https://padlet.com/whittenf/xtdx9sqku7rjezha Made with joy en-us 2021-03-25 13:36:09 UTC 2021-03-25 16:22:36 UTC hello@padlet.com https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353002270 I think demand for cashless payments will rise and continue to rise as technology advances. The pandemic gives us a glimpse of what a cashless society could be like.]]> 2021-03-25 14:10:18 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353002270 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353002915 I don’t believe cash will ever dissolve completely in our country. It is needed for kids paying for things with their parents money, and low income families. It is becoming less common, but it will never go away.]]> 2021-03-25 14:10:25 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353002915 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353003398 the government isn’t planning on going cashless and having stores and services across the country go cashless because it would be discriminating against lower social classes who don’t have the opportunities to use anything other then cash, and dont have the money to use credit cards or paypal.]]> 2021-03-25 14:10:30 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353003398 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353003815 The demand is increasing because no one wants to spread germs through the cash.]]> 2021-03-25 14:10:34 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353003815 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353003818
More companies are becoming cashless, but it will take a while before the whole economy goes cashless because many people are dependent on physical cash]]> 2021-03-25 14:10:34 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353003818 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353003967 I think the demand for cashless payments is rising and will continue to rise overtime especially in the United States. I have just started using online payments and know many others who are starting to use online ways of payments.]]> 2021-03-25 14:10:35 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353003967 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004226 I doubt cash is ever going to go away in the near future. While 1/3 of adults never use cash in a typical week, 2/3 of transactions under $10 are used with cash. Also, lower income families are more likely to use cash over digital payments. Digital payment methods are rapidly becoming more worldwide, though.]]> 2021-03-25 14:10:38 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004226 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004245 This demand will increase in the near future. As technology advances even more, more of the newer generations will adapt to this .]]> 2021-03-25 14:10:38 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004245 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004347 I believe cash wont go away fully but i feel like we might mostly go cashless for a while ]]> 2021-03-25 14:10:39 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004347 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004529 I don’t think cash is going away. We are definitely starting to see the use of electronic payments more often, however I don’t think cash will ever be gone soon.]]> 2021-03-25 14:10:41 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004529 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004780 no, I don't think its going away because its something that everyone uses. ]]> 2021-03-25 14:10:43 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004780 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004909 Due to the convenience of cashless payments there’s a growing demand of it. Part of the shift from physical money to cashless payments grew due to demand for contactless payments as it’s more sanitary due to the pandemic. It’s likely only going to continue to become more prevalent the more technology developes.]]> 2021-03-25 14:10:44 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353004909 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353005396 Cashless payments are becoming more and more popular with new technology being created.]]> 2021-03-25 14:10:49 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353005396 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353007353 No, cash is not going away, because it is very useful and there is a lot of people who use cash.]]> 2021-03-25 14:11:09 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353007353 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353007460 The demand is high because not only do people want to avoid cash due to contamination (during our pandemic) but it’s also a more efficient way to pay]]> 2021-03-25 14:11:11 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353007460 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353008220 I think that most millennials don't feel the need to use cash yet because they don't really have kids yet or their kids don't need cash because they're too young. ]]> 2021-03-25 14:11:17 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353008220 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353008484 The convenience of cashless payments has become more widespread and felt especially due to the advent of covid. Sites like amazon, doordash, steam all make it so purchases become a thing of ease.]]> 2021-03-25 14:11:20 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353008484 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353009104 I think the demand for cashless payments will start to rise because e-commerce is more convenient, secure and trackable.]]> 2021-03-25 14:11:27 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353009104 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353010277 People who own million dollar businesses are obviously starting to care less and less about low income customers. They are trying to push away from cash and swipe fees. I believe laws should be put in place stopping this.]]> 2021-03-25 14:11:38 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353010277 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353010314 I dont think cash will ever go away because of how long its been around and been used. ]]> 2021-03-25 14:11:38 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353010314 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353010965 Cashless payments are becoming more and more popular due to the convenience and popularity of apps such as Venmo, zelle, Apple Pay, etc. ]]> 2021-03-25 14:11:45 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353010965 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353011012 2021-03-25 14:11:46 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353011012 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353011205 Millennials and Gen Z have definitely accelerated the use of online payments and cash because they are prime consumers. Younger people are used to ordering things online because they are more comfortable with technology.]]> 2021-03-25 14:11:48 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353011205 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353012199 Millennials probably go cashless just for the easiness of it and how available it is ]]> 2021-03-25 14:11:58 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353012199 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353012651 I don’t think cash will be gone forever but until the pandemic is over I think it’d be smart to not use as much. This is so you avoid getting sick of course ]]> 2021-03-25 14:12:03 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353012651 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353013916 They are not going to go cashless, otherwise that would cause a big portion of people to not be able to pay for food, items, clothes, etc.]]> 2021-03-25 14:12:16 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353013916 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353014268 Cash won’t go away because of the socioeconomic effects on people which would create another protest]]> 2021-03-25 14:12:20 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353014268 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353014395 I don’t believe cash will go away as it will always be the easier option for some people. It still holds and will hold significant value.]]> 2021-03-25 14:12:21 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353014395 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353015616 millennials probably use online payments more than cash]]> 2021-03-25 14:12:34 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353015616 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353015720 I think cashless payment will increase after pandemic because people will realize how convenient it is than cash.]]> 2021-03-25 14:12:35 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353015720 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353015878 Millennials use cashless payments because it is easier to use and up to date technology.]]> 2021-03-25 14:12:37 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353015878 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353016009 The demand for going cashless is usually made from ppl with higher class. So going cashless would not be fair for the lower class.]]> 2021-03-25 14:12:38 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353016009 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353016164 there’s definitely a higher pattern of using electronic payments instead of cash when it comes to millennials because we’re more used to new technologies that use the electronic payments, so it becomes more of a preference. ]]> 2021-03-25 14:12:40 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353016164 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353016197 I think China's a great
 example that the US will look towards when examining how effective a cashless economy is

]]> 2021-03-25 14:12:41 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353016197 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353016847 Some establishments are switching to a more electronic approach and only accepting electronic payments. ]]> 2021-03-25 14:12:47 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353016847 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353017484 Pavin Thomas: There is an increasing amount of cashless forms of payment. Certain businesses have tried to go fully cashless but got a lot of backlash for discriminating those who pay with cash]]> 2021-03-25 14:12:53 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353017484 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353018574 The demand for cashless payments is increasing. Although cash is still very important, the pandemic has increased the want and use of cashless payment. Some social classes prefer cash whereas others prefer cashless payments. Although the demand for cashless is high, it’s important to take into regard the economic situations of everyone not just ourselves.]]> 2021-03-25 14:13:04 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353018574 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353019508 Millennials use cash less ]]> 2021-03-25 14:13:14 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353019508 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353019687 I believe that the newer generation is pushing more and more away from cash, just because it’s harder to count, harder to do consistent payments etc. . I much prefer online banking, it makes many things much much easier in today’s society. ]]> 2021-03-25 14:13:16 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353019687 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353020281 Millennials most likely use cashless payment to the convenience and are most likely the main reason cashless payment is accelerating.]]> 2021-03-25 14:13:22 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353020281 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353020600 I don't think cash will completely go away because it is still the most liquid form of money. The US government retains hegemony and power in foreign markets by backing the value of the dollar.]]> 2021-03-25 14:13:25 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353020600 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353022284 Millennials still use cash but increasingly more use digital currency compared to other generations. This is because their more used to the technology.

]]> 2021-03-25 14:13:44 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353022284 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353022351 I think the demand for cashless payments will increase due to the more technology's being invented ]]> 2021-03-25 14:13:44 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353022351 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353022647 2021-03-25 14:13:48 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353022647 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023120 i think the demand for cashless payments will increase or decline depending on the electronic payment methods offered to people. for now, there is a higher demand for stores to adjust to cashless payments, but there is still an option for cash.]]> 2021-03-25 14:13:52 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023120 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023494 I think cashless payments will go up for millennials because millennials are always looking for new, faster, innovated ways of using money and millennials have found cashless payments are the innovated way.]]> 2021-03-25 14:13:56 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023494 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023530 I don’t think cash will ever be going away in the near future. People from low income families might be using cash and parents usually pay their child’s allowance in cash. Because of this I don’t think the future would be cashless.]]> 2021-03-25 14:13:56 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023530 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023578 The demand is really high really no one wants to deal with cash anymore. But its gonna be really hard to just completely give it up especially those who live paycheck to paycheck]]> 2021-03-25 14:13:57 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023578 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023617 Personally, I don't think cash will go away because some people think it's easier to use or it's all they can use.]]> 2021-03-25 14:13:57 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353023617 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353024975 It’s so much easier to scan your phone but I could also think it’s a bad idea because you don’t have a visual on how much money you’re spending until you’re looking at your account ]]> 2021-03-25 14:14:11 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353024975 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353025034 Millennials are more likely to use cashless forms of payments. I know my dad(who’s older) doesn’t fully trust all forms of cashless payments, so he only uses a few platforms.]]> 2021-03-25 14:14:12 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353025034 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353026084 Recently the government just canceled 1 billion dollars of student debt that’s approximately 7 or less people. The government doesn’t even realize how much money truly effects people, let alone fix discrimination involving money. ]]> 2021-03-25 14:14:23 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353026084 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353026330 The government will not and shouldn’t go cashless and having stores and businesses go cashless because it would be discriminating against the lower social class that aren’t able to use anything other than cash.]]> 2021-03-25 14:14:26 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353026330 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353026359 I think the demand for cashless payments will only continue to rise because it is more efficient and an easier way to pay for both customers and for the people receiving the payment. During our current time, it is also safer for people to pay through methods other than cash. ]]> 2021-03-25 14:14:26 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353026359 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028153 i dont think cash will go away because there’s still the risk of discrimination against lower class and lower income families if the government were to go completely cashless.]]> 2021-03-25 14:14:42 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028153 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028169 Pavin Thomas: Millenials use cashless forms of payments due to accessibility and efficiency. Though they have cash, credit/debit cards, are dominant in their generation.]]> 2021-03-25 14:14:42 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028169 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028469 While plenty of millennials still use cash for transactions, 1/10 millennials only use digital payment methods for every purchase. I think this number is only going to increase in the coming future. This is because digital payment methods are seen as more easy and more efficient to use over cash. ]]> 2021-03-25 14:14:45 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028469 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028495 I don’t know the cash going the way.]]> 2021-03-25 14:14:45 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028495 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028967 Millennials use less cash than before just from the ease of online payments and not having to carry around cash in your wallet.]]> 2021-03-25 14:14:50 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353028967 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353030090 2021-03-25 14:15:01 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353030090 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353030355 Other countries have cashless economies that are functioning very well. ]]> 2021-03-25 14:15:03 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353030355 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353030375 A cyber attack on companies such as venmo or pay-pall could change how people view using virtual currency.]]> 2021-03-25 14:15:03 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353030375 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353031085 I believe that going cashless would be selfish towards people who don't have credit cards ]]> 2021-03-25 14:15:11 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353031085 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353031192 The demand for cashless payments is rising and rising, and with good reason. Everything is easier online, but I feel like cash is extremely important even if you are well off and run off of on line banking. Going cashless sounds like it could be great, but scamming is also very common and I don’t think we should be relying on it.]]> 2021-03-25 14:15:12 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353031192 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353031662 Citizens who earn more money than most think it's easier to use cashless payments and citizens who do not earn much have a hard time to use cashless payments. ]]> 2021-03-25 14:15:17 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353031662 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353032435 Pavin Thomas: No, since many people rely on cash and aren’t blessed to use a cashless alternative. ]]> 2021-03-25 14:15:25 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353032435 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353032789 Digital currencies is just something that will exist as technology advances, it’s also more efficient which makes it easier to shop.]]> 2021-03-25 14:15:29 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353032789 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353033553 Digital currencies will become even more popular than now in the future years from how simple and easy they are to use. ]]> 2021-03-25 14:15:37 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353033553 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353033801 I believe for this because the how money you have is describes your social status ]]> 2021-03-25 14:15:40 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353033801 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353035143 I don’t think cash will go away because some people rely on cash for their daily needs. It would be discriminatory especially towards lower income families that live paycheck to paycheck.]]> 2021-03-25 14:15:53 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353035143 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353035383 Those who aren’t worried financially, cash doesn’t affect them and they only want what’s convenient for them unlike those who live paycheck to paycheck it would be really hard to budget in a cashless society]]> 2021-03-25 14:15:56 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353035383 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353036443 I don’t think cash will go away because it has been a way of payment for such a long time and although cashless payments are the new thing I know I still like to have cash and know plenty of others do as well.]]> 2021-03-25 14:16:06 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353036443 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353036928 Digital Currencies is something that will continue to grow in popularity and advance years on. Digital Currencies is just a lot easier and efficient.]]> 2021-03-25 14:16:10 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353036928 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353038822 I think millennials def. accelerated the use of debit card and online payments. Since they basically "grew" with technology, they use it more ]]> 2021-03-25 14:16:28 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353038822 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353039643 Going cashless would be discriminatory because bank accounts come with hidden fees and require you to have a certain financial standing to qualify. In addition, houseless people or those without a bank account who qualify for the stimulus check do not have access to it because they do not have an online bank account.]]> 2021-03-25 14:16:37 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353039643 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353039738 I think digital currencies will grow and will become more popular ]]> 2021-03-25 14:16:38 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353039738 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353040582 Pavin Thomas: Since people don’t have banking accounts, some people may feel discriminated against since they are not able to purchase certain items due to payment methods.]]> 2021-03-25 14:16:47 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353040582 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353040609 Digital currencies is something that will continue o grow in advance countries 

]]> 2021-03-25 14:16:47 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353040609 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353040628 Millennials don’t use cash as much because it’s not as common anymore to carry it around when you can carry more cash in a card than bills ]]> 2021-03-25 14:16:48 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353040628 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353042210 Going completely cashless is discriminatory towards lower income families. It can also worsen the credit scores of many Americans who might not spend as wisely.]]> 2021-03-25 14:17:04 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353042210 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353042519 Millennials mostly use cashless payments, rather than actual cash. Millennials are more up to date on the recent and more advanced technology, so it is easier for them to use their phones or apps to pay rather than carry cash around with them everywhere. It has proved to be easier and more efficient when making purchases. Some of the older generation, like my grandparents for example, still rely mainly on cash as their main source of payment, however. ]]> 2021-03-25 14:17:07 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353042519 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353043770 Digital Currencies will continue to grow among newer generations as technology becomes more accessible and understandable. It will not completely replace cash but will continue to lower its use.]]> 2021-03-25 14:17:19 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353043770 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353044202 Digital Currencies are more efficient and will continue to increase.]]> 2021-03-25 14:17:24 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353044202 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353047675 I think cash will definitely never go away, is it not being used as much? yes, but it will never go away. ]]> 2021-03-25 14:17:54 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353047675 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353048792 Pavin Thomas: Different countries have turned cashless due to its efficiency and accessibility. However, the U.S will take awhile for a drastic cashless payment change since not everyone has a bank account.]]> 2021-03-25 14:18:05 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353048792 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353049077 Millenials and Gen Z have grown up in an era where monetary options outside of cash has become more felt. More and more parents of gen z kids are setting up their children with debit cards and credit cards due to the convenience of things.]]> 2021-03-25 14:18:08 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353049077 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353049145 Millennials and Gen Z have accelerated the use of cashless, online payments. It’s not as common to carry around cash when it’s easy enough to just have money on your phone.]]> 2021-03-25 14:18:09 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353049145 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353050788 Digital currencies are becoming more and more important. Many countries like Finland, Sweden, and Canada are turning towards digital currency.]]> 2021-03-25 14:18:26 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353050788 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353051334 2021-03-25 14:18:31 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353051334 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353052564 I think we have a long way to go before our society embraces digital currency such as Bitcoin because there is still a lot of risk surrounding the security and application of Bitcoin. One guy lost millions of dollars in Bitcoin because he couldn't remember his password. Another issue is how we would exchange digital currency into US dollars, or if international governments would all accept Bitcoin as a form of currency in their country. If you can't buy things with digital currency, it is useless.]]> 2021-03-25 14:18:43 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353052564 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353052694 The demand for cashless payments are rapidly increasing as time goes on. Furthermore, more and more businesses are allowing customers to use cashless payments, if they have not already done so. However, the Payment Choice Act of 2020 prohibits businesses from refusing cash payments, so cash is still widely used for purchases.]]> 2021-03-25 14:18:44 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353052694 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353061441 I do think cash is going away significantly, and already has, but it will never completely go away in my opinion. Many people and companies don’t trust technology completley, and still rely mainly on cash.  ]]> 2021-03-25 14:20:13 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353061441 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353065288 Cash is never truly going away because cash is still a convenience for those who don't wanna struggle managing a line of credit or have to deal with overdraft fees. It's also going to be there for those who don't have the luxury of credit or debit cards.]]> 2021-03-25 14:20:52 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353065288 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353066405 Going cashless would really affect lower income families. Most low class households don't have bank accounts, they wouldn't be able to pay for anything.]]> 2021-03-25 14:21:04 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353066405 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353071999 Digital currency is evolving, so in the future i think it would be very popular ]]> 2021-03-25 14:22:01 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353071999 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353072079 Becoming a completely cashless society would be discriminatory to people with lower incomes. There are a lot of fees with credit card companies and a lot of the digital apps out there today. It is also hard for people to get loans if they have a poor credit score.]]> 2021-03-25 14:22:02 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353072079 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353080347 As our society continues to become more and more advanced, digital currencies will only become more efficient and popular among the population. The trend is moving toward less and less cash, and has proved to be the better move for our society.]]> 2021-03-25 14:23:26 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353080347 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353080439 Cash is something a lot of people in low income households need in order to sustain their standard of living. Not being to use cash is tantamount to removing that standard of living]]> 2021-03-25 14:23:27 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353080439 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353096684 Lower income families and people who live paycheck to paycheck are more inclined to use cash over digital payment methods. This is because they may have poor credit scores, so it is hard for them to get approved for loans and bank accounts. According to a 2017 study, 18.7% of U.S. households are underbanked and 6.5% of households are unbanked. This is why cash is still going to be used in a world that uses digital payment methods.]]> 2021-03-25 14:26:17 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353096684 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353123168 Digital currencies make things easier and that's just a fact. Things like paypal and cashapp provide ease of transactions and purchases, things like credit cards and debit cards open pathways to purchasing options and methods, even crypto currency has its place as the safest standard of digital currency that allows for people to garner money based on resources and time put in. Even food stamps are being put on debit cards that the government gives to low income households. Digitalized currency has certainly cemented itself in our society and it's not going to subside.]]> 2021-03-25 14:30:56 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353123168 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353163034 In a world where it seems like technology is advancing more and more everyday, digital currencies are being used more and more. People who use digital payment methods for transactions do so because of how effortless and efficient it is. Cryptocurrencies such as Bitcoin, Ethereum, and Litecoin are digital currencies that can be acquired, but not earned like cash. These currencies can be exchanged online to other people, and can also be used to purchase things online. An advantage of cryptocurrency is that there is no government involvement, so there is a very low transaction cost. However, a disadvantage of cryptocurrencies are cyberattacks and hackers who may be able to steal cryptocurrency from individuals and companies. Another disadvantage is that cryptocurrency can not be used yet to purchase something in a majority of stores, restaurants, and retail businesses.  ]]> 2021-03-25 14:37:40 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353163034 https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353764335 2021-03-25 16:22:36 UTC https://padlet.com/whittenf/xtdx9sqku7rjezha/wish/1353764335