https://padlet.com/marisabowe/Bookmarks en-us 2022-03-24 14:25:13 UTC 2022-03-29 19:55:58 UTC hello@padlet.com marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2119985706 You decided trade school or college was not for you. You are working full time at a local retailer making $15.00 and hour and work 40 hours a week. ]]> 2022-03-29 18:34:53 UTC https://padlet.com/marisabowe/Bookmarks/wish/2119985706 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2119985998 You decided college was not for you, but you exceled in your high school engineering class particularly focusing on welding. You just started out as an entry level welder making $22.00 an hour and work 40 hours a week with the opportunity of 10-15 hours overtime.]]> 2022-03-29 18:35:04 UTC https://padlet.com/marisabowe/Bookmarks/wish/2119985998 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2119986629 College was your destiny and working in accounting has been something you were super excited about. You are working full time at a local firm making $45 an hour and work 40 hours a week. ]]> 2022-03-29 18:35:20 UTC https://padlet.com/marisabowe/Bookmarks/wish/2119986629 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120035602 When finding your home, you want to decide what you can afford. Determine what your needs/wants are and make sure your home is within your approval amount. Even though you got approved for a certain amount, would it be wise to go all the way to that amount considering your monthly expenses? ]]> 2022-03-29 19:04:16 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120035602 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120035980 2022-03-29 19:04:31 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120035980 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120038728 Determine what your payment will be based on the interest rate and down payment amount given on your approval letter. You are responsible for figuring out the property taxes and homeowners' insurance being set at 1% of the purchase price divided by 12 for your payment. ]]> 2022-03-29 19:05:51 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120038728 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120041205 Now that you have your house payment, and your budget and expenses, what is left? Using your Budget and Reflection sheet, how are you going to prioritize your weekly expenses? Entertainment? Life? Anything eye opening?]]> 2022-03-29 19:07:26 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120041205 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120079014 2022-03-29 19:32:09 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120079014 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120084349 2022-03-29 19:35:49 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120084349 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120088170 2022-03-29 19:38:32 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120088170 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120104175 2022-03-29 19:49:46 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120104175 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120106393 2022-03-29 19:51:17 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120106393 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120106658 2022-03-29 19:51:28 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120106658 marisabowe https://padlet.com/marisabowe/Bookmarks/wish/2120113166 2022-03-29 19:55:58 UTC https://padlet.com/marisabowe/Bookmarks/wish/2120113166