https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1 en-us 2021-11-17 15:02:46 UTC 2026-03-10 19:23:41 UTC hello@padlet.com https://padlet.net/icons/png/1f3d8.png jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897119556 Social housing is the term given to accommodation that is provided at affordable rates, on a secure basis to people on low incomes or with particular needs, and is usually built with the support of government funding.]]> 2021-11-17 15:04:25 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897119556 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897122898 2021-11-17 15:05:18 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897122898 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897126005 1.
Barbados experience a number of problems in their quest for housing, including the following: 

*higher land and construction costs
*imbalance between demand for affordable housing and supply
*affordability constraints
* Limited access to housing finance
* insecurity of tenure
*poor housing conditions found in tenantries, particularly in the urban areas.]]> 2021-11-17 15:06:09 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897126005 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897131795 2.
The government aims to provide shelter for all and homeownership for the widest majority. 

In this regard, the Ministry of Housing and Lands is currently implementing the following policies and programs:

*Reduction in the backlog of hosting solutions for low to middle income earners
*legislative measures to address the security of tenure
*measures to deliver housing at affordable prices
* partnerships with the private sector to build houses for middle-income families
* the removal of VAT from building materials on houses valued up to $200,000 USD and a reduction in the cost of homeownership by increasing the threshold of assessing land tax from $95,000 USD to $125, 000 USD.]]> 2021-11-17 15:08:09 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897131795 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897155842 2021-11-17 15:15:01 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897155842 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897158635 3.
The rising property and land prices have made the provision of affordable housing for those with low and middle incomes extremely difficult. 

the government has also been forced to introduce subsidized housing programs under the support of the NHC to address the needs of those in the lower-income categories.]]> 2021-11-17 15:15:56 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897158635 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897181681 2
This type of housing targets to assist specific marginalized groups. Vulnerable groups include single parents (particularly female-headed households), the unemployed (especially the long term unemployed), pensioners and the elderly (particularly those living alone), very large or young families with dependent children, the disabled, migrants, refugees, asylum seekers, and other displaced people.]]> 2021-11-17 15:23:53 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897181681 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897191337 3
In the Caribbean, social housing is not confined to the rental sector. It is conceived as making acceptable housing available who cannot meet their housing needs unaided. Social housing in the Caribbean thus represents a broad continuum of affordable and appropriate housing options. There is a general understanding in most of the countries studied that social housing provision needs to be guided by certain criteria. Some countries have put guidelines in place. These include criteria for allocation and access, involving the definition of target groups and establishing allocation procedures. Other factors given due
consideration by Caribbean governments are affordability criteria and security of tenure.]]> 2021-11-17 15:27:28 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897191337 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897199299 4
Each country is implementing a variety of policy programs to address specific situations and constraints particular to the country. These policy initiatives are categorized according to the issues being addressed: population urbanization and housing deficit; imbalance between demand for affordable housing and supply; distorted land markets with acquisition and development impediments; informal urbanization; overcrowded and dilapidated inner-city housing; funding/finance and planning issues.]]> 2021-11-17 15:30:06 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897199299 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897206147 2021-11-17 15:32:35 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897206147 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897266027 1.
The overall goal of the Government of The Bahamas in the housing sector is to provide affordable housing for low-income households and to increase the construction of rental units. In this regard, the government has committed to the following: 
*reduce the cost of housing through a review of the building code and related regulations
*reform the rental control act to promote the construction of new rental units
* improve the processing procedures for housing construction
*promote the provision of additional land for housing through the purchase of vacant and abandoned lots, 
*provide Crown Land for the development of new communities by private developers to promote homeownership.]]> 2021-11-17 15:54:10 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897266027 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897311717 The Department of Housing was established under Section 4 of the Housing Act 1968 which repealed the Housing Act 1960. Section 4 states: "there shall be a
Housing Department of the Government, comprising a Chief Housing Officer and such other officers as may from time to time be authorized by the parliament, which shall be subject to the general direction and control of the Minister". 

]]> 2021-11-17 16:10:10 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897311717 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897418167 Is to provide affordable housing for low and middle-income people and senior citizens through the Government Guaranteed Mortgage Loan Programme. Under this loan program, The Minister responsible for housing encourages lending institutions to grant mortgages to people who might normally not qualify for them from other financial institutions, by providing a guarantee of reimbursement in the event of a defaulted mortgage. Lenders who participate in this program are awarded approved lender status. Both the Minister and approved lenders are subject to stipulations contained in the Housing Act. The procedures to be observed for the administration of the Government Guaranteed Mortgage Loan Programs are contained in the Housing Regulations.]]> 2021-11-17 16:49:21 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1897418167 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898209639 The government currently offers six designs of three housing types:
three bedrooms and two bathrooms, three bedrooms and one bathroom, and two bedrooms and one bathroom built of wood or
concrete block. The mortgage amount for which an applicant would qualify is determined by the institution from which financing is to be
obtained. The down payment is 5 percent of total lending value and is based on the computation of the total lending value of the loan. The mortgage interest rate is currently set at 6.51 percent.]]> 2021-11-18 00:19:27 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898209639 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898233371 2.
The Government of Guyana also explicitly endorsed the concept of incremental housing, which allowed them to effectively partner with community-based organizations in the construction of low-cost housing with basic infrastructure, including a septic tank, toilet, shower, multi-purpose sink, flooring, and wiring featured in the designs below. This has eased the pressure on the housing market that had been caused by an institutional land shortage in Guyana. ]]> 2021-11-18 00:35:26 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898233371 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898234196 1.
Governments in the region have embarked on programs to expand social housing, lower mortgage lending costs and promote disaster-resistant buildings.The Dominican Republic is a case in point: in 1990, close to thirty percent of Dominicans lived in substandard housing; this proportion has decreased to under fifteen percent today.]]> 2021-11-18 00:35:50 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898234196 jashellsmall https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898418825 4.
Caribbean countries have begun to incorporate risk reduction into the location and design of social housing. As described in the IDB’s A Blue Urban Agenda: Adapting to Climate Change in the Coastal Cities of Caribbean and Pacific Small Island Developing States, new tools are available to “climate-proof” social housing using structural retrofitting.]]> 2021-11-18 02:12:26 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898418825 jashellsmall https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898420361 3.
The Governments of Barbados, Jamaica, Trinidad and Tobago have also delivered serviced sites, core units and starter homes to provide housing solutions to the poorest. These countries have sought joint venture partnerships with the private sector in order to share the risks and bring additional resources for the provision of affordable housing solutions. As the Caribbean urbanises, it will be critically important to ensure that social housing is built in suitable locations that lessen rather than exacerbate vulnerability to natural hazards and climate change. ]]> 2021-11-18 02:13:10 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898420361 jashellsmall https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898430394 5.
Caribbean housing planners have pioneered innovative roof designs that ensure adequate resistance during high winds and the use of stilts (pilings) to prevent flooding. Design work must also be coupled with strong enforcement capacity in city planning agencies to ensure compliance with building codes for hurricane and flood-resistant housing.]]> 2021-11-18 02:18:00 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898430394 jashellsmall https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898448426 2021-11-18 02:27:00 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898448426 jashellsmall https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898458824 2021-11-18 02:32:05 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1898458824 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1899823340 What is meant by the term social housing?


Answer: Social housing is the term given to accommodation that is provided at affordable rates, on a secure basis to people on low incomes or with particular needs, and is usually built with the support of government funding.]]> 2021-11-18 15:24:14 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1899823340 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1899827230 What are some measures the government can use to prevent social housing problems in the Caribbean? 
Answer: 

A) The government can promote the provision of additional land for housing through the purchase of vacant and abandoned lots.

B) Enter joint venture partnerships with the private sector in order to share the risks and bring additional resources for the provision of affordable housing solutions. 

C) The government can also lower mortgage lending costs and promote disaster-resistant buildings.]]> 2021-11-18 15:25:36 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1899827230 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1899830755 How does the governments plan to tackle the issue of climate change and natural disasters?


Answer: Through research and innovation new tools are available to “climate-proof” social housing using structural retrofitting and ensuring that social housing is built in suitable locations that lessen rather than exacerbate vulnerability to natural hazards and climate change.]]> 2021-11-18 15:26:50 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1899830755 jatoyapedley https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1899837256 2021-11-18 15:29:12 UTC https://padlet.com/jatoyapedley/wwxgokcjzjf2v5p1/wish/1899837256