https://padlet.com/naveet231/wxlto2lc6xxh Naveet Kaur and Harmanjot Kaur en-us 2020-03-23 03:13:45 UTC 2023-03-25 17:10:30 UTC hello@padlet.com naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/470289167 In this Padlet, you will be able to learn about the concept of student loan debt in detail with interesting websites, images and videos. this will help you to know more about student loan debt in detail. For example how to pay loan faster, types of loan, whether these loans are good or bad and many more. Hope so you will find our Padlet interesting.]]> 2020-03-23 03:17:49 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/470289167 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/470294135 Paragraph: 1 A student loan is a form of debt that is owned by the student for paying their fees to their institutions. There are different types of student loan laws in every different country. Many factors contribute to student debt. The major one is the decline in the income premium for graduates as compared to non-graduates. 
I have selected this website because it provides the details of the concept of the student loan debt in detail by explaining the history, different rules for the student in various countries. For example, there are two types of loans borrowed by the students that are Federal loans and Pivotal loans.]]> 2020-03-23 03:29:38 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/470294135 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/478997991 No doubt, by running this student loan program government earns a good profit of income. But it doesn't mean that it is a bad thing for students. Undergraduates more than 10,000 borrow loans from the government because it provides them with a number of repayment options and consumer protection that maybe not provided by other private lenders. I selected this website because it explained in detail whether or not it is good for students or not. This piece of information was important and was described in a well-organized manner on this website which is not available on other websites.]]> 2020-03-27 18:36:50 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/478997991 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479030411 It is a good idea to pay the loan before the time exceeds. There are many benefits of paying the loan in advance as we have to less amount of money on the interest that had to pay during the repayment.  
I selected this website to explain the benefits of paying off the student loan earlier and this website seems to be very perfect as it has provided the tips to manage finances in order to put more money toward demolishing your debt each month. This was important for me also as being a student I come across new strategies to manage my budget.]]> 2020-03-27 19:00:23 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479030411 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479046413 There are many tricks and tips that one can use to pay off student loans faster. These tips include paying more than one in the month. This is possible only if one sticks to the usage of the money all over the month. There is a need to give attention to our expenditure on our budget. Also, while paying once in a month one should make larger payments means paying more than the minimum payment. It will help to pay down your principal and lead to pay off student loan much sooner.
This website seems to be very useful as it has described very useful tips to get rid of the loans.]]> 2020-03-27 19:13:19 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479046413 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479161372 This video has shown the benefits of having student loans as it helps the people who are willing to get educated who are not financially good. Because of the availability of loans, most of the youth in America have got educated. In this video, the estimation of the tuition fee has been shown from the last previous year to the current scenario. With the help of which estimation can be made easily that due to the rise in the tuition fee people who are willing to get educated borrow loans.
I have selected this video on behalf of representing the benefits of borrowing student loans instead of thinking that it may be a difficult task.]]> 2020-03-27 20:56:36 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479161372 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479162705 This video is about the methods that can be used to pay your student loans faster. These are in numbers but the most important one is described here. The first one is that you should know exactly how much you owe. The next one is to refinance your loans. This means that having a better rate helps you to save on your interest. Moreover, having longer terms of paying means repayment flexibility. Paying in the short term helps you to save on your interest. the one most simple way of getting rid of your loan is to pay some extra or more than the minimum once in a month. 
I selected this video as I think the lady described the ways in a more convenient way.

]]> 2020-03-27 20:58:08 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479162705 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479181146 This video has reflected on the people who borrow the loans for their studies and they think that after the successful completion of their studies they will get a well-paid job in their field of studies. But this not happens always. This video is on a lady named jasika who took the loan but was unable to pay off the loan in the given time. Because of not getting a job she was again forced to take the loan for her more higher education. But she again failed to repay her loan amount was now more than before.
This video is selected only to tell that it is our responsibility to be aware of the loan and the expenditures so that our step of borrowing money doesn't lead us to suicide.]]> 2020-03-27 21:18:12 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479181146 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479197989 This video is taken from the one of the news channels from America. This is the real news which is about the limitations put on the student loan program by the president of the America Donald Trump. This is because of the affordability of the loans to the youth, there is a big benefit to the America as most of the youth got educated because of having student loan programs runned by the government.
The motive of representing this video is to show that borrowing loan for one's education is not a bad thing instead it help one to reach the goals set in the life.]]> 2020-03-27 21:37:45 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479197989 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479212929 This image shows that some of the graduated people don't get the job that they think they would get after the completion of their graduation. This result in heavy loan debt which makes them difficult to get rid of this debt. ]]> 2020-03-27 21:56:03 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479212929 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479217230 This image is showing the types of student loan provided in the U.S both having their own rules and regulations. These both are student loans.]]> 2020-03-27 22:02:08 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479217230 naveet231 https://padlet.com/naveet231/wxlto2lc6xxh/wish/479237504 Reflection Questions.]]> 2020-03-27 22:31:38 UTC https://padlet.com/naveet231/wxlto2lc6xxh/wish/479237504