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      <title>My swanky padlet by Danny G. Arizmendi</title>
      <link>https://padlet.com/danitaglez/xkwevsyymoye</link>
      <description>Made with an open mind</description>
      <language>en-us</language>
      <pubDate>2016-11-06 23:54:28 UTC</pubDate>
      <lastBuildDate>2016-11-11 03:17:55 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Valentina</title>
         <author>danitaglez</author>
         <link>https://padlet.com/danitaglez/xkwevsyymoye/wish/135651468</link>
         <description><![CDATA[<pre>1.- Learn to save your expenses between necessary and luxuries</pre><div>2.- A budget based on real possibilities, considering the savings in this actual case, and actual market conditions.<br>3.- Before you buy something you need to think if you really need it.<br>4.- Make a list of expenses you have to perform.<br>5.- Write down everything you buy to keep track of everything you've spent.<br>6.- Of the total money have meant that you are saving and spending<br>7.- decorate a box where you put in your savings to motivate you.<br>8.- You can open a bank account so you can earn a percentage of what the bank give you<br>9.- Collect all the coins that give you the last change and you will have a lot of mony.<br>10.- Manage your money objectively.<br><a href="http://money.usnews.com/money/personal-finance/articles/2014/11/05/10-money-tips-for-teens">http://money.usnews.com/money/personal-finance/articles/2014/11/05/10-money-tips-for-teens</a></div>]]></description>
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         <pubDate>2016-11-07 00:22:36 UTC</pubDate>
         <guid>https://padlet.com/danitaglez/xkwevsyymoye/wish/135651468</guid>
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         <title>Luis Fernando</title>
         <author>danitaglez</author>
         <link>https://padlet.com/danitaglez/xkwevsyymoye/wish/135651587</link>
         <description><![CDATA[<div>1. Don't spend all the money your parent give to you, it's important to at least save de half or a quarter of the none you recibe.&nbsp; <br>2. Do some jobs in your neighborhood to earn a bit more money, this will help the kids to learn how difficult it's to earn the money an when they want to spend their money they will think twice. <br>3. Keep a control list with all the money you earn and the money you spend, with this you will be able to see if you are spending more than you have or if you are saving. <br>4. Plan how are you going to use your money, with this you are not going to spend more than the necessary and you will save money<br>5. Get a money box that you can't open easily, that would make you more conscious about spending the money you have been earning and if it's worth to spend it. <br>6. A very important to make teenagers more responsible with the money is just to give them a budget for their weekly lunch they would have to start thinking more wisely in what they spend. <br>7. Also you can show your kids how to manage their money by giving the example of how your manage your money. <br>8. A think that might help you is open a bank account with a debit card for your teenager, it is more difficult to them to spend form de debit car and you can see in what things your sons are spending their money<br>9. Make them a list for things that they want to buy by things they want and things they need, with this you will help them to see what things are more important than others and why. <br>10. Finally let them be, don't try to control them if they make a mistake let them make responsable an pay the consequences. <br><a href="https://www.moneyadviceservice.org.uk/en/articles/how-to-help-teenagers-manage-their-money">https://www.moneyadviceservice.org.uk/en/articles/how-to-help-teenagers-manage-their-money</a><br><a href="http://www.yourteenbusiness.com/money-management-for-teens.html">http://www.yourteenbusiness.com/money-management-for-teens.html</a></div>]]></description>
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         <pubDate>2016-11-07 00:24:30 UTC</pubDate>
         <guid>https://padlet.com/danitaglez/xkwevsyymoye/wish/135651587</guid>
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         <title>Daniela</title>
         <author>danitaglez</author>
         <link>https://padlet.com/danitaglez/xkwevsyymoye/wish/135662554</link>
         <description><![CDATA[<div>1.-&nbsp; Don´t spend all the money your parents give you, it´s really important to save a part for the future.<br>2.- Keep all the coins you are given when you buy something. If ypu save all that pesos, in some time you will have more money to spend.<br>3.- Keep a list of all the things you buy. that will help you to keep control of the money you spend.<br>4.- Set priorities between things you really need and don´t. It´s important not to buy things that you won´t use.<br>5.- Before buying something ask yourself: Do I really need this?That will help you buy things in a smart way .<br>6.- Search cheaper alternatives to the expensive things you like. For example, don´t go always to the same luxury cafeteria.<br>7.-Try to bring your own lucnch to school, is way cheaper than buying food in or outside the school.<br>8.- Do not keep in your wallet all your money. Each morning set the quantity you will need that day so you are not tempted to spend more than necessary.<br>9.- Make a list of the thing you plan to buy in the future so you can save that quantity.<br>10.- Make a list of the people you have lent money so you know who has to pay you back.<br><a href="https://www.moneyadviceservice.org.uk/en/articles/beginners-guide-to-managing-your-money">https://www.moneyadviceservice.org.uk/en/articles/beginners-guide-to-managing-your-money</a></div>]]></description>
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         <pubDate>2016-11-07 02:31:04 UTC</pubDate>
         <guid>https://padlet.com/danitaglez/xkwevsyymoye/wish/135662554</guid>
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