https://padlet.com/2002262j/wutuvwqphfr13smh en-us 2020-07-27 00:54:15 UTC 2020-07-27 02:10:52 UTC hello@padlet.com 2000694f https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662892717 I learnt how to plan my financial goal in a more effective way.Like saving up on a daily basis consistently!]]> 2020-07-27 01:09:02 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662892717 2000759g https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662893457 I learnt more about financial especially on the topic on compound interest, and how to plan my finance more efficiently.]]> 2020-07-27 01:10:11 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662893457 2000535a https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662894704 i learnt more about the use of credit card and how compound interest works. i think it is quite scary how i was not fully aware of it.]]> 2020-07-27 01:12:08 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662894704 2002262j https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662894968 I learnt about how credit cards work and the interest that comes along with it. I also learnt about compound interest and how to calculate it.]]> 2020-07-27 01:12:33 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662894968 2003322a https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897238 i learnt how to manage money better with a budget and like sometimes we buy things but it is just a short-term happiness.]]> 2020-07-27 01:15:51 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897238 2000777i https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897319 I learnt how to track my spending habits. using an app helps me to cut down on excessive spending.]]> 2020-07-27 01:15:58 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897319 2003781h https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897439 i learnt how to manage my money better and the used of credit and debit cards.]]> 2020-07-27 01:16:12 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897439 2000826d https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897637 I learnt how to do budgeting and use different cards for spending and saving. Budgeting can help me to manage my money better.]]> 2020-07-27 01:16:31 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897637 2005104a https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897653 I learnt how to set aside my savings and have a budget for my expenses to better manage my money. I have to think about my future and not be reckless with it.]]> 2020-07-27 01:16:33 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662897653 2000573b1 https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662898015 i've learnt how to set my own budget and set aside money for the things i want and to reduce the amount spent on different things.]]> 2020-07-27 01:17:02 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662898015 2000452i https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662898667 I learnt to set a budget monthly to spend and keep for emergency use.]]> 2020-07-27 01:17:56 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662898667 2004320d1 https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662900211 i learnt quite a few things such as budgeting, knowing what is a "want" and "need", using the SMART goal to plan properly and about more about credit cards nobody mentioned to me before @@. honestly, i feel like i spend money q.lavishly, like the moment my parents give me my allowance i tend to spend a lot at the start and then left v.little at like in the middle of the month and almost broke at the end of the month :') so right, i plan to get another atm card just for savings like maybe one month i will draw out $150 of my allowance for savings ! :D]]> 2020-07-27 01:20:22 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662900211 LimWeiXuan https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662904155 I learnt more about SMART goal and the use of credit card]]> 2020-07-27 01:25:58 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662904155 2004784a https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662922939 I learnt about budgeting and how to plan my spending and expenses. I also learnt about interest and how credit cards work.]]> 2020-07-27 01:51:15 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662922939 2004584e1 https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662924189 I learnt how to set the smart financial goals which able to help me save money and only use when urgent.]]> 2020-07-27 01:53:00 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662924189 2003407j1 https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662936288 I learnt how to plan a budget to cut back on expenses which allows to save more. ]]> 2020-07-27 02:10:04 UTC https://padlet.com/2002262j/wutuvwqphfr13smh/wish/662936288