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      <title>Group 3 : Internet Banking by Siti Norliza Ibrahim</title>
      <link>https://padlet.com/sitinorliza/edu5318group3</link>
      <description>Brainstorming session</description>
      <language>en-us</language>
      <pubDate>2016-09-26 14:51:54 UTC</pubDate>
      <lastBuildDate>2026-01-01 22:42:40 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Case study : Internet Banking</title>
         <author>sitinorliza</author>
         <link>https://padlet.com/sitinorliza/edu5318group3/wish/126397389</link>
         <description><![CDATA[<div><br>Section 1:<br>Your group need to recognize 5 characteristics of innovation in your case study in terms of :<br>1.	Relative advantange<br>2.	Compatibility<br>3.	Complexity<br>4.	Trialability<br>5.	Observability<br><br>Section 2 :<br>1.	How did you know about this innovation ?<br>2.	What make you adopt this innovation ?</div>]]></description>
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         <pubDate>2016-09-26 14:57:49 UTC</pubDate>
         <guid>https://padlet.com/sitinorliza/edu5318group3/wish/126397389</guid>
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      <item>
         <title>Internet Banking</title>
         <author></author>
         <link>https://padlet.com/sitinorliza/edu5318group3/wish/126588394</link>
         <description><![CDATA[<div>1. Fast, convenient, time saving, paperless, 24/7, more features than physical banks and ATM machines (safer). &nbsp;<br><br>Physical bank is far from home, we need to drive or walk to the bank, and queue up for hours, the staff is rude, suddenly the system is down, probability of the bank to be hijacked.<br><br>2. Working adults, students to pay fees, check balance, secure,&nbsp;<br><br>Sometimes, people prefer to keep the money physically or under the pillow, relate to heterophily&nbsp; as they prefer to go to physical bank.&nbsp;<br><br>3. user friendly, easy to understand, low learning curve.&nbsp;<br><br>Privacy might be an issue, scamming, can be hacked, maintenance sometimes can cause inconvenient, forget password which need to to call service centre which is difficult to reach.&nbsp;<br><br>4. No trial. Short video how to use at its homepage. Step by step.<br><br>5. Colleagues, friends are using it. Plus, they go online shopping; Lazada, Zalora, etc.<br><br>Since it is easy to shop online, it leads to shopping spree until bankrupt.&nbsp;<br><br>Section 2<br><br>1. At the bank itself, promoted by the bank. At the websites, from friends and human beings.<br><br>2. User friendly, save time, no need to queue, can access 24/7, contest with other telco.&nbsp;</div>]]></description>
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         <pubDate>2016-09-27 09:05:36 UTC</pubDate>
         <guid>https://padlet.com/sitinorliza/edu5318group3/wish/126588394</guid>
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