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      <title>“Ako ‘To!” 
— Kwento Ko, 
Walang Pangalan by Anonymous</title>
      <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s</link>
      <description>May nagawa ka bang bagay na ikinaproud mo ngayong taon? Malaki man o maliit — tagumpay pa rin ‘yan! Pwede mong ibahagi ang mga silent wins mo — walang pangalan, pero galing sa puso.</description>
      <language>en-us</language>
      <pubDate>2025-06-18 06:57:25 UTC</pubDate>
      <lastBuildDate>2025-06-24 10:47:29 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498847512</link>
         <description><![CDATA[Ever since I was young, I felt constant pressure from my parents. I was always compared to my so-called “genius” cousins. No matter how hard I tried, it felt like I was never enough. So when I graduated, I made a promise to myself: I’m going to stand on my own. From that day forward, I never asked for any kind of support from them again.

My siblings and I learned early how to manage our own money. I committed to living simply — cutting unnecessary expenses, cooking instead of ordering out, doing laundry instead of paying for it, reusing clothes instead of buying new ones all the time. I focused on buying quality over luxury, knowing it would save more in the long run.

Every paycheck, I set aside a portion for savings and investments. Then the pandemic came. While many pulled back, I saw an opportunity. I studied the market, took calculated risks, and made bold but informed decisions. I even took out a loan — not to splurge, but to invest. Eventually, I was able to pay that off, and what I built from it continues to grow. I’ve managed to secure the essentials — insurance, long-term funds, and a sense of financial peace.

Even now, I still choose to work — not because I need to, but because I don’t want to touch what I’ve built. I use my income only for my everyday expenses. And more importantly, I continue to pray, and I give back whenever I can. Every year, I quietly support causes I believe in — especially those who genuinely need help. I believe good karma returns in ways we don’t always see.

But here’s what people don’t know:
No one really understands how hard it was to get here.
They see me as too aggressive.
They see me as negative.
But the only thing I know is this — I’ve already done it. I went through it. And I made it.

This isn’t for attention.
This isn’t about pride.
It’s just a reminder that you don’t need a huge starting point to build something meaningful.
Make good decisions while it’s still early — so when life throws you big choices, you’re ready.
Not scared — but prepared.]]></description>
         <enclosure url="" />
         <pubDate>2025-06-23 05:51:03 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498847512</guid>
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      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498850568</link>
         <description><![CDATA[<p>nakapahinga ng weekend :)</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-23 05:53:15 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498850568</guid>
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      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498851135</link>
         <description><![CDATA[<p>I picked up a healthier hobby this year, and I think my endurance has improved - I don't get out of breath as quickly when I go up the stairs anymore.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-23 05:53:32 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498851135</guid>
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      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498851354</link>
         <description><![CDATA[<p>Survived my first Year End!</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-23 05:53:43 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498851354</guid>
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      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498851515</link>
         <description><![CDATA[<p>nakapag year-end close within the deadline!!</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-23 05:53:51 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3498851515</guid>
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         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3499003733</link>
         <description><![CDATA[<p>GRIND, PAUSE, REPEAT. In spite the busy work schedule and tons of deliverables, I was able to do something beneficial for my well-being, i.e. had some vacation days to pause and reflect, and had a flu shot for stronger immunity and a healthier version of myself. Now, I'm ready for another grind. :)</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-23 08:07:24 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3499003733</guid>
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      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3499003871</link>
         <description><![CDATA[<p>I was able to do/share something that I love to do outside my daily task :)</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-23 08:07:34 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3499003871</guid>
      </item>
      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3499003989</link>
         <description><![CDATA[<p>The Team</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-23 08:07:46 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3499003989</guid>
      </item>
      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3500150186</link>
         <description><![CDATA[<p>Lumaban, NAG-TAGUMPAY, patuloy na lumalaban, patuloy na MAGTATAMGUMPAY!</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-24 05:40:45 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3500150186</guid>
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      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3500220691</link>
         <description><![CDATA[<p>Proud of my daughter who has moved up to Senior High School this year. She is growing into a fine young lady, a better version of myself. I am amazed that we have raised a compassionate and wonderful human being, all by God's grace.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-24 06:38:33 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3500220691</guid>
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      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3500468849</link>
         <description><![CDATA[<p>When you get to see your colleagues applying the learnings from you, achievement unlocked! &lt;3</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-24 10:47:28 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3500468849</guid>
      </item>
      <item>
         <title></title>
         <author>ruthluvimroldan</author>
         <link>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3500469115</link>
         <description><![CDATA[<p>Overcoming a worst moment in my life early this year is indeed my biggest win. Prayer really works. To everyone, work hard and be healthy.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-06-24 10:47:46 UTC</pubDate>
         <guid>https://padlet.com/ruthluvimroldan/xqg392pfxokp345s/wish/3500469115</guid>
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