https://padlet.com/03atjio/wznn9s313dvx Angelina Tjio en-us 2018-12-06 16:03:30 UTC 2026-02-03 07:52:08 UTC hello@padlet.com 03atjio https://padlet.com/03atjio/wznn9s313dvx/wish/311882501 A contract between an insurer and a policyholder in which the insurer guarantees payment of death benefit to named beneficiaries upon the death of the insured ]]> 2018-12-06 16:13:43 UTC https://padlet.com/03atjio/wznn9s313dvx/wish/311882501 03atjio https://padlet.com/03atjio/wznn9s313dvx/wish/311884037 Term-  a policy that covers you for a set period of time

Whole- Provides permanent coverage that last a lifetime as well as guaranteed premiums and a guaranteed cash value

Universal- a low priced permanent policy, with a flexible death benefit period that can be tailored to last until 90, 95, 100, 110 and ,121

Variable- the face value fluctuates depending upon the value of the dollar, securities, or other equity products supporting the policy at the time payment is due]]> 2018-12-06 16:16:01 UTC https://padlet.com/03atjio/wznn9s313dvx/wish/311884037 03atjio https://padlet.com/03atjio/wznn9s313dvx/wish/311887281 Beneficiary- the person or entity you name in a life insurance policy to receive the death benefit

How they receive payment:
Through a check after the process
1. Inventory the decedent's documents and assets
2. Get appointed as Personal Rep. of the probate estate or accept appointment as Successor Trustee 
3. value the decedent's assets 
4. Pay the decedent's final bills
5. File applicable tax returns and pay taxes ]]> 2018-12-06 16:21:14 UTC https://padlet.com/03atjio/wznn9s313dvx/wish/311887281 03atjio https://padlet.com/03atjio/wznn9s313dvx/wish/311894312 - Types of assets the decedent owned
- Value of those assets
-  Whether the estate is taxable at the state/federal level
- How many beneficiaries are involved 
- Whether the beneficiaries get along
- Skills and diligence of the Personal Representative or Successor Trustee]]> 2018-12-06 16:30:53 UTC https://padlet.com/03atjio/wznn9s313dvx/wish/311894312 03atjio https://padlet.com/03atjio/wznn9s313dvx/wish/311896345 https://www.thebalance.com/when-will-you-get-your-inheritance-3504965

https://termlife2go.com/five-incredible-elements-of-indexed-universal-life-insurance/ ]]> 2018-12-06 16:33:49 UTC https://padlet.com/03atjio/wznn9s313dvx/wish/311896345 03atjio https://padlet.com/03atjio/wznn9s313dvx/wish/311899140 2018-12-06 16:37:37 UTC https://padlet.com/03atjio/wznn9s313dvx/wish/311899140