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      <title>Final Essay by </title>
      <link>https://padlet.com/mravi409/xr83n0how46bmar8</link>
      <description>Made with an open mind</description>
      <language>en-us</language>
      <pubDate>2020-07-11 06:00:59 UTC</pubDate>
      <lastBuildDate>2022-05-15 21:35:50 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Wikipedia overview of College Loans</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661354149</link>
         <description><![CDATA[<div>Looking through the article, I get a sense of how college loans work for different countries and in America. It goes over the seeming victimization of Student Loans and overviews what these concerns are, but does not really delve deep into opinions on it or what others think about it.</div>]]></description>
         <enclosure url="https://en.wikipedia.org/wiki/Student_loan#Repayment" />
         <pubDate>2020-07-23 21:36:45 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661354149</guid>
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      <item>
         <title>Student Loan Debt continues to rise</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661356823</link>
         <description><![CDATA[<div>From Wikipedia I was led to this website. It showed a lot of data of graphs about how student loan debt has gone up over the last few decades, and compares it to something like housing debt. It also gave a lot of information and predicted how debt would continue to rise if untreated. It showed a stark future for students.</div>]]></description>
         <enclosure url="https://www.pgpf.org/blog/2018/07/the-facts-about-student-debt" />
         <pubDate>2020-07-23 21:42:16 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661356823</guid>
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      <item>
         <title>Official Website of Federal Student Aid</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661358267</link>
         <description><![CDATA[<div>This website gave a lot of information about Loan and Debt within the Federal Government, and was fairly unbiased open data. It was very interesting because it showed a lot of information over the years. and I could see loan debt rising quite steeply.</div>]]></description>
         <enclosure url="https://studentaid.gov/data-center/student/portfolio" />
         <pubDate>2020-07-23 21:45:19 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661358267</guid>
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      <item>
         <title>Twitter on Student Loan Debt and a Bill in the Senate</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661359234</link>
         <description><![CDATA[<div>This tweet by the 'Student Debt Crisis' account linked to a Forbes article about how student loan debt is being overlooked by certain members of the Senate. I find it interesting that there is a verified account on twitter aimed at Student Loan Debt, which just shows the enormous extent of the problem.</div>]]></description>
         <enclosure url="https://twitter.com/DebtCrisisOrg/status/1286378794849370112?s=20" />
         <pubDate>2020-07-23 21:47:34 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661359234</guid>
      </item>
      <item>
         <title>Student Loan Debtors still struggling heavily through the crisis</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661362342</link>
         <description><![CDATA[<div>This article by Forbes is about the state of the Senate today and how even during a Pandemic, relief for debtors is still overlooked and treated unfairly. Many members of the Senate refuse to give benefits to Student Loan Debtors for seemingly no reason, or perhaps greed.</div>]]></description>
         <enclosure url="https://www.forbes.com/sites/adamminsky/2020/07/23/senate-gop-stimulus-bill-may-include-no-student-loan-relief/#c7b331c40e2e" />
         <pubDate>2020-07-23 21:54:19 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661362342</guid>
      </item>
      <item>
         <title>Fortunately, some in House propose a Bill to freeze Student Debt</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661363355</link>
         <description><![CDATA[<div>(The only)Another article by Forbes is linked in the previous article and shows a bill being proposed by many Democrats who want to freeze student debt during the pandemic. Although this is a smalls step, it still is a step in the right direction, and is where we should be headed.</div>]]></description>
         <enclosure url="https://www.forbes.com/sites/adamminsky/2020/07/21/democrats-freeze-all-student-loan-payments-interest-for-12-months/#4a2d48de77a0" />
         <pubDate>2020-07-23 21:56:29 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661363355</guid>
      </item>
      <item>
         <title>Trump vetoes Student Loan relief bill by Democrats</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661371281</link>
         <description><![CDATA[<div>The recent bill which Congress passed to give relief to students during the COVID pandemic was vetoed by President Trump. The effects of this are discussed in the article and look to how DeVos further exacerbated the problem by making it even more difficult for students to receive relief.</div>]]></description>
         <enclosure url="https://www.nytimes.com/2020/06/26/us/politics/house-student-loan-debt-relief.html?searchResultPosition=1" />
         <pubDate>2020-07-23 22:15:58 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661371281</guid>
      </item>
      <item>
         <title>DeVos tightens restrictions on Student Loan forgiveness</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661372671</link>
         <description><![CDATA[<div>In this article it goes into further detail on how DeVos further increased the problem of debtors out of college and it's effects on students. It also discusses how this could further stratify many young people from the older generation as they struggle to find housing because of this.</div>]]></description>
         <enclosure url="https://www.nytimes.com/2019/08/30/business/betsy-devos-student-loan-forgiveness.html" />
         <pubDate>2020-07-23 22:19:43 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661372671</guid>
      </item>
      <item>
         <title>Although DeVos tightened restrictions, through a Judge&#39;s order 15,000 Students&#39; loans were cancelled.</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661388402</link>
         <description><![CDATA[<div>After being taken to court for a previous law on restricting student loans, Devos was beaten in a legal case and forced to forgive over 15,000 students' loans. This is a step in the right direction, but like before, it is not enough.</div>]]></description>
         <enclosure url="https://www.nytimes.com/2018/12/14/business/student-loan-debt-forgiveness.html" />
         <pubDate>2020-07-23 22:57:50 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661388402</guid>
      </item>
      <item>
         <title>Scholarly Research - The Truth about Student Debt</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661405187</link>
         <description><![CDATA[<div>After searching "Student Loans", I found this resource on the Academic Search Complete data base of DVC. It is a very interesting read, trying to diagnose the problem of student debt. It argues against it, saying that it is not a crisis, and provides stats and figures to support the authors conclusion on that reason. I found it interesting to see it from someone else's point of view.</div>]]></description>
         <enclosure url="https://web.b.ebscohost.com/ehost/detail/detail?vid=0&amp;sid=0ac4f636-d517-4e58-b1f3-7362a3336b9d%40pdc-v-sessmgr03&amp;bdata=JkF1dGhUeXBlPXNoaWImc2l0ZT1laG9zdC1saXZl#AN=137952704&amp;db=a9h" />
         <pubDate>2020-07-23 23:32:03 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661405187</guid>
      </item>
      <item>
         <title>The Student Loan Market doesn&#39;t work</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661409410</link>
         <description><![CDATA[<div>The article discusses many of the problems with the student loan market, talking about how it is bad for the economy, as well as the effect it has on our next generation. It even discusses potential solutions, such as with State Governments giving out more regulated loans instead, but it also attempts to debunk some solutions as well.</div>]]></description>
         <enclosure url="http://search.ebscohost.com/login.aspx?direct=true&amp;AuthType=shib&amp;db=a9h&amp;AN=141499611&amp;site=ehost-live" />
         <pubDate>2020-07-23 23:38:58 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661409410</guid>
      </item>
      <item>
         <title>Will Student Loans create a crisis in education?</title>
         <author>mravi409</author>
         <link>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661412851</link>
         <description><![CDATA[<div>This article talks about the crisis of student debt and gives a LOT of information about the underlying effects of it on both students ant the economy. It also writes how if students aren't able to afford the loans given by colleges they may never actually attend college, thus lowering the rate of educated individuals in our job market, and overall reducing our economy. </div>]]></description>
         <enclosure url="https://search.ebscohost.com/login.aspx?direct=true&amp;AuthType=shib&amp;db=a9h&amp;AN=126826240&amp;site=ehost-live" />
         <pubDate>2020-07-23 23:45:08 UTC</pubDate>
         <guid>https://padlet.com/mravi409/xr83n0how46bmar8/wish/661412851</guid>
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