https://padlet.com/badavis2/x2x4gwztwkgs As a pair, write 5 rules for successful credit card use. Post them here with your names as the subject of your post. Rules will be graded for their quality/accuracy. en-us 2017-10-12 19:46:38 UTC 2017-10-17 18:28:07 UTC hello@padlet.com https://padlet.com/badavis2/x2x4gwztwkgs/wish/196944921 1. Assume reasonable debt
2. Pay your monthly credit bill in full
3. Be alert to prevent fraud
4. Know your budget and spend only what you can pay back
5. Don't apply for multiple cards, applying for new credit hurts your credit score]]> 2017-10-13 18:50:22 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196944921 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196945951 1. you can get cash advance on your credit card
2. make sure you plan your repayment
3. make sure you monitor you balance
4. make card payments on time
5. have a emergency fund
6. make sure you understand every transaction you make.
7. limit the amount you withdraw from your bank account.
8. build up your credit score by paying your bills on time.
9. do not have too many cards because it lowers your credit score.
10. don't over spend on your card, if u don't have the amount of money on your card then don't use the card to pay for it.
11. don't use your card anywhere because you  are putting  your information at risk.
12. you add to you credit card balance every time you swipe you card.]]> 2017-10-13 18:53:03 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196945951 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196945971 1. Always assume you have some debt. This ensures that you don't spend too much.
2. Pay any fees on time and in full. No one wants to be charged more when they pay less.
3. Be wary of what you spend. It will haunt you later if you mess up.
4. Protect your money. Even if you don't have a lot, someone can still link you money income and transfer it to theirs.
5. Remember when you need to make payments. Late fees will make you pay more and increases the cost of the next payment.]]> 2017-10-13 18:53:08 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196945971 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196949898 1. Dont put too much money on the credit card.
2. Build your credit score with minimum payments.
3. Be aware of how much you are spending.
4. Don't buy anything outside your budget.
5. Pay your bills on time as this can lead to debt down the road.

]]> 2017-10-13 19:05:50 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196949898 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196950354 1. Be responsible with purchases as this will lead to a better credit.
2. Keep with you in case any emergencies pop up.
3. Be sure to pay the monthly minimum payment.
4. Do not put your credit card number out there (fake websites).
5. Be smart with the items you purchase. ]]> 2017-10-13 19:07:29 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196950354 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196950520 1. Use the credit card for your needs and not wants, unless you can afford it.
2. Don't over spend
3. Pay your bills on time 
4. Don't even get a credit card if you feel you cant withhold the responsibility of it  
5. Try to stay away from late fees and check your balance and account.]]> 2017-10-13 19:08:11 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196950520 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196951593 1. Don't use your credit card unless you know you can pay off the charge
2. Make sure you can keep up with you payments 
3. Using your credit card is either improving or messing up your credit history so make sure you use it wisely
4. Do not charge your credit card for things you cannot afford
5. Make sure you monitor your card use. ]]> 2017-10-13 19:11:38 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196951593 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196953428 1. You basically won't even know credit card interest exists if you go ahead and pay it off in full every month.
2. Pay a little more than your minimum to keep your balances low.
3. Limit credit balance to what you can pay in full each month.
4. Put into your savings account the approximate amount you will need to pay bills, gas, food, etc.
5. When buying something extra, make sure you will still want it for a while after you get it, or else you will have just wasted more money.]]> 2017-10-13 19:17:21 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196953428 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196953780 1) Be sure to pay monthly minimum payments
2) Don't use credit card on website
3) Keep your balance down don't go into debt
4) Don't over spend, use it for important things  
5)Always know your interest rate]]> 2017-10-13 19:18:47 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196953780 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196954388 1) Be responsible with your money.
2) Build your score.
3) Don't get loans for unnecessary.
4)Be responsible when you put your credit card online
5) Pay a little more than your minimum  to keep your balances low]]> 2017-10-13 19:21:21 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196954388 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196954407 1) Create your own budget for credit cards.
2) At least pay a minimum payment to avoid late fees.
3) Think before you spend.
4) Save some back up money to pay for your credit card balance.
5) Know your interest rates for your credit cards. ]]> 2017-10-13 19:21:25 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196954407 32857 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196956015 1) keep your credit card info safe
2)protect your info from the internet 
3)dont share your pin number with anyone 
4)pay back all your credit card charges so you dont get debt 
5)do not misplace it ]]> 2017-10-13 19:28:15 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196956015 https://padlet.com/badavis2/x2x4gwztwkgs/wish/196957002 1) Be sure to pay off your money before the due date.
2) Make small purchases.
3) Don't purchase expensive stuff that you don't have the money to pay it off.
4) Don't always use the credit cards.
5) Build an emergency fund.

]]> 2017-10-13 19:32:55 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/196957002 https://padlet.com/badavis2/x2x4gwztwkgs/wish/197960415 1)You should make credit card payments  on time.
2)Pay your bills on time.
3)Paying off credit cards prevents debt.
4)Spending money wisely can help you financially. 
5)Responsible purchasing an help your credit card]]> 2017-10-17 18:21:34 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/197960415 https://padlet.com/badavis2/x2x4gwztwkgs/wish/197960908 1.) Be careful about using your credit card info on weird sites.
2.) Don't over spend on things.
3.) Make a budget.
4.) Build your credit score.
5.) Pay your credit bills on time.]]> 2017-10-17 18:22:25 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/197960908 https://padlet.com/badavis2/x2x4gwztwkgs/wish/197961057 1. You should not buy things you cannot pay off.
2. Do not lose your credit card.
3. Do not apply for too many credit cards.
4. Do not build debt. Pay off your bills on time.
5. Make sure to keep track of all payments and usage of the credit card.]]> 2017-10-17 18:22:41 UTC https://padlet.com/badavis2/x2x4gwztwkgs/wish/197961057