Lesson 3.3 Financial Institutions by https://padlet.com/chvrchkid/wtmg165ycwtf en-us 2016-12-08 21:41:21 UTC 2017-05-17 02:44:40 UTC hello@padlet.com Financial Institutions chvrchkid https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142692953 As you approach adulthood, it’s important to learn how financial institutions (banks) work and the importance of saving your money wisely. As you grow older and begin to work and need more money, you’ll want to ensure you have a safe, smart place to save your hard-earned dollars and cash gifts. A bank is that place.


]]> 2016-12-08 21:49:56 UTC https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142692953 Why a Bank? chvrchkid https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142693140 1) Banks Keep Your Money Safe

2)Banks Help You Increase Your Money

3)Banks Offer Helpful Services

4)It Makes You Think Twice About How You Spend Your Money

]]> 2016-12-08 21:51:30 UTC https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142693140 Online Tools chvrchkid https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142693581 There are many online options that are available to help with
 budgeting. In fact, many people use apps to help create a budget. ]]> 2016-12-08 21:55:15 UTC https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142693581 When looking through choices, consider three things. First, consider what tools are included. Second, are there extrasthat other apps don’t offer? Finally, is the app or site free? Sometimes the company offers a free version, but it is limiting. Make sure to check out reviews and limitations before making a choice. chvrchkid https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142693637 2016-12-08 21:55:46 UTC https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142693637 Different Budget Apps You Can Use chvrchkid https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142693931
1) GoodBudget.com 

Taking advantage of the good, old envelope
 system, GoodBudget allows users to set aside money for expenses into categories or
 "envelopes." This makes it possible for
 expenses to be planned ahead, creating an accurate representation of a college student's spending power. 
]]> 2016-12-08 21:58:17 UTC https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142693931 chvrchkid https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142694361 2)PocketExpense.com 

Aside from letting multiple budgets be set,
 Pocket Expense also allows funds to be moved
 from one budget to the other. It has a calendar
 feature as well that offers an overview of
 spending from month to month, which is complemented by statistics and reports delivered for tracking purposes. 
]]> 2016-12-08 22:02:25 UTC https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142694361 chvrchkid https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142694410 3)Excel Budget Sheets 

• (Click on New and then click on the Budget Template) • Extremely flexible (tons of cells to work
• Put your own personal touches on it
• Program is not free 

Google Sheets Budget 

• (File - New - Templates) • Free
• Tailor to your needs
• Saves automatically 
with) 
]]> 2016-12-08 22:02:55 UTC https://padlet.com/chvrchkid/wtmg165ycwtf/wish/142694410