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      <title>Lesson 4.1 Learning Assessment by </title>
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      <language>en-us</language>
      <pubDate>2016-11-03 23:58:14 UTC</pubDate>
      <lastBuildDate>2016-11-04 00:09:19 UTC</lastBuildDate>
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      <item>
         <title>Prompt </title>
         <author>arwe2000</author>
         <link>https://padlet.com/arwe2000/wk3b89rm40y1/wish/135263044</link>
         <description><![CDATA[<div>Imagine that you need to get a loan for 100 dollars. Would you choose to go to a bank or a Payday lender? What would the loan amount be? What would be the difference in the final payoff amounts for the two lenders?</div>]]></description>
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         <pubDate>2016-11-03 23:59:13 UTC</pubDate>
         <guid>https://padlet.com/arwe2000/wk3b89rm40y1/wish/135263044</guid>
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         <title>Bank Loan</title>
         <author>arwe2000</author>
         <link>https://padlet.com/arwe2000/wk3b89rm40y1/wish/135263228</link>
         <description><![CDATA[<div>1) Long term loans<br>2) Less cost<br>3) takes longer to pay off<br>4) need a good credit</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-11-04 00:01:28 UTC</pubDate>
         <guid>https://padlet.com/arwe2000/wk3b89rm40y1/wish/135263228</guid>
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         <title>Payday loan</title>
         <author>arwe2000</author>
         <link>https://padlet.com/arwe2000/wk3b89rm40y1/wish/135263323</link>
         <description><![CDATA[<div>1) This loan is very short term&nbsp;<br>2) Very high cost<br>3) really good if you need money quick and for a short period of time<br>4) You don't need a good credit</div>]]></description>
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         <pubDate>2016-11-04 00:02:46 UTC</pubDate>
         <guid>https://padlet.com/arwe2000/wk3b89rm40y1/wish/135263323</guid>
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         <title>Which would I choose</title>
         <author>arwe2000</author>
         <link>https://padlet.com/arwe2000/wk3b89rm40y1/wish/135263679</link>
         <description><![CDATA[<div>I I needed to choose between the two I would probably choose payday loan because although it has a higher interest rate, you also aren't locked into a long term contract and they don't take nearly as long to pay off.&nbsp;</div>]]></description>
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         <pubDate>2016-11-04 00:07:29 UTC</pubDate>
         <guid>https://padlet.com/arwe2000/wk3b89rm40y1/wish/135263679</guid>
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