https://padlet.com/kelvink84/xei2bjpihecxp8ee Characteristic, Concerns & Needs en-us 2022-04-22 01:41:02 UTC 2022-06-17 01:57:18 UTC hello@padlet.com kelvink84 https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2222885764 Characteristic :
1.
2.

Concern:
1.
2.

Needs:
1.
2.]]> 2022-06-16 08:58:57 UTC https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2222885764 https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223538702 Group 2]]> 2022-06-17 01:21:27 UTC https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223538702 https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223542856 Characteristic :
1. Family have 2 kids
2. Middle management level ( saving )
3. Stable in work ( permenant job )

Concern:
1. Having loans
2. Medical needs
3. Health

Needs:
1. Saving retirement
2. Education plan
3. Own house

]]> 2022-06-17 01:25:45 UTC https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223542856 https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223550744 Characteristic
1. 20-30 not much awareness
2. Risk Taker
3. Free spirit

Concern: personal Health and makesure can commit job in order to have sustain money for commitment

Needs: 
1. savings 
2.investment 
3. retirement plan
 4.medical 
5.traveling 
6.business purpose. ]]> 2022-06-17 01:34:02 UTC https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223550744 https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223551228
CHARACTERISTIC FOR ESTABLISHED FAMILIES
1. Family of 4
2. Children still study
3. Both working on private sector
4. under house loan

CONCERN FOR ESTABLISHED FAMILIES

1. No Family Insurance
2. Did not Have adequate saving
3. Did not have critical illness protection

NEEDS FOR ESTABLISHED FAMILIES

1. Needs for child education saving
2. Planning for Retirement Skim
3. Needs for family life protection]]> 2022-06-17 01:34:39 UTC https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223551228 https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223554918 2022-06-17 01:38:32 UTC https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223554918 https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223556851 Romantics hopeful(group 2) 

Characteristics 
1) just graduated 
2)Just married 
3) Planning for married 
4)Unstable job 

Concerns 
1)Cost of childcare 
2)Medical coverage 
3)Income not stable 
4)Critical illness protection 

Needs 
1)Medical card 
2)Income replacemant 
3)Saving & Investment]]> 2022-06-17 01:40:42 UTC https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223556851 https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223567737 2]]> 2022-06-17 01:53:20 UTC https://padlet.com/kelvink84/xei2bjpihecxp8ee/wish/2223567737