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      <title>Maybank - Sales Prospecting (Day 1) by Eliza Fiza Zulkifle</title>
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      <description>16th - 17th December 2021</description>
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      <pubDate>2021-12-16 01:06:31 UTC</pubDate>
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         <title>Introduction</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950710116</link>
         <description><![CDATA[<div>Introduce yourself and indicate your SALES success story here</div>]]></description>
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         <pubDate>2021-12-16 01:11:09 UTC</pubDate>
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      <item>
         <title>Introduction</title>
         <author></author>
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         <pubDate>2021-12-16 01:31:28 UTC</pubDate>
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      <item>
         <title>Introduction</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950745472</link>
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         <pubDate>2021-12-16 01:33:29 UTC</pubDate>
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      <item>
         <title>Introduction</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950745641</link>
         <description><![CDATA[<div>Im Yatie from Melaka Hub. Working almost 15years in bank institution. 1st runner up (Top 3 MCE) in year 2018.<br><br>Strength<br>✅ Good listener&nbsp;<br>✅ Multi task<br>✅ Independence&nbsp;<br><br>Weakness<br>✅ Impatient&nbsp;<br>✅ Focus too much on the details.<br>✅ To direct</div>]]></description>
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         <pubDate>2021-12-16 01:33:36 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950745901</link>
         <description><![CDATA[<div>MCE - Klang Hub 🥳</div>]]></description>
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         <pubDate>2021-12-16 01:33:46 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950746854</link>
         <description><![CDATA[<div>Strenght&nbsp;<br>1. Communication skills with people<br>2. Brave and aggresive&nbsp;<br>3. Never give up<br><br>Weakness<br>1. Impatient<br>2. Easily to get annoyed&nbsp;with situation, people<br>3. Lose focus easily<br><br></div>]]></description>
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         <pubDate>2021-12-16 01:34:22 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950747744</link>
         <description><![CDATA[<div>-call me jery<br>-MCE Kuantan HUB<br>-joint Maybank on 15/5/2014(clerk)(5years+)<br>-Joint MCE on 1/8/2019(2years+)<br><br><br></div>]]></description>
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         <pubDate>2021-12-16 01:34:55 UTC</pubDate>
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      <item>
         <title>Introduction</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950748297</link>
         <description><![CDATA[<div>Hi. I'm Kina MCE from Kota Kinabalu. Joined Maybank in 2018 as SL1M trainee and managed to get on-board in 2019. Currently in my second year with Maybank 😬💛<br><br></div>]]></description>
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         <pubDate>2021-12-16 01:35:16 UTC</pubDate>
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      <item>
         <title>Introduction </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950749018</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 01:35:41 UTC</pubDate>
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      <item>
         <title>INTRODUCTION</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950749923</link>
         <description><![CDATA[<div>Hi ..just call me lynda.</div>]]></description>
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         <pubDate>2021-12-16 01:36:16 UTC</pubDate>
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      <item>
         <title>Introduction</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950750621</link>
         <description><![CDATA[<div>Kpi : Green</div>]]></description>
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         <pubDate>2021-12-16 01:36:43 UTC</pubDate>
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      <item>
         <title>Introduction</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950755829</link>
         <description><![CDATA[<div>Im Herlina from MCE Kuantan.<br>im working almost 18 yrs in Maybank.&nbsp;<br>in MCE team about 7 yrs. im qualifier HAC 3 times 2017,2018 &amp; 2020.<br><br></div>]]></description>
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         <pubDate>2021-12-16 01:40:02 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950756264</link>
         <description><![CDATA[<div>I'm&nbsp;Izzati from Micro Ipoh Hub. Working almost 5 years in Maybank. I'm qualifier HAC 2020.</div>]]></description>
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         <pubDate>2021-12-16 01:40:19 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950756380</link>
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         <pubDate>2021-12-16 01:40:24 UTC</pubDate>
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         <title></title>
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         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950757496</link>
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         <pubDate>2021-12-16 01:41:10 UTC</pubDate>
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      <item>
         <title>Intro: My Sales Success Story</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950758814</link>
         <description><![CDATA[<div>Never Give Up!!! Your victory is around the corner....<br><br>My success sales story is when i'm able to get my customer!!!</div>]]></description>
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         <pubDate>2021-12-16 01:42:04 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950762938</link>
         <description><![CDATA[<div>Mce Wawa 🥰🥰</div>]]></description>
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         <pubDate>2021-12-16 01:44:52 UTC</pubDate>
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      <item>
         <title>Introduction</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950763851</link>
         <description><![CDATA[<div>Kpi : Green. </div>]]></description>
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         <pubDate>2021-12-16 01:45:30 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950766245</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 01:47:12 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950766245</guid>
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      <item>
         <title>Introduction</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950766787</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 01:47:34 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950769700</link>
         <description><![CDATA[<div>Hello there. My name is Syaheed and im from Kuching. Has been with Maybank Since 2017.<br><br>HAC achiever for the year 2019&amp;2020</div>]]></description>
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         <pubDate>2021-12-16 01:49:34 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950770956</link>
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         <pubDate>2021-12-16 01:50:27 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950771226</link>
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         <pubDate>2021-12-16 01:50:38 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950771976</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 01:51:10 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950772023</link>
         <description><![CDATA[<div>Assalamualaikum, Hi 👋, I am Hanim, MCE FT Jalan Bunus. 😉<br>-&nbsp;Join maybank since 2019<br>- previously work at Bsn for 7years.<br><br>"one can ever do your job better than you do so please keep on working and shining in your chosen field. Work smart in silence, lets success make the noise 💪"</div>]]></description>
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         <pubDate>2021-12-16 01:51:12 UTC</pubDate>
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      <item>
         <title>Strengths &amp; Weaknesses Sales</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950785856</link>
         <description><![CDATA[<div>Strengths<br>1.<br>2.<br>3.<br>Weaknesses<br>1.<br>2.<br>3.</div>]]></description>
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         <pubDate>2021-12-16 02:01:01 UTC</pubDate>
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      <item>
         <title>STRENGTH &amp; WEAKNESS</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950793420</link>
         <description><![CDATA[<div>STRENGTH<br>- AGILE<br>- DETERMINE<br>-FOCUS<br><br>WEAKNESS<br>- EMOTIONAL<br>- CAN'T ACCEPT REJECTION<br><br></div>]]></description>
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         <pubDate>2021-12-16 02:06:10 UTC</pubDate>
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      <item>
         <title></title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950793475</link>
         <description><![CDATA[<div>hello everybody, my name akmal from Kota Bharu hub. Already with Maybank since 2014<br><br>HAC achiver &amp; ost tier 2 qualifier for year 2017 </div>]]></description>
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         <pubDate>2021-12-16 02:06:12 UTC</pubDate>
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      <item>
         <title>STRENGHT AND WEAKNESS</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950794105</link>
         <description><![CDATA[<div>Friendly<br>Good impression<br>Calm &amp; Steady<br><br>Not focus<br>Emotional<br>overthinking<br><br><br><br><br></div>]]></description>
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         <pubDate>2021-12-16 02:06:34 UTC</pubDate>
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         <title>Assignment 1 - Challenges &amp; Opportunity</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950796091</link>
         <description><![CDATA[<div>Type of Challenges&nbsp;<br>1.<br>How To Address It:<br>1.<br><br>Type of Opportunity<br>1.<br>How are you going to manage it:<br>1.&nbsp;</div>]]></description>
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         <pubDate>2021-12-16 02:07:52 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950797560</link>
         <description><![CDATA[<div>Strength<br>- Agile<br>- Flexible<br>- Persevere<br><br>Weakness<br>- Love to procrastinate<br>- Fear of Failure<br><br><br></div>]]></description>
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         <pubDate>2021-12-16 02:08:52 UTC</pubDate>
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         <title>Strengths and Weaknesses in Sales </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950800707</link>
         <description><![CDATA[<div>Strengths in sales:<br>1. A good listener 👂🏻<br>2. Able to multitask 💪🏻<br>3. Relationship with customer 🤝<br><br>Weaknesses in sales:<br>1. Struggling to juggle time 🤧<br>2. 👎🏻 Working under pressure<br>3. Emotional 😅</div>]]></description>
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         <pubDate>2021-12-16 02:11:00 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950803356</link>
         <description><![CDATA[<div>3 Strengths&nbsp;<br>1- i like to see people and opportunities<br>2- Never Give up<br>3- Feel happy when achieve something<br><br>3 Weeknesses<br>1-&nbsp; Dont like pressure by others<br>2- Emotional<br>3-&nbsp; Sometime too Excited<br><br></div>]]></description>
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         <pubDate>2021-12-16 02:12:46 UTC</pubDate>
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      <item>
         <title></title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950803671</link>
         <description><![CDATA[<div>strenghts<br>1. persistent<br>2. time management<br>3. enthusiasm<br><br>weaknesses<br>1. sometimes lack confidence<br>2. impatient<br>3. fear of failure</div>]]></description>
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         <pubDate>2021-12-16 02:12:59 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950805224</link>
         <description><![CDATA[<div>Strengths<br>~ focus<br>~ self motivated<br>~ determined&nbsp;<br><br>Weakness<br>~ insecure<br>~ overthinking<br>~fearful</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:13:59 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950805224</guid>
      </item>
      <item>
         <title>Strength &amp; Weakness</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950808897</link>
         <description><![CDATA[<div>Strength<br>1. Agile<br>2. Confidence<br>3. Negotiation Abilities<br><br>Lemah!!<br>1. Impatient<br>2. Fear of rejection<br>3.&nbsp;Does not like conflict<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:16:28 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950808897</guid>
      </item>
      <item>
         <title> Strength &amp; Weakness</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950809000</link>
         <description><![CDATA[<div>Strength<br>Work Smart&nbsp;<br>positive<br>confident<br><br>Weakness<br>controlling emotions<br>fear of rejection<br>self-limiting belief&nbsp;<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:16:32 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950809000</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950810335</link>
         <description><![CDATA[<div>Strength&nbsp;<br>- hard working<br>- easy to be around<br>- focus<br><br>Weakness&nbsp;<br>- easy to trust other<br>- sleep<br>- eat</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:17:24 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950810335</guid>
      </item>
      <item>
         <title>STRENGTHS &amp; WEAKNESSES</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950812587</link>
         <description><![CDATA[<div>STRENGTH<br>- positive thingking<br>- focus&nbsp;<br>-confidence<br><br>WEAKNESS<br>- application reject<br>- can't control emotions<br>-impatient<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:18:55 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950812587</guid>
      </item>
      <item>
         <title></title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950812989</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1502992101/33c1623004a266e2d399fda972e5fc6d/20190605_201007.jpg" />
         <pubDate>2021-12-16 02:19:09 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950812989</guid>
      </item>
      <item>
         <title>Strengths</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950813464</link>
         <description><![CDATA[<div>Confidence&nbsp;<br>Positive&nbsp;<br>friendly&nbsp;<br><br>Weakness&nbsp;<br>Always emotional&nbsp;<br>not focus <br>Fear with rejection&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:19:26 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950813464</guid>
      </item>
      <item>
         <title>Challenges VS. Opportunity </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950813719</link>
         <description><![CDATA[<div>UNEXPECTED CHALLENGES:<br>Type of challenge:<br>1. Customer's rejection<br><br>How are you going to address it:<br>1. Keep on trying to convince the customer and then move on (though sometimes it's hard 😅) when it's not working.<br><br><br>UNPRECEDENT OPPORTUNITIES:<br>Type of opportunities:<br>1. </div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1502956333/3f6c17977f9b16d919190a2d4f242d68/38E1B31B_1486_45CE_BE80_B6DED85BF9F9.png" />
         <pubDate>2021-12-16 02:19:36 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950813719</guid>
      </item>
      <item>
         <title>STRENGTH &amp; WEAKNESSES</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950813871</link>
         <description><![CDATA[<div>STRENGTH<br>1. Never give up<br>2. Good impression<br>3. Confidence<br><br>WEAKNESSES<br>1. Emotional<br>2. Dont like pressure<br>3. Fear of failure</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:19:42 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950813871</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950814751</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1502954295/65dc3ebec16c4a8c9ff7cd7ec25cc2e6/01__Challenges_VS_Turbulance.png" />
         <pubDate>2021-12-16 02:20:14 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950814751</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950815211</link>
         <description><![CDATA[<div>Hi..im Wanny from Micro Kb<br>Working almost 6 years<br>Top 1 MCE in year 2018<br>OSP qulifier tier 2 2017&amp;2018<br><br>Strength<br>- Focus<br>- Keep positive<br>- time management<br><br>Weakness<br>- can't accept rejection<br>- lack of confident<br>- fear to failure</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:20:32 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950815211</guid>
      </item>
      <item>
         <title>Strengths and weaknesses</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950816745</link>
         <description><![CDATA[<div>Strengths:<br>1. Fast learner<br>2. Confident<br>3. Multi tasking<br><br>Weaknesses:<br>1. Easy to trust person<br>2. Outspoken<br>3. Emotional even for a simple issue.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:21:25 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950816745</guid>
      </item>
      <item>
         <title>Strenghts &amp; Weakness :</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950817111</link>
         <description><![CDATA[<div>Focused<br>Positive Attitude<br>Fast Leaner<br><br>Shyness<br>Impatience<br>Too direct<br><br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:21:41 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950817111</guid>
      </item>
      <item>
         <title>MCE Kota Bharu Hub</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950827901</link>
         <description><![CDATA[<div>Assalamualaikum &amp; hi everyone.<br>&nbsp;6 years in Micro team.<br>I’m just came back from maternity leave.<br>HAC qualifier in 2018.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:28:43 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950827901</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950828351</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 02:29:03 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950828351</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950832571</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1502957664/497d810dd960770d529e95d2ea494e8a/01__Challenges_VS_Turbulance.png" />
         <pubDate>2021-12-16 02:31:54 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950832571</guid>
      </item>
      <item>
         <title>Strengths &amp; Weakness</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950836015</link>
         <description><![CDATA[<div>Strengths<br>1.Motivation &amp; friendly person<br>2.Can agile and adapt the any situation<br>3.Wiilingness to move forward<br><br>Weakness<br>1.Don't like repetitive work<br>2.Don't like last minute direction<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:34:15 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950836015</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950836123</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1503024024/7f3f99d4e64279139b5f9b862a8e0101/27A1A08F_F34E_4F46_803C_B0530715E6F3.jpeg" />
         <pubDate>2021-12-16 02:34:19 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950836123</guid>
      </item>
      <item>
         <title></title>
         <author>jygonz82</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950836165</link>
         <description><![CDATA[<div>Hafizil Adzril - MCE Subang Hub</div>]]></description>
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         <pubDate>2021-12-16 02:34:21 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950836165</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950837852</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1502960921/499f9b12c7d9ac0a92d82ed7609891f0/01__Challenges_VS_Turbulance.png" />
         <pubDate>2021-12-16 02:35:27 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950837852</guid>
      </item>
      <item>
         <title>Strengh</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950847444</link>
         <description><![CDATA[<div>1. Always think Positive&nbsp;<br>2. Friendly&nbsp;<br>3. Focus<br><br>Weakness&nbsp;<br>1. Overthinking<br>2. Easy to trust people<br>3. Too multitasking </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:41:54 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950847444</guid>
      </item>
      <item>
         <title>Members Name</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950857555</link>
         <description><![CDATA[<div>Jerry<br>Syazwan<br>Norhayati<br>Azwin</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:48:24 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950857555</guid>
      </item>
      <item>
         <title>Members Name</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950857810</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:48:34 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950857810</guid>
      </item>
      <item>
         <title>Members Name</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950860131</link>
         <description><![CDATA[<div>1.  Noor Baity<br>2. Sabri<br>3. Herlina<br>4. Salwa<br>5. Norhayati Md Shah</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:50:07 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950860131</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950862071</link>
         <description><![CDATA[<div>STRENGTH&nbsp;<br>1) Positive<br>2) Easy going<br>3) Can multi-task<br><br>WEAKNESS<br>1) Procrastinating<br>2) Fear of Failure</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:51:29 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950862071</guid>
      </item>
      <item>
         <title>Members name</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950869477</link>
         <description><![CDATA[<div>1. Siti Farha<br>2. Azlinda<br>3. Noor Aishah<br>4. Nur Izzati<br>5. Nursakinah</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:56:28 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950869477</guid>
      </item>
      <item>
         <title>CHALLENGES &amp; OPPORTUNITIES</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950869540</link>
         <description><![CDATA[<div>1. COVID 19 PANDEMIC<br>- To across digital during distractions of pandemic-ONLINE STP<br>- Facing problem face to face meeting and no site visitation-*Using video call<br><br>2. BETTER OFFER FROM OTHER BANK<br>-Customer get better rate from other bank.<br>*Give good service to customer and be a good sales person so customer will loyal and repeated with sales person.<br><br>3. SALES DROP AND BUSINESS CLOSED<br>- Difficult to get approval<br>-Some business sector closing down<br>*Focus to sector in line--Retail Trade &amp; Servicing<br><br>OPPORTUNITIES<br>1. ONLINE PLATFORM<br>- Increase volume on STP online submission and approval<br><br>2.PRODUCT LAUNCH(GOV FUNDS)<br>-Experience shift to some added product by government (TRRF)<br><br>3. MARKETING PLATFORM THROUGH DIGITAL<br>- Manage digitalize through TikTok channel<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 02:56:31 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950869540</guid>
      </item>
      <item>
         <title>Type Of Challenges &amp; How To Address </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950877503</link>
         <description><![CDATA[<div>1. Finding quality leads.&nbsp;<br>&nbsp; &nbsp;✅ Filter leads before closing sales.&nbsp;<br><br>2. Getting a trust from the customer.&nbsp;<br>&nbsp; &nbsp;✅ Using fix line phone to cross sales.&nbsp;<br><br>3. Standing apart from competitor.&nbsp;<br>&nbsp; &nbsp;✅ Focus the advantages of our product and benefits.<br><br>4. Maintaining customer relationships post-sale.&nbsp;<br>&nbsp; &nbsp;✅ Offer a good service to customer not sales but anything related on business.&nbsp;<br><br>5. Duplicate Data.&nbsp;<br>&nbsp; &nbsp;✅ Assign data based to the right sales person. &nbsp;<br><br>6. Staying motivated.&nbsp;<br>&nbsp; &nbsp;✅ Keep on moving and stay positive.&nbsp;<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 03:01:42 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950877503</guid>
      </item>
      <item>
         <title>Unexpected Challenges</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950897385</link>
         <description><![CDATA[<div>Challenge<br>1. Longer Decision Time Frame<br>&nbsp; &nbsp;-&nbsp; Follow up with Customer, give them some space to think about our offer.<br>2. Finding Qualified leads<br>&nbsp; &nbsp; &nbsp;- Filter sales product parameter<br>3. Building Trust &amp; Credibility<br>&nbsp; &nbsp; - Good rapport with customer<br>4. Rejection (Not satisfied with loan amount approve)<br>     - Persuade customer to take the facility 1st and reapply again later.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 03:15:41 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950897385</guid>
      </item>
      <item>
         <title>Type Of Opportunities &amp; To Maximize</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950898646</link>
         <description><![CDATA[<div>1. Internal data provided&nbsp;- CRM leads<br>2. First digital clean loan for SME's <br>3. Teamwork&nbsp;<br>4. Help entrepreneur to develop the business&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 03:16:39 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950898646</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950902337</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/871663410/cfd1a112b002b79fb2bb6ebe2936c80e/01__Challenges_VS_Turbulance.png" />
         <pubDate>2021-12-16 03:19:14 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950902337</guid>
      </item>
      <item>
         <title></title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950909372</link>
         <description><![CDATA[<div>UNEXPECTED CHALLENGES: When loan approved but customer rejected due to interest rate, or expected higher loan amount.<br><br>HOW TO ADDRESS IT: Convincing customer nicely with facts and thorough calculation and comparison. Dnt be pushy but just convincing.</div>]]></description>
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         <pubDate>2021-12-16 03:24:20 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950909372</guid>
      </item>
      <item>
         <title>Unprecedent Opportunities</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950911080</link>
         <description><![CDATA[<div>1. Customer Applied the facility without our assistance<br>&nbsp; &nbsp;- maximize the facility by offering others products<br><br>2. Fast Approval<br>    - Inform customer that they loan has been approve within an hour to show how resilience our system</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 03:25:43 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950911080</guid>
      </item>
      <item>
         <title>Room 3 </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950912088</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 03:26:33 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950912088</guid>
      </item>
      <item>
         <title>Member&#39;s name</title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950912208</link>
         <description><![CDATA[<div>1. Ghaffar<br>2. Ahadiah<br>3. Hanim<br>4. Syaheed<br>5. Akmal<br>6. Hery</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 03:26:38 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950912208</guid>
      </item>
      <item>
         <title>Room 3 </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950914674</link>
         <description><![CDATA[<div>1. Najwa<br>2. Khairy<br>3. Junaidy<br>4. Shariza&nbsp;<br>5. Aizat </div>]]></description>
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         <pubDate>2021-12-16 03:28:35 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950914674</guid>
      </item>
      <item>
         <title>type of challenge</title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950923609</link>
         <description><![CDATA[<div>1. quite high of interest rate<br>- if compare with other banks, maybank offer quite high of interest rate especially STP, however STP submission less hassle than manual submission.<br>2. System STP not stable<br>- some times system hanging and updating, will manage customer experience <br>3. customer experience<br>- MCE need to educate customer how to key in STP and follow up since key in until acceptance<br>4. compete customer among us<br>- since all CSE &amp; BDE also have target on STP loan, sometimes we follow up same customers<br>5. poor qualitiy leads<br>- some leads are not eligible to proceed to AA<br>6. Cannot do KYC &amp; KYA during pandemic<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 03:35:01 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950923609</guid>
      </item>
      <item>
         <title>type of opportunity</title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950929664</link>
         <description><![CDATA[<div>1. leads refer by branch<br>- maintaining a good repo with branch and fast responding on all received leads<br>2. CRM leads from HQ<br>- continuiting receiving leads from HQ also a big part of successfully convert to AA<br>3. STP fast approval &amp; less hassle- during MCO most loan approved from STP submission<br>4. customer refer customer<br>- some leads come from customer get customer when they satisfy with our services<br>5. large customer based<br>- Maybank always pump in large non borrowing customer to offer loan facilities with us.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 03:39:40 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950929664</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950930439</link>
         <description><![CDATA[<div>1. Najwa&nbsp;<br>2. Khairy<br>3. Shariza<br>4. Aizat<br>5. Junaidy </div>]]></description>
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         <pubDate>2021-12-16 03:40:19 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950930439</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950930911</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1502971140/ef229bc8132040fa2f00d97f0d275089/48EE39CD_D326_475C_B02A_7C6BF3F29793.jpeg" />
         <pubDate>2021-12-16 03:40:45 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950930911</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950978323</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year- Same position<br>10years-having own company-Businesswoman@ beauty product<br><br>How much savings you would have<br>1 year-50k<br>10 years-1mil<br><br>Properties (ie house/car/land/motorbike)<br>1 year-2nd house<br>10years-dream car(Porche 911 &amp; Ford Mustang)and 3 condos<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year-perform haj<br>10years-travel the world with family<br><br>What habits have you developed<br>1 year-Eating healthy foods<br>10years-Be a Superwife and SuperMom</div>]]></description>
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         <pubDate>2021-12-16 04:24:24 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950978323</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950979730</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - MCE<br>10years - Manager<br><br>How much savings you would have<br>1 year - RM50K<br>10 years - RM200K<br><br>Properties (ie house/car/land/motorbike)<br>1 year - Land<br>10years - House<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year -&nbsp; Holiday to Pulau Redang with&nbsp; my family<br>10years - Holiday to Overseas with my family<br><br>What habits have you developed<br>1 year - Improved myself to more patients to family &amp; work<br>10years - Healthy Lifestyle&nbsp;</div>]]></description>
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         <pubDate>2021-12-16 04:25:43 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950979730</guid>
      </item>
      <item>
         <title>Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950982831</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in</div><div>1 year - stay MCE&nbsp; or another sale position which is&nbsp; suit for me.</div><div>10years - go for another fresh air with another place.</div><div><br></div><div>How much savings you would have</div><div>1 year- 100k</div><div>10 years - 4M</div><div><br></div><div>Properties (ie house/car/land/motorbike)</div><div>1 year - new Car,new motorbike&nbsp;</div><div>10years- dream house (banglow)new dream Car( BMW),own land</div><div><br></div><div>Personal Development/ Personal Reward&nbsp;</div><div>1 year-</div><div>-learn New things such plan a new business for future income.</div><div>-spent more quality time with my parent.</div><div><br></div><div>10years-&nbsp;</div><div>-Develop emotional intelligence&nbsp;</div><div>-improve my time management especially to my spiritual time.</div><div><br></div><div>What habits have you developed</div><div>1 year</div><div><br></div><div>-Develop a growth mindset to be always positive to my surrounding ( especially people around me)</div><div>-stay focus to be healthy ( take some supplement )and happy ( to be with positive people ) keep smiling&nbsp;</div><div><br></div><div>10years</div><div>-daily routine with healty routine.</div><div>-Develop emotional</div><div><br></div><div><br></div><div><br></div><div><br></div>]]></description>
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         <pubDate>2021-12-16 04:28:58 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950982831</guid>
      </item>
      <item>
         <title>strengths and weakneses</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950988721</link>
         <description><![CDATA[<div>strengths<br>-patience<br>-independent<br>-committed<br><br>weaknesses<br>-lack of confidence<br>-sensitive<br>-get bored quickly<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 04:34:35 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950988721</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950990701</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year<br>10years<br><br>Hoe much savings you would have<br>1 year<br>10 years<br><br>Properties (ie house/car/land/motorbike)<br>1 year<br>10years<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year<br>10years<br><br>What habits have you developed<br>1 year<br>10years</div>]]></description>
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         <pubDate>2021-12-16 04:36:31 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950990701</guid>
      </item>
      <item>
         <title>My Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950992695</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - stay with MICRO team ( Micro Credit Executive ) or another sale position which is&nbsp; suit for me such as Consumer Sales Executive ( retail CFS) with upgrading salary ( RM 7k to RM8k ) and Grade to 51 or grade 52.<br><br>10years - HUB manager or any position suit for me&nbsp; or go for another fresh air with another place ( others Bank with salary RM 15k per month)<br><br>How much savings you would have<br>1 year- 30k in saving ( ASB cash plus GOLD investment )<br>10 years - 3M in saving Cash ( gold investment&nbsp; &amp; ASB ) and plus EPF.<br><br>Properties (ie house/car/land/motorbike)<br>1 year - new Car budget 200k below model BMW black color or Merc silver color .<br><br>10years- dream house at front lake view budget RM500k below&nbsp; in Melaka town and new dream Car ( RANGE ROVER).<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year-<br>* travel with family to Istanbul having sightseeing with family &nbsp; and plan another travel HOT balloon with my husband ONLY. &nbsp;<br>* Perform umrah with may parent with more than 15 days.<br>* JEWELLERY as my reward (gold).<br><br>10years-&nbsp;<br>*Develop emotional intelligence be positive to others.<br>* improve my time management especially to my spiritual time. ( follow USRAH team)<br>* still spent more time with my family and parent, balik kampung more at least 3 times aweek.<br>* Travel to EUROPE country France, Italy, Spain or germany<br>* HAJ perform.<br><br>What habits have you developed<br>1 year<br><br>* Develop a reading HABIT<br>* Develop a growth mindset to be always positive to my surrounding ( especially people around me)<br>* stay focus to be healthy ( take some supplement )and happy ( to be with positive people ) keep smiling&nbsp;<br><br>10years<br>* morning routine wake up earlier around 4am.<br>* Develop emotional and spiritual peace and mind - smiling face.<br><br><br><br><br></div>]]></description>
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         <pubDate>2021-12-16 04:38:09 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950992695</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950993429</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year- still MCE<br>10years- BDE or any suitable position in SME in the same bank<br><br>How much savings you would have<br>1 year- RM20k<br>10 years- RM250k<br><br>Properties (ie house/car/land/motorbike)<br>1 year- 3 house (2 house for rental purpose)<br>10years- 1 new house (in terengganu) and new car (vios)<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year- plan on getting married, travelling and sight seeing, getting close to family members spend time together (visit japan, korea, turkey, china in list)<br>10 years- spend time together and living together with my parent and take care of both of them, still travelling and experience new places and cultures. perform hajj in my early 40an<br><br>What habits have you developed<br>1 year- focusing on mental, spiritual and physical healthiness.&nbsp;<br>10years- more focusing on mental, physical &amp; spiritual healthiness</div>]]></description>
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         <pubDate>2021-12-16 04:38:56 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950993429</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950994229</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - MCE<br>10years - A higher position than I'm in right now<br><br>Hoe much savings you would have<br>1 year - 20K<br>10 years - 200K<br><br>Properties (ie house/car/land/motorbike)<br>1 year - A car<br>10years - A landed house&nbsp;<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - Buying myself a car<br>10years - Travelling to overseas with my family<br><br>What habits have you developed<br>1 year - Able to confidently with a lot of people<br>10years - To be able to manage my emotion gracefully :')</div>]]></description>
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         <pubDate>2021-12-16 04:39:42 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950994229</guid>
      </item>
      <item>
         <title>Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950995023</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year<br>10years<br><br>Hoe much savings you would have<br>1 year<br>10 years<br><br>Properties (ie house/car/land/motorbike)<br>1 year<br>10years<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year<br>10years<br><br>What habits have you developed<br>1 year<br>10years</div>]]></description>
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         <pubDate>2021-12-16 04:40:27 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950995023</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950995212</link>
         <description><![CDATA[<div><br>Where will you be and what position will you take up in<br>1 year - MCE (Micro Credit)<br>10years - Manager / other high position in Maybank<br><br>How much savings you would have<br>1 year - 30k<br>10 years -200k<br><br>Properties (ie house/car/land/motorbike)<br>1 year - new house concept (renovation)<br>10years - new house at new place <br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - travel , perform Umrah&nbsp;<br>10years- oversea trip travel (Europe, Middle East) , career growth (manager)<br><br>What habits have you developed<br>1 year - wake up early, having a new healthy lifestyle (exercise,hiking), eat healthy food<br>10years -reading more books&nbsp;</div>]]></description>
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         <pubDate>2021-12-16 04:40:38 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1950995212</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951005676</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year- MCE<br>10years- Micro Manager<br><br>How much savings you would have<br>1 year- RM30k<br>10 years- RM500k<br><br>Properties (ie house/car/land/motorbike)<br>1 year- 2 house (house for rental)<br>10years- 4 house (house for rental + 1 family car (vellfire @ audi)<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year- waiting for new baby<br>10years- Go to umrah &amp; haji with my family/ holiday to oversea with family mmbers<br><br>What habits have you developed<br>1 year-<br>10years-</div>]]></description>
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         <pubDate>2021-12-16 04:50:40 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951005676</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951012419</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - maintain MCE or upgrade to BDE<br>10years- Hub Manager or SME Manager&nbsp;<br><br>How much savings you would have<br>1 year&nbsp; 6k<br>10 years 60k<br><br>Properties (ie house/car/land/motorbike)<br>1 year -new car&nbsp;<br>10years - dream house&nbsp;<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year finish up my master&nbsp;<br>10years moving to PhD&nbsp;<br><br>What habits have you developed<br>1 year Holiday trips&nbsp;<br>10years world tour holiday trips</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/871663410/f4c1614afc693961c90073213013998f/02_Goal_Setting_Sheets.png" />
         <pubDate>2021-12-16 04:58:03 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951012419</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951024667</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year- MCE<br>10years- Hub Manager<br><br>How much savings you would have<br>1 year- RM50k<br>10 years- RM250k<br><br>Properties (ie house/car/land/motorbike)<br>1 year- New car<br>10years- Dream house<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year- Perform Umrah<br>10years- Continue Study<br><br>What habits have you developed<br>1 year- Holiday Trips<br>10years- World tour holiday trips</div>]]></description>
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         <pubDate>2021-12-16 05:11:11 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951024667</guid>
      </item>
      <item>
         <title>Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951049293</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - Still MCE with same bank :)<br>10years - transfer to another department with same bank (operation)<br><br>Hoe much savings you would have<br>1 year&nbsp; &nbsp; &nbsp; - 10k (ASB cash plus investment)<br>10 years&nbsp; -500k ( saving cash + EPF )<br><br>Properties (ie house/car/land/motorbike)<br>1 year &nbsp; - car + house&nbsp;<br>10years - 2 houses + land<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - Top Achiever MCE<br>10years - Top staff MBB(achiever )<br>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;- travel one world&nbsp;<br>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<br><br>What habits have you developed<br>1 year - more confident with customer ( face to face)<br>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;- powerful when spoke out<br>10years - knowledgeable everything a-z</div>]]></description>
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         <pubDate>2021-12-16 05:38:49 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951049293</guid>
      </item>
      <item>
         <title>Goals Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951052277</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in :<br><strong>1</strong> <strong>year</strong> - Still MCE (Micro Credit Executive)<br> <strong>10years</strong> - Micro Credit Manager / other better position at other bank/company<br><br>How much savings you would have in:&nbsp; <br><strong>1 year</strong> - 25K<br><strong>10 years</strong> -350K<br><br>Properties (ie house/car/land/motorbike) in:<br><strong>1 year -</strong> buy new car (MPV)<br><strong>10years</strong> - buy my second house/Land (semi D)<br><br>Personal Development/ Personal Reward in:<br><strong>1 year</strong> - Pregnant &amp; have babies <br><strong>10years</strong>- Be a good leader/Manager in organisation, /Go overseas trip with husband &amp; family (Turkey, Umrah, London) <br><br>What habits have you developed in: <br><strong>1 year</strong> - Practice worklife balance in a healthy ways. (Wake up early, diet, exercise)<br><strong>10years</strong> - Continue a healthy lifestyle, more discipline to less sugar &amp; dessert, eat more healthy food</div>]]></description>
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         <pubDate>2021-12-16 05:42:30 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951052277</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951053195</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - MCE<br>10years - Manager<br><br>How much savings you would have<br>1 year - RM30K<br>10 years - RM200K<br><br>Properties (ie house/car/land/motorbike)<br>1 year - House<br>10years - Land<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - Best Mce&nbsp;<br>10years - Best Manager<br><br>What habits have you developed<br>1 year - Diet<br>10years - Go Travel</div>]]></description>
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         <pubDate>2021-12-16 05:43:37 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951053195</guid>
      </item>
      <item>
         <title>Strengths and weaknesses:</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951055004</link>
         <description><![CDATA[<div>Strengths:<br>1.Fast learner<br>2. Confident<br>3. Multi taskingWeaknesses:<br><br>Weaknesses:<br>1. Easy to trust person<br>2. Outspoken<br>3. Emotional even for a simple issue</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 05:46:01 UTC</pubDate>
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      </item>
      <item>
         <title>Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951055109</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - stay MCE<br>10years - Early retirement.<br><br>Hoe much savings you would have<br>1 year - RM100k<br>10 years - RM1mill<br><br>Properties (ie house/car/land/motorbike)<br>1 year - Full settle all outstanding loan.<br>10years - Free financial burden<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - <br>10years - Have performed my Hajj.<br><br>What habits have you developed<br>1 year - <br>10years</div>]]></description>
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         <pubDate>2021-12-16 05:46:09 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951055109</guid>
      </item>
      <item>
         <title>Goal setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951055655</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year<br>10years<br><br>Hoe much savings you would have<br>1 year<br>10 years<br><br>Properties (ie house/car/land/motorbike)<br>1 year<br>10years<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year<br>10years<br><br>What habits have you developed<br>1 year<br>10years</div>]]></description>
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         <pubDate>2021-12-16 05:46:48 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951055655</guid>
      </item>
      <item>
         <title>Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951056751</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year<br>10years<br><br>Hoe much savings you would have<br>1 year<br>10 years<br><br>Properties (ie house/car/land/motorbike)<br>1 year<br>10years<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year<br>10years<br><br>What habits have you developed<br>1 year<br>10years</div>]]></description>
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         <pubDate>2021-12-16 05:48:04 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951056751</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951056951</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - MCE<br>10years - Manager<br><br>How much savings you would have<br>1 year - RM100,000<br>10 years - RM5million<br><br>Properties (ie house/car/land/motorbike)<br>1 year - House<br>10years - My Own Business<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - Married<br>10years - Financial Freedom<br><br>What habits have you developed<br>1 year - Determined to achieve the best of everything, setting targets and raising the bar<br>10years - flexible and adaptable to any business/economic climate</div>]]></description>
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         <pubDate>2021-12-16 05:48:17 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951056951</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951057908</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year<br>10years<br><br>Hoe much savings you would have<br>1 year<br>10 years<br><br>Properties (ie house/car/land/motorbike)<br>1 year<br>10years<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year<br>10years<br><br>What habits have you developed<br>1 year<br>10years</div>]]></description>
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         <pubDate>2021-12-16 05:49:17 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951057908</guid>
      </item>
      <item>
         <title>Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951059631</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year-JG 52<br>10years-Branch Manager<br><br>Hoe much savings you would have<br>1 year-RM10K<br>10 years-RM1M<br><br>Properties (ie house/car/land/motorbike)<br>1 year-New Car<br>10years-3 houses<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year-Go to OST-Teir 1<br>10years- Perform Haj &amp; Umrah many times<br><br>What habits have you developed<br>1 year-To perform in job<br>10years-To become orang soleh.</div>]]></description>
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         <pubDate>2021-12-16 05:51:03 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951059631</guid>
      </item>
      <item>
         <title>Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951060544</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year<br>10years<br><br>Hoe much savings you would have<br>1 year<br>10 years<br><br>Properties (ie house/car/land/motorbike)<br>1 year<br>10years<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year<br>10years<br><br>What habits have you developed<br>1 year<br>10years</div>]]></description>
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         <pubDate>2021-12-16 05:52:07 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951060544</guid>
      </item>
      <item>
         <title>Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951060964</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year<br>10years<br><br>Hoe much savings you would have<br>1 year<br>10 years<br><br>Properties (ie house/car/land/motorbike)<br>1 year<br>10years<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year<br>10years<br><br>What habits have you developed<br>1 year<br>10years</div>]]></description>
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         <pubDate>2021-12-16 05:52:34 UTC</pubDate>
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      </item>
      <item>
         <title>strengths and weakneses</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951063568</link>
         <description><![CDATA[<div>strengths<br>-never give up<br>-independent<br>-committed<br><br>weaknesses<br>-impatience<br>-sensitive<br>-get bored quickly</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 05:55:34 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951063568</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951067841</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - MCE<br>10years - Manager<br><br>How much savings you would have<br>1 year - RM30K<br>10 years - RM200K<br><br>Properties (ie house/car/land/motorbike)<br>1 year - House<br>10years - Land<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - Best Mce&nbsp;<br>10years - Best Manager<br><br>What habits have you developed<br>1 year - Travel<br>10years - Wealth</div>]]></description>
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         <pubDate>2021-12-16 06:00:25 UTC</pubDate>
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      </item>
      <item>
         <title>Smart Goal Setting</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951071662</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:04:40 UTC</pubDate>
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      </item>
      <item>
         <title>My Goal Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951071722</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - MCE<br>10years - Manager<br><br>Hoe much savings you would have<br>1 year - RM2000<br>10 years - RM500000<br><br>Properties (ie house/car/land/motorbike)<br>1 year - House<br>10years - Semi D House<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - Best MCE /&nbsp; New Roadbike<br>10years - Best Manager and Haji<br><br>What habits have you developed<br>1 year - Cycling and Jogging<br>10years - IronMan</div>]]></description>
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         <pubDate>2021-12-16 06:04:43 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951071722</guid>
      </item>
      <item>
         <title>Smart Goal Setting </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951072924</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:06:09 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951072924</guid>
      </item>
      <item>
         <title>Goal Setting</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951077694</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year - maintain as MCE<br>10years - Manager in Maybank<br><br>Hoe much savings you would have<br>1 year - RM1000<br>10 years - RM1million<br><br>Properties (ie house/car/land/motorbike)<br>1 year - Motorbike<br>10years - No more “hutang” 😅<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year - More child<br>10years - Enjoy life<br><br>What habits have you developed<br>1 year - Positive thinking <br>10years - Manage stress</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 06:11:18 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951077694</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951081014</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:15:09 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951081014</guid>
      </item>
      <item>
         <title>Goal Setting </title>
         <author>nurakmal07</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951082443</link>
         <description><![CDATA[<div>Where will you be and what position will you take up in<br>1 year : MCE<br>10years : Operation officer<br><br>Hoe much savings you would have<br>1 year : 50k<br>10 years : 500k<br><br>Properties (ie house/car/land/motorbike)<br>1 year : 2nd house maybe in Kl<br>10years : property ie 5 homestay / land / new car<br><br>Personal Development/ Personal Reward&nbsp;<br>1 year : outstanding achievement<br>10years : able to share and coaching team members / colleagues<br><br>What habits have you developed<br>1 year : healthy lifestyle &amp; bonding time with family<br>10years : </div>]]></description>
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         <pubDate>2021-12-16 06:16:56 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951082443</guid>
      </item>
      <item>
         <title>Strengh &amp; Weekness</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951083773</link>
         <description><![CDATA[<div>Strengths:<br>1. Fast learner<br>2. Confident<br>3. Multi tasking<br><br>Weaknesses:<br>2. Bored<br>3. Emotional </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 06:18:35 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951083773</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951101589</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:37:53 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951101589</guid>
      </item>
      <item>
         <title>My Daily Activity</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951106749</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:43:15 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951106749</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951107898</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:44:26 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951107898</guid>
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      <item>
         <title>My Daily Activity</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951108091</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:44:38 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951108091</guid>
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      <item>
         <title>My Daily Activities </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951108711</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:45:20 UTC</pubDate>
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      <item>
         <title>My Daily Activities </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951108984</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:45:36 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951109380</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:46:02 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951109440</link>
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         <pubDate>2021-12-16 06:46:05 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951110734</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:47:15 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951111879</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:48:29 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951111879</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951113777</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 06:50:28 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951113777</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951128340</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 07:04:25 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951128340</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951128674</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-16 07:04:43 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951128674</guid>
      </item>
      <item>
         <title>Team Name</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951135726</link>
         <description><![CDATA[<div>1. Hanim<br>2. Najwa<br>3. Shariza<br>4.Azwin<br>5.HeryHezryna<br>6.Junaidi<br>7.SME Coordinator&nbsp;<br>8. Maria</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 07:11:19 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951135726</guid>
      </item>
      <item>
         <title>Team Name</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951136194</link>
         <description><![CDATA[<div>1. Akmal<br>2. Syazwani<br>3. Herlina<br>4. Azlinda<br>5. Khairi<br>6. Nursakinah</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 07:11:44 UTC</pubDate>
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      </item>
      <item>
         <title>Team Name</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951136464</link>
         <description><![CDATA[<div>1. Salwa<br>2. Jerry<br>3. Aishah<br>4. Farha<br>5. Aizad<br>6. Syaheed<br>7. Norhayati<br><br><br></div>]]></description>
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         <pubDate>2021-12-16 07:11:58 UTC</pubDate>
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      </item>
      <item>
         <title>Team Name</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951137737</link>
         <description><![CDATA[<div><br>Syazwan<br>Hafizil<br>Baity<br>Izzati<br>Ahadiah<br>Sabri</div>]]></description>
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         <pubDate>2021-12-16 07:13:08 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951146143</link>
         <description><![CDATA[<div>7.30 am-9.00am<br>Making the bed&nbsp;<br>Dhuha Prayer<br>Strengthening exercise<br>Do all my email in one go <br><br>11.30am -1.00pm<br>Stand up meeting with team<br>Connecting with Manager<br>Business continuity strategies<br>Updating my database<br>Social media marketing<br><br>4.00pm- 5.30pm<br>Market review<br>Going through my work target<br>My focus area and prioritis<br><br>8.30pm-9.00pm<br>Spending uninterrupted time with family<br>Releasing my stress&nbsp;<br>No checking phone and email<br>No negative zone<br><br><br><br></div>]]></description>
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         <pubDate>2021-12-16 07:20:25 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951147323</link>
         <description><![CDATA[<div>6 am- Wake up / Subuh prayer and get ready to work<br>7.30 am - Breakfast and go to work<br>9.15 - 12- doing work / at work station/ call customer&nbsp;<br>12-1- lunch / perform Zohor prayer<br>1-4.30pm - call customer for appointment, site visit customer,&nbsp; update report<br>4.45-5 pm- solat Asar<br>5 - 6.45 pm - attend CARE, prepare for tomorrow works<br>7pm- going home&nbsp;<br>7.30 - 8.30 - perform Solat&nbsp;<br>9 -10pm - family time<br>10.30 pm - ready to bed<br><br><br></div>]]></description>
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         <pubDate>2021-12-16 07:21:27 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951149178</link>
         <description><![CDATA[<div>6 am- 7 am<br>making the bed, light stretching<br>prepare for simple breakfast menu (toast, nasi goreng, sandwich ect)<br><br>7.30 am- 9 am<br>checking phone<br>prepare for going to the office<br>plan daily work&nbsp;<br><br>9.30 am- 11 am<br>checking email, attend care leads,&nbsp;<br>sorting prospecting customer for cold call<br>social Media marketing for others products such as Merchant card, SSL &amp; QRPAY.<br><br>11.30 am- 1.00 pm<br>coordinate with manager&nbsp;<br>attend miscellaneous matter for the customer&nbsp;<br><br>2.00 pm-3.30 pm&nbsp;<br>connecting with the customer (call, site visit, follow up)<br>Rapport with branches (attend leads from branch, follow up with the staff)<br><br>4.00 pm- 5.30 pm<br>recheck email&nbsp;<br>check status AA submission in meaa&nbsp;<br>prepare for prospect customer for tomorrow&nbsp;<br><br>6.00pm- 7.30 pm<br>going home<br>exercise (jogging, cycling)<br><br>8.30 pm-10.00 pm<br>spend time with family (watching movie, games, playing with children)<br>sleeping</div>]]></description>
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         <pubDate>2021-12-16 07:23:04 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951149178</guid>
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      <item>
         <title>Ideal schedule daily activity</title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951158356</link>
         <description><![CDATA[<div>6AM-7AM- Wake up, making bed, shower, Subuh prayer.<br><br>7AM-8AM- Preparing/breakfast &amp; ready for work<br><br>8AM-9AM- On the road to work, planning for work activities (checking emails, go thru all pending works)<br><br>9AM-1PM- Marketing call, visitation branch, attend LO, Origination cases, reply customer inquiries, site visit.<br><br>1PM-2PM- Lunch Hour/Zohor prayer<br><br>2PM- 5.45PM- Preparing for submission, on board customer, get STP approval, advice acceptance, go for site visit.&nbsp;<br><br>5.45PM-7PM- Return Home &amp; preparing for dinner &amp; dinner with family.&nbsp;<br><br>7PM-10PM- Maghrib &amp; Isyak prayer &amp; Family Time ( Watching&nbsp; movie/TV) /Preparing things for next day (ie- ironing, settle the house chores)&nbsp;<br><br>10PM- Sleep</div>]]></description>
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         <pubDate>2021-12-16 07:30:08 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951158356</guid>
      </item>
      <item>
         <title>What Is SALES all ABOUT?</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951173898</link>
         <description><![CDATA[<div>What is your understanding of SALES?</div>]]></description>
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         <pubDate>2021-12-16 07:41:31 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951173898</guid>
      </item>
      <item>
         <title>What is SYSTEM??</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951179086</link>
         <description><![CDATA[<div>What is your understanding of system means?</div>]]></description>
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         <pubDate>2021-12-16 07:45:03 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951179086</guid>
      </item>
      <item>
         <title>What is sales all about </title>
         <author></author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951252843</link>
         <description><![CDATA[<div>Team<br>1.Herlina<br>2.Awin<br>3. Hanim<br>4.Najwa<br>5. Maria<br>6. Junaidi<br><br>- Sales refer to all activities involve selling all products or service to consumer or business. &nbsp;<br>- Sales related to marketing, trust and relationship with customer.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-16 08:36:54 UTC</pubDate>
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      </item>
      <item>
         <title>What Is SALES all ABOUT?</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951255654</link>
         <description><![CDATA[<div>What is your understanding of SALES?<br>-Activities that lead to selling of goods and services in a given targeted period.<br><br></div>]]></description>
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         <pubDate>2021-12-16 08:38:53 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951255654</guid>
      </item>
      <item>
         <title>What Is SALES all ABOUT?</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951255903</link>
         <description><![CDATA[<div>What is your understanding of SALES?<br>-&nbsp;trust- activities in getting trust from customer in selling our products/ service <br>-target / achievement&nbsp;<br><br></div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/871663410/9e87ac9cc8bfe53fb239ca99acbf40ca/image.png" />
         <pubDate>2021-12-16 08:39:04 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951255903</guid>
      </item>
      <item>
         <title>What Is SALES all ABOUT?</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951256213</link>
         <description><![CDATA[<div>What is your understanding of SALES?<br><br>members's name<br>1. azlinda<br>2. khairy<br>3. akmal<br>4. ghaffar</div>]]></description>
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         <pubDate>2021-12-16 08:39:18 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951256213</guid>
      </item>
      <item>
         <title>What Is SALES all ABOUT?</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951256457</link>
         <description><![CDATA[<div>What is your understanding of SALES?<br><br>- Sales refer to all activities involve selling all products or service to consumer or business. &nbsp;<br><br>- Sales related to marketing, trust and relationship with customer.<br><br><br></div>]]></description>
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         <pubDate>2021-12-16 08:39:29 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951256457</guid>
      </item>
      <item>
         <title>What is SYSTEM??</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951256762</link>
         <description><![CDATA[<div>What is your understanding of system means?<br>- Prospecting<br>-Preparation<br>-Approach<br>-Presentation<br>-Handling Objections<br>-Closing</div>]]></description>
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         <pubDate>2021-12-16 08:39:44 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951256762</guid>
      </item>
      <item>
         <title>What is SYSTEM??</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951257002</link>
         <description><![CDATA[<div>What is your understanding of system means?<br>System is related to all the process flow mechanism follow the environment and purpose to the structure of company.</div>]]></description>
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         <pubDate>2021-12-16 08:39:54 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951257002</guid>
      </item>
      <item>
         <title>What is SYSTEM??</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951257231</link>
         <description><![CDATA[<div>What is your understanding of system means?<br><br>system is set of rules, arrangement of things, or a group of related things that work toward common/ same goal.</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/871663410/ac2e16ce9689bc799557f82a3b4555af/image.png" />
         <pubDate>2021-12-16 08:40:05 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951257231</guid>
      </item>
      <item>
         <title>What is SYSTEM??</title>
         <author>coacheli</author>
         <link>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951257489</link>
         <description><![CDATA[<div>What is your understanding of system means?<br>system is related to control everything about processing and decision. Related follow surrounding rules.</div>]]></description>
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         <pubDate>2021-12-16 08:40:16 UTC</pubDate>
         <guid>https://padlet.com/coacheli/xsdtg778r0te4ns8/wish/1951257489</guid>
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