https://padlet.com/mattblack1993/wpej0zw2h96i The key fundamentals​ for personal budgeting. en-us 2018-04-15 22:45:37 UTC 2023-02-07 12:36:21 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Shakinghands.png mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251950180 This pie graph shows you how to divide your expenses based on what you have and what you use in your every day life. from retirement money to rainy day money.]]> 2018-04-15 23:28:11 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251950180 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251951033 This short video will show you the tips and procedures on budgeting your money from the small cost like movies, nights out, shopping for clothes, to paying bills and mortgages. ]]> 2018-04-15 23:37:12 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251951033 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251951557 2018-04-15 23:43:35 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251951557 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251951835 There are 12 easy steps for first time budgeters. 1. decide to start a budget, if you feel the need to manage your money this is the best way especially if you are trying to save for a house for vacation. 
2. know how much you have. 
3. know how much you make. 
4. know how much you owe.
5.  Determine your net worth 
6. Determine you average recurring monthly expresses 
7. Enter this information into a database
8. Look at the bottom line.
9. Make adjustments accordingly. 
10. Adjust categories based on reality 
11. Pay yourself first. 
12. track, monitor, and be disciplined. ]]> 2018-04-15 23:47:04 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251951835 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251953655 this is a budget spreedsheet showing you how to organize your expenses according. ]]> 2018-04-16 00:04:16 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251953655 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251953709 The percentage of income spent from the summary, total monthly income, total monthly expenses, totally monthly saving, and cash balance. ]]> 2018-04-16 00:04:43 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251953709 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251958439 This arctic talks about ways to manage your Money for a vacations to come. ]]> 2018-04-16 00:44:00 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251958439 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251958612 2018-04-16 00:45:18 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251958612 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251959002 This video shows how parents can teach their children how to budget their money. helping pay form a cell phone or sport also when teen get to the age of having a job or allowance show them how much to spent and save. ]]> 2018-04-16 00:49:08 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251959002 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251959083 This video shows you how to save/ budget for retirement or early retirement. simple ways to early retirement is invest in investments like stock bonds or real-estate ]]> 2018-04-16 00:49:48 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251959083 mattblack1993 https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251959677 The reason I picked this topic is because budgeting money is extremely important to me, I want to be financially responsible for myself and for my love ones, I also want to be able to buy a home and start a family and have the money to support my children along their journey in life. I want to retire at an early age so I can travel the world with my family.  ]]> 2018-04-16 00:54:31 UTC https://padlet.com/mattblack1993/wpej0zw2h96i/wish/251959677