl not Waitrose ]]> 2017-10-19 20:40:52 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/198871134 Always check your interest rates, sometimes the APR on a cash loan can be cheaper than the finance with the company you bought the car/expensive possessions from. It might pay off to take out the cash loan to pay off the finance and paying the bank back instead. https://padlet.com/wynn1s/yag9mwhrassp/wish/199486245 223857 - Rhyl]]> 2017-10-23 09:06:39 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/199486245 https://padlet.com/wynn1s/yag9mwhrassp/wish/202737913 I do standard order like for example ever time I get money I put £40 every two weeks that how I save money for like holidays college
Stuff food shopping stuff of Amazon or eBay and for my pet lizard 
294179 Coleg Glynllifon ]]> 2017-11-01 23:27:48 UTC https://padlet.com/wynn1s/yag9mwhrassp/wish/202737913