23-24/05/2022 REFRAMING team rockstar by Mariana Woznarowycz Maluf Piereck https://padlet.com/marianamaluf1/xeejw9jx53aawhr2 Great ideas come from well framed questions en-us 2022-05-18 05:02:21 UTC 2023-01-19 09:10:50 UTC hello@padlet.com https://padlet.net/icons/png/1f50d.png REMEMBER to use HMW! and TRY TO USE VERBS :) marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850832 2022-05-18 05:02:21 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850832 JOB STORY marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850835 2022-05-18 05:02:21 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850835 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850836 How might we allow customer to access banking service 24/7 seamlessly ?


]]> 2022-05-18 05:02:21 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850836 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850837 How might we facilitate customer meet up appointment with banking officer effortlessly ?





]]> 2022-05-18 05:02:21 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850837 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850838 How Might we enable customer to open account conveniently and securely , without going to the branch ?
 




]]> 2022-05-18 05:02:21 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850838 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850839 2022-05-18 05:02:21 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850839 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850841 2022-05-18 05:02:21 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850841 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850842 2022-05-18 05:02:21 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2188850842 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2195537089 2022-05-23 08:41:14 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2195537089 PS1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2195538387 How might we help him to feel sense of security relating to his banking needs / financial status]]> 2022-05-23 08:42:17 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2195538387 Yes and... marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196688384 2022-05-24 00:42:35 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196688384 PS1 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196802526 HMW help Raymond navigate his banking app smoothly and seamlessly]]> 2022-05-24 02:06:56 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196802526 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196804584 HM raymond confidently solve all his CC needs with less hurdles and less friction.]]> 2022-05-24 02:08:17 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196804584 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196807271 How Might Savvy Raymond feel on top of his CC game without having to jump through multiple sites/pages?]]> 2022-05-24 02:10:01 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196807271 marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196808284 How might (wall)street smart Raymond crush his finance goals any time of the day?

]]> 2022-05-24 02:10:43 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196808284 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196818761 HMW help Raymond to feel more sense of security and control?]]> 2022-05-24 02:17:07 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196818761 youtube finance channel with investment advice marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196892079 2022-05-24 02:58:16 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196892079 Investment pop ups on his bank app marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196893800 2022-05-24 02:59:32 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196893800 Raymond - Simple investment suggestions generated by algorithm in app https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196899214 2022-05-24 03:03:16 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196899214 ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196899845 Investment recommendation push up notifications that enables him to jump on to the investment page and invest directly]]> 2022-05-24 03:03:43 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196899845 ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196901131 Easy to understand articles for beginners of investment
... all filed under a tab called 'investment resources']]> 2022-05-24 03:04:33 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196901131 Michele https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196901800 Develop a one-stop shop solution covering ebanking as well as rewards
.... algorithm can make suggestions on rewards based on expenditure analysis]]> 2022-05-24 03:05:05 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196901800 ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196902090 Function to allow him set up personalized expense target, and reminder when he overspent. 
Yes And Tips on how to Save]]> 2022-05-24 03:05:16 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196902090 ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196903153 Expense analysis for to understand and change spending behavior.]]> 2022-05-24 03:06:05 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196903153 Raymond - Hotline details provided on app/website. Hotline has an extension/line for simple savings tips https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196903985 2022-05-24 03:06:45 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196903985 Michele https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196904486 e-banking platform which connects to a live agent within 60 seconds if user needs to speak to someone]]> 2022-05-24 03:07:10 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196904486 ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196905483 Function enables him to get an easy loan to meet short term liquidity needs
Yes and approval process is within 48 hours]]> 2022-05-24 03:07:56 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196905483 Raymond - customised/algorithm-generated savings plans that a user can opt in to any time... and show the expected returns and actual returns after investment. Yes and access to an Investment Manager within 24 hours https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196908567 2022-05-24 03:10:24 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196908567 Raymond - Simple figures on homepage to compare expenditure vs income, and to break down expenditure to show how to save more money https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196916441 App will analyse spending patterns across the different segments (food vs transport vs health etc.) and make suggestions on where to make expenditure cuts to meet your savings goals. For example, if you spend 600 monthly during Jan - Mar, but spend beween 1200-1500 per month between Apr and June, the app's algorithm should be able to suggest you cut your food expenditure back to 600+]]> 2022-05-24 03:17:19 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196916441 Raymond - customised/algorithm-generated savings plans that a user can opt in to any time... and show the expected returns and actual returns after investment. ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196923017 2022-05-24 03:22:34 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196923017 Alex - Provide investment ideas according to Raymond's investment appetites https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196924428 2022-05-24 03:23:51 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196924428 Wow marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196924545 2022-05-24 03:23:57 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196924545 Now marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196924873 2022-05-24 03:24:15 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196924873 Ciao marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196925229 2022-05-24 03:24:29 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196925229 Michele ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196925462 e-banking platform which connects to a live agent within 60 seconds if user needs to speak to someone
... and a rot chat to answer frequently answered questions]]> 2022-05-24 03:24:41 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196925462 How marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196925648 2022-05-24 03:24:51 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196925648 Alex - Conduct a check at the end of his activity and inform via sms that there has been no hacking activities during his online experience https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196926397 2022-05-24 03:25:31 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196926397 Alex - Provide investment ideas according to Raymond's investment appetites ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196928557 Yes, and allow him to invest seamlessly on the same page.]]> 2022-05-24 03:27:20 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196928557 Alex - setup a function to automate all cc bills to be paid timely to avoid late charges and interest https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196931299 2022-05-24 03:29:31 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196931299 I'd get a reward for doing good deeds. OOORRRR for doing my "chores". marianamaluf1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196934919 2022-05-24 03:32:32 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196934919 6 year old kid - draw comics about investment ideas. ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196936281 2022-05-24 03:33:42 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196936281 Another app - What if I can sell my second hand goods in exchange for money/other goods that I want. ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196940878 2022-05-24 03:37:28 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196940878 Ray - If I could use other apps https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196941085 I would like to link my rewards app/Grab Rewards to my banking app to make it easier to claim more lucrative rewards]]> 2022-05-24 03:37:39 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196941085 Elon Musk - go to Mars or live on another planet and build your own empire. ayoliyingchu https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196944806 2022-05-24 03:40:52 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196944806 Ray - If I were Elon Musk... https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196945138 I would like automated, algorithm-generated investment advice based on expenditure analysis of the past's year's spending vs income, and would also like investment tips in emerging fields like NFTs]]> 2022-05-24 03:41:09 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196945138 Ray - If I were a 6-year-old child... https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196947201 I would like a interactive content tab/interface where I can access videos/multimedia that shows me simple savings tips and how to make smart savings plans]]> 2022-05-24 03:42:54 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196947201 Michele - 6 year old https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196950761 I would tell them to make the screens colorful, allow me to use my fingers and to be able to talk to the 'app']]> 2022-05-24 03:46:03 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196950761 Michele - Elon Musk https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196953411 The sky's the limit and I would ask them to invest Ai to make ensure customers get the BEST in class experience]]> 2022-05-24 03:48:40 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196953411 If I was Elon, I automate critical functions using ai https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196966756 2022-05-24 04:01:08 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196966756 If a 6yr old were to solve problems, I ask them to draw a picture of what they think should help Raymond https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196968279 2022-05-24 04:02:32 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2196968279 Raymond - 1 https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197234019 2022-05-24 07:15:26 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197234019 Michele https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197240268 2022-05-24 07:19:39 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197240268 Raymond - 2 raymondtanwork https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197244663 2022-05-24 07:22:26 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197244663 Michele https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197244783 2022-05-24 07:22:31 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197244783 Michele https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197248861 2022-05-24 07:25:13 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197248861 Michele https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197250141 2022-05-24 07:26:05 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197250141 Raymond - 3 raymondtanwork https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197250216 Raymond enters the homepage]]> 2022-05-24 07:26:09 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197250216 Michele https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197251469 2022-05-24 07:26:57 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197251469 Raymond - 4 raymondtanwork https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197251954 Raymond looks for rewards]]> 2022-05-24 07:27:20 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197251954 Raymond - 5 raymondtanwork https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197254384 2022-05-24 07:28:55 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197254384 Raymond - 6 raymondtanwork https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197256312 2022-05-24 07:30:06 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197256312 Michele https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197256766 2022-05-24 07:30:26 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197256766 Raymond - 7 raymondtanwork https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197256869 2022-05-24 07:30:30 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197256869 Raymond - 8 raymondtanwork https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197262909 YAY]]> 2022-05-24 07:34:41 UTC https://padlet.com/marianamaluf1/xeejw9jx53aawhr2/wish/2197262909