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      <title>Living on your own - the financial aspect  by </title>
      <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu</link>
      <description>by Maryia Kalatyhina</description>
      <language>en-us</language>
      <pubDate>2022-03-31 00:25:01 UTC</pubDate>
      <lastBuildDate>2026-02-21 03:28:48 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Video #3 TOP 10 PROS AND CONS OF LIVING IN TORONTO ONTARIO 2022</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122348955</link>
         <description><![CDATA[<div>The pros and cons are an important nuance when choosing a place and living on your own. This video contains information about all possible aspects, cost of living and other expenses. Since we all live in a place not far from Toronto, I decided to consider this area directly. The video shows how high the prices are in GTA and how much you have to spend to live here.&nbsp;Besides this information you can also  find something new and interesting about living in Toronto which can change your mind.<br>This video is different from others in that it shows two sides of the same coin and how they can affect life in GTA especially financially.&nbsp;</div>]]></description>
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         <pubDate>2022-03-30 21:58:30 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122348955</guid>
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      <item>
         <title>Video #1 How to Live Life on Your Own Terms</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122350603</link>
         <description><![CDATA[<div>A very well-illustrated video clearly tells about the nuances of life on its own and how to properly set yourself up for the correct perception of this moment because in most cases it is a life challenge. It tells about the 7 most important steps in life yourself and how to overcome all stages, including financial ones. The video talks about small tricks and the possibility of overcoming and improving the situation by always choosing your own way.&nbsp;<br>I chose the video because of the visual illustrations and the main message that it contains. Namely, the fact that when you live on your own and you become responsible for your actions, it is very important to remain yourself.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=OsZ4x-m1brE&amp;t=275s" />
         <pubDate>2022-03-30 22:00:46 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122350603</guid>
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      <item>
         <title>Video #2 How Much it Realistically Costs to Live on Your Own - Minimalist Living</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122353977</link>
         <description><![CDATA[<div>This video clearly shows what type of housing can be rented for what cost and how much you will spend on maintenance, utilities, and electricity. You can also find out a lot of information about spending on other necessities that appear when you start living on your own. Especially when we consider a place for living or the average budget needed to be able to cover the rent fees. &nbsp;<br>I think the main reason for choosing this video was the fact that this guy is a student and he is my age which gives a clear idea of ​​how the financial aspect of living on my own can affect my situation.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=YZ01TsclYO0&amp;t=131s" />
         <pubDate>2022-03-30 22:05:31 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122353977</guid>
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         <title></title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122358236</link>
         <description><![CDATA[<div>Welcome to a small world that will reveal important information about independent living and its financial aspects. Many of us dream of leaving our parents and becoming full-fledged independent people, but such situation involves huge expenses and maintenance of ourselves. Here you can find important information regarding the most valuable expenses in living on your own.&nbsp;</div>]]></description>
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         <pubDate>2022-03-30 22:11:20 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122358236</guid>
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         <title></title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122358835</link>
         <description><![CDATA[<div>1. I was most surprised by the prices of real estate in different areas of Canada and now I am thinking about moving after graduation. Also worth noting is the fact that I am in the process of applying for a driver's license so I was extremely interested in the aspect of buying a car and what hidden prices they might have.<br><br></div><div>2. I can easily say that this topic is relevant to me in all these aspects because I have already been living on my own for two years and all my relatives are far away in another country. Therefore, I can state with confidence that I already have some of these experiences and know many nuances of such a life.<br><br></div><div>3. I am sure that many understand how expensive food, water, housing and transport are now. This is what happens all over the world. Therefore, I would rather share knowledge about the need to pay loans and fill out taxes, and how this aspect can affect your life in the future. Also, an important experience is the correct understanding of all hidden and possible financial aspects when you live on your own.</div>]]></description>
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         <pubDate>2022-03-30 22:12:08 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122358835</guid>
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         <title>Website #1 Average Rent Prices in Canada</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122359760</link>
         <description><![CDATA[<div>One of the most important moments of life on your own is the financial aspect and the possession of a housing place. This post clearly demonstrates the average cost of renting housing in various provinces in Canada. It also touches on the nuance of different types of housing, such as studio, 1 bedroom, 2 bedroom and 3 bedroom. This information shows that the cheapest rental prices are in Edmonton while in Vancouver you have to spend the highest amount of your budget.<br>We all understand that most of our income goes to paying rent bills or real estate mortgages. That is why I chose this post about average rental rates throughout Canada. The main difference from others that it has up-to-date information and variety of options.</div>]]></description>
         <enclosure url="https://www.rentseeker.ca/average-rent-prices-canada" />
         <pubDate>2022-03-30 22:13:31 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122359760</guid>
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      <item>
         <title>Website #4 Seven Financial Rules for Living on Your Own for the First Time</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122360466</link>
         <description><![CDATA[<div>To summarize the basic facts of life to one, this post gives 7 main points such as:&nbsp;<br>- budget before you move out<br>- you don't need every gadget and appliance<br>- weight quality vs cost for major purchases&nbsp;<br>- borrowing network<br>- invest in maintenance, save on repairs&nbsp;<br>- a system for paying bills<br>- prepare and preserve food in bulk<br>They give the right advice when you move into a new home all by yourself.<br>I have been looking for a long time for suitable sites that have the most important information gathered together and this one was the best. It collected information on creating a budget, food storage, the right choice of maintenance and necessities. It makes this website different from others.</div>]]></description>
         <enclosure url="https://www.moneymanagement.org/blog/seven-rules-for-living-on-your-own" />
         <pubDate>2022-03-30 22:14:35 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122360466</guid>
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         <title>Image #1</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122369275</link>
         <description><![CDATA[<div>The choice of photo fell on a coin with Canadian symbols because I know that the government helps its citizens in financial situations. There are a lot of financial programs that you should not forget about, and even more when you live on your own.&nbsp;Be sure to remember the fact that it is necessary to fill in taxes annually because they must be paid and in some cases the government pays you for them.</div>]]></description>
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         <pubDate>2022-03-30 22:25:28 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122369275</guid>
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      <item>
         <title>Website #2 Why It’s Important to Pay Your Bills on Time</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122378086</link>
         <description><![CDATA[<div>For a quiet life without worries it is necessary to pay taxes, loans and fulfill various obligations. This article touches on two important aspects. First of all, the consequences of non-compliance with obligations can spoil your credit history, which affects almost the whole life ahead. As we all know, without a credit history in Canada you are nobody and nothing. The second point is keeping the time and always have a system to manage deadlines. When you live alone it is very important to do all this on time, which is described in this article showing the importance of the whole process.<br>This aspect of life in Canada is one of the leading, so you must follow all the rules and time frames.&nbsp;This post is a helpful guideline.</div>]]></description>
         <enclosure url="https://www.tangerine.ca/forwardthinking/spending/why-its-important-to-pay-your-bills-on-time" />
         <pubDate>2022-03-30 22:36:31 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122378086</guid>
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      <item>
         <title>Image #2</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122380929</link>
         <description><![CDATA[<div>I would like to summarize all this information by saying that you should not forget the positive aspects of life alone because you can manage your finances wisely, save them and go on a trip across fascinating Canada and see all its beautiful sides with your own eyes.</div>]]></description>
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         <pubDate>2022-03-30 22:40:22 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122380929</guid>
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         <title>Website #3 Car vs Public Transportation - The Great Student Dilemma</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122496460</link>
         <description><![CDATA[<div>In addition to rent expenses transport costs must also be considered. In any case, whether you have your own car or not you will have to spend finances on transportation. It is obvious that you have to go to the store, take the subway to work or drive to the place of study when you live on your own. This post clearly tells about any of the options for using transport, what costs it has and how your personal vehicle can depreciate.&nbsp;<br>It is worth noting that the article stands out from any others by the important information about what hidden and obvious costs are in choosing any of the transports.</div>]]></description>
         <enclosure url="https://myuniversitymoney.com/car-vs-public-transportation-the-great-student-dilemma/" />
         <pubDate>2022-03-31 00:33:07 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122496460</guid>
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         <title>Video #4 How to live on $100 a MONTH for groceries in Canada. The Cheapest Grocery Stores in Canada</title>
         <author>maryiakalatyhina</author>
         <link>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122496960</link>
         <description><![CDATA[<div>We must not forget the fact that we all love to eat and this is a vital necessity. This young student in the video shares his food spending and how he can save money during these challenging times. The two best-priced stores, namely Costco and Nofrills are introduced as the most affordable places along with the average prices for the most popular groceries.&nbsp;<br>I want to note that this video tells about the most profitable places where you can buy products cheaper, as well as the prices for each purchase and the average budget. This is what makes this video valuable with the most up-to-date information for 2022.</div>]]></description>
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         <pubDate>2022-03-31 00:33:28 UTC</pubDate>
         <guid>https://padlet.com/maryiakalatyhina/wwvfgqtux875t9gu/wish/2122496960</guid>
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