https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp Investing en-us 2017-03-25 22:18:00 UTC 2026-02-26 12:33:43 UTC hello@padlet.com dillon_wahlenmaier https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp/wish/162588684
Industry performance
Many times the stock price of the companies in the same industry will move in the same way.
Investor sentiment
" bull market – a strong stock market where stock prices are rising and investor confidence is growing.
bear market – a weak market where stock prices are falling and investor confidence is fading"(PF Book Unit 6 Sec 1).
Economic factors
Interest rates, economic outlook, economic and political shocks, changes in economy policy and the value of the dollar.]]> 2017-03-25 22:45:06 UTC https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp/wish/162588684 dillon_wahlenmaier https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp/wish/162588815 "Consumer protection regulatory agencies fight to ensure that individuals are treated fairly, receive the necessary information to make informed decisions, are protected against product hazards and have the ability to use legal recourse if needed.(PF Book Unit 6 Sec 3).

U.S. Securities and Exchange Commission (SEC) maintain fair, orderly and efficient markets.  They also protect investors and facilitate capital formation.
Financial Industry Regulatory Authority (FINRA)
Protect investors by making sure the U.S. securities industry operates honestly and fairly.
Commodity Futures Trading Commission (CFTC)
Protect consumers and public from fraud, abusive practices, and manipulation.  They also protect market users and their funds.
Federal Deposit Insurance Corporation (FDIC)
Insures deposits in member banks up to $250,000 per category.
National Credit Union Administration (NCUA)
Insures the deposits of more than 100 million union account holders.
Consumer Financial Protection Bureau (CFPB) 
Ensures consumers have the information needed to select the best financial services and protect consumers from deceptive financial products. ]]> 2017-03-25 22:49:48 UTC https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp/wish/162588815 dillon_wahlenmaier https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp/wish/162589280
Age 25-35:  Put approximately 10% of income toward retirement and take advantage of employer 401(k) or an (IRA); these would be good investment goals.
Age 35-55:  Save 10 to 20% of income for retirement, bonds or stocks and bond funds.
Age 55-retirement:  Might want to shift more assets into fixed-income securities.  Annuities, bond funds and income mutual funds.
After retirement:  Reallocate investments to provide needed income and capital growth to fund your later years.]]> 2017-03-25 23:06:46 UTC https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp/wish/162589280 dillon_wahlenmaier https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp/wish/162591046
Two typical types of fees - transaction fees and ongoing fees.

Transaction fees -  charged each time you enter into a transaction and include commissions, markups, sales loads, and surrender charges.
Ongoing fees -  charges you incur regularly such as investment advisory fees, annual operating expenses, 401(k) fees, and annual variable annuity fees.
Other fees -  " a broker-dealer may also charge certain additional fees such as fees for not maintaining a minimum balance, account maintenance, account transfer, account inactivity, wire transfer or other fees"(PF Book Unit 6 Sec. 2).]]> 2017-03-26 00:08:06 UTC https://padlet.com/dillon_wahlenmaier/wjsy9mefphwp/wish/162591046