Credit Cards = Bad! by ILI Northampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c en-us 2021-05-20 19:38:41 UTC 2026-03-16 20:41:27 UTC hello@padlet.com https://padlet.net/icons/png/270f.png IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986944486 2022-01-11 20:29:36 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986944486 IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986944964 2022-01-11 20:29:57 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986944964 IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986945269 2022-01-11 20:30:11 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986945269 IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986945727 2022-01-11 20:30:23 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986945727 Visa, Mastercard, American Express – you name it, and most people have it. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986948447 2022-01-11 20:32:20 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986948447 Credit cards are dangerous for a variety of reasons. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986950855 2022-01-11 20:33:50 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986950855 Reason #1 IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986951262 The first reason is that using a piece of plastic instead of cash makes it too easy for me to buy things I can’t afford.  ]]> 2022-01-11 20:34:08 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986951262 For instance, last week I saw a $75.00 dollar pair of pink sandals in my favorite shoe store. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986952012 2022-01-11 20:34:38 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986952012 Of course, I don’t need pink sandals, nor can I afford them. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986952723 2022-01-11 20:35:09 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986952723 With a credit card, however, I would now own those sandals and be worrying about how to pay for them. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986953098 2022-01-11 20:35:24 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986953098 Take my friend Sara, for instance. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986954868 2022-01-11 20:36:39 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986954868 Sara makes only the minimum payments, so her balance never decreases. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986956701 2022-01-11 20:37:49 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986956701 Sara got a credit card last year, and she already owes $4,000 dollars. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986956769 2022-01-11 20:37:52 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986956769 She will be in debt for years. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986957093 2022-01-11 20:38:06 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986957093 Finally, the third reason I don’t have a credit card is because it can be difficult to understand the fine print in the credit card contract. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986958222 2022-01-11 20:38:42 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986958222 If I don’t read the fine print, I can be surprised. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986959298 2022-01-11 20:39:27 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986959298 For example, some credit companies will raise my interest rate if I make a payment even one day late. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986959765 2022-01-11 20:39:48 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986959765 To sum up, credit cards may be a convenience for some people, not for me, they are a plastic ticket to financial disaster. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986960129 2022-01-11 20:40:07 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986960129 1. Instructions: IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986994887 1.  Organize the black bubbles according to where they appear in a paragraph.

  • What comes first?  
  • What comes next?
  • What comes after that?
]]> 2022-01-11 21:03:59 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986994887 2. Instructions: IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986995814 2.  The red bubbles are sentences from a paragraph.

They paragraph is NOT in order!

Organize the sentences bubbles according to where they appear in a paragraph.

  • What comes first?  
  • What comes next?
  • What comes after that?
]]> 2022-01-11 21:04:33 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986995814 IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986999083 2022-01-11 21:06:27 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1986999083 Furthermore, I don’t have a credit card because I might end up in debt. IILNorthampton https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1987249985 2022-01-12 01:25:26 UTC https://padlet.com/IILNorthampton/wwlh83vd1ua1ru7c/wish/1987249985