Lessons from Moneysmart Rookies by Bernd Meyer https://padlet.com/bmeyer1961/wqnop98z3vo0 After viewing the videos from the Money Smart Rookies, what tips and recommendations can you make to teach other about financial literacy? en-us 2020-02-18 00:53:35 UTC 2025-10-05 22:22:32 UTC hello@padlet.com https://padlet.net/icons/png/1f61c.png xlbailey https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220585 Make a Budget and stick to it. ]]> 2020-02-23 23:15:55 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220585 Make a budget, and stick to it. https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220600 2020-02-23 23:16:00 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220600 Tess https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220605
  • Don't buy things that are unnecessary.
  • Stick to your budget.
  • Plan and be organised.
  • Know how much money you have and what you should be spending it on.
  • Look for bargains.
  • Don't use credit cards to bail you out because you don't have the money.
  • Be financially smart.

    • ]]>     2020-02-23 23:16:01 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220605     Know what you need and what you want https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220645 2020-02-23 23:16:17 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220645 mjgrant https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220682
  • Save up more money before going to Uni, that way you won't always have to worry about expenses during your time spent there.
  • Consider taking a gap-year to work if you are in serious strain in regards to your money.
  • Don't eat out too often, because it is generally more expensive.

    • ]]>     2020-02-23 23:16:34 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220682     stick to your budget https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220691 buy things that you need, not what you want
    have money a week for certain things



    ]]>     2020-02-23 23:16:37 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220691     making a budget https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220696 - plan and have a budget
    - allow a certain amount of money a week for certain things
    - stick to your budget
    - have an extra amount of money hiding for emergency
    - when your buying something make sure you need it not that you just want it]]>     2020-02-23 23:16:37 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220696     Make sure you have more money earning then spending. xlbailey https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220792 2020-02-23 23:17:12 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220792 dont buy things that are unnecessary https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220815 stick to your budget
    be organised with your money
    save money if you dont need to spend it]]>     2020-02-23 23:17:21 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220815     Keanu https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220841 Make a budget
    Know the difference between what you need and what you want
    Save money
    Don't go over the budget
    Split it up into different costs
    ]]>     2020-02-23 23:17:31 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220841     mac https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220885 make a budget 
    stick to your budget 
    get what you need first 
    be organised 

    ]]>     2020-02-23 23:17:46 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220885     Make a budget. Split it up into groups of costs. Allocate the money. Don't go over the budget. If you have spare money at the end of the week, save it. https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220954 tommy]]> 2020-02-23 23:18:06 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220954 xlbailey https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220972 2020-02-23 23:18:12 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449220972 Mia https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221097 9:58 AM
    • Make a budget and stick to it
    • Shop around and look for bargains
    • Allow a certain amount to spend each week
    • Take a gap year and save before going to uni
    • Allow a certain amount of money each week for emergencies that might pop up
    ]]>     2020-02-23 23:19:00 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221097     oscar https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221110 dont have unexpected pregnancy

    ]]>     2020-02-23 23:19:05 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221110     Charlotte https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221133
  • Not to go out each week as it takes a portion of her money so it is better being a once a month thing.
  • Catch more public transport as it won't be as expensive.
  • Spend less on unnecessary things and save that money for a unexpected things.
  • Stay on your budget.
  • Focus on what you need.

    • ]]>     2020-02-23 23:19:11 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221133     https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221160
  • Go out every second week or something to save your money 
  • Use public transport  
  • Move in with your parents  
  • Spend less on clubbing and going out  
  • Budget your money better. 
  •  Save your money before going to uni  
  • Stay at home  
  • Don't feel pressured buy your friends to move in 


    • ]]>     2020-02-23 23:19:18 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221160     hayley https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221196 have a budget 
    stick to your budget
    have a practical budget with leverage room for emergencys

    ]]>     2020-02-23 23:19:28 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221196     Credit cards are a bad bail out option and can end really bad financially. xlbailey https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221559 2020-02-23 23:21:52 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221559 Don't be afraid to tell someone if you can't afford rent. https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221578 2020-02-23 23:22:00 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221578 oscar https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221582 don't waste your money. ]]> 2020-02-23 23:22:02 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221582 https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221618 2020-02-23 23:22:12 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221618 https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221623 2020-02-23 23:22:15 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221623 https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221690 2020-02-23 23:22:42 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449221690 oscar https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449222572 dont be a vegan ]]> 2020-02-23 23:28:04 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449222572 https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449234373 jo]]> 2020-02-24 00:27:39 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/449234373 Alella https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234284649 split budget between necessities and wants

    don't spend more than you're receiving   

    don't move out of home until you have enough money 

    stick to your budget 

    you don't have to go out every time your friends are]]>     2021-02-24 01:01:53 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234284649     Sarah https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234284829 Split your budget into sections and make sure you have a total budget for the whole week. 

    Don't be afraid to let others know that you are struggling financially or that you can not afford something.

    Use common sense when making purchases and try to limit unnecessary buys and if you do, work them into the budget.

    Have multiple bank accounts that can be used for different expenses, and don't tap into other accounts for other purchases.

    Always save some money for any unexpected events that may arise.]]>     2021-02-24 01:02:00 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234284829     Nina :) https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234285745 Different accounts to for different area's e.g putting money in another account for  going out,  rent or business. and don't make rash decisions when spending and not sticking to the budget. :) ]]> 2021-02-24 01:02:32 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234285745 Jack https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234286905 make sure you are ready for the worst so u have money to get put of trouble. 

    stick to plan have some self disaplent because it will help u on saving money.

    put a little more away in savings then you really need so u have some spare money. 

    know what money is coming in and going out an make a plan on that. 

    plan before you get there so u are ready for whats to come.]]>     2021-02-24 01:03:15 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234286905     Plan for the unexpected events Make a budget plan Don't spend money where you don't need to https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234289210 Archie ]]> 2021-02-24 01:04:28 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234289210 Lizzie https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234289232 Stick to your budget and don't spend money on small things you don't need 
    Save some money each week or  month for unexpected bills or other things
    Have a small amount of money you can either spend on yourself or save for something bigger 
    Have self-discipline when buying things


    ]]>     2021-02-24 01:04:28 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234289232     ella https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234290828 ·       Different accounts 
    ·       Having a budget 
    ·       Think about what you need and what you want 
    ·       Save up money before moving out or going to uni 
    ·       Put extra money away for emergency’s 
     

    ]]>     2021-02-24 01:05:21 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234290828     Roxy https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234291359
  • Budgeting 
  • Having a savings account putting money away every week
  • Checking all transactions 
  • Keeping track of spendings in a notebook
  • Reawarding with different ammounts of money each week

    • ]]>     2021-02-24 01:05:38 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234291359     josh https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234291445 make a budget

    don't spend money on things you don't need 

    make different accounts for different things

    keep track on what you spend your money on 

    put left over money in a savings account ]]>     2021-02-24 01:05:42 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234291445     Ajay https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234291640 Try to put some money aside each week or fortnight.
    Know what you can afford to spend.
    Make a budget and stick to it.
    Try to cut down on not needed expenses. 
    Don't spend more money then you have.
    ]]>     2021-02-24 01:05:48 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234291640     tom https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234291765 -Have a budget 
    -have different accounts for different things   
    -don’t waste your money on things you dont need  
    -stick to your budget  

    ]]>     2021-02-24 01:05:53 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234291765     Macy https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234292181 2021-02-24 01:06:07 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234292181 Tom B https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234292924
  • Make a budget, so that you don't lose track of your money and expenses 
  • Avoid using credit wherever possible, as the interest is high 
  • Have a small section of your budget for entertainment, as it can cost a lot if left unchecked 
  • Put away a portion of money for unexpected expenses 
  • Use different accounts for different expenses, i.e. fixed costs, unexpected costs, personal use 

    • ]]>     2021-02-24 01:06:30 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234292924     Lachie https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234295192
  • It's a lot more money to stay away from home. 
  • Constantly check your amount of money coming in and out of your bank account. 
  • Make sure you allocate some money for unexpected expenses. 
  • Set up different accounts for different needs. 
  • Make a budget so you can keep your money in check. 

    • ]]>     2021-02-24 01:07:33 UTC https://padlet.com/bmeyer1961/wqnop98z3vo0/wish/1234295192