<?xml version="1.0"?>
<rss version="2.0">
   <channel>
      <title>After all the information you have gathered, write a paragraph describing how your life choices affect your standard of living and how this affects how you chose to budget, spend, save and invest.  by Briana Ghan</title>
      <link>https://padlet.com/brianaghan2/wdnx3pjkv5du</link>
      <description>Made with magic</description>
      <language>en-us</language>
      <pubDate>2017-03-23 16:53:59 UTC</pubDate>
      <lastBuildDate>2025-10-16 16:19:06 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>ma budget bruh Andrew A.</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165426238</link>
         <description><![CDATA[<div>so i graduated college but i did not aim high enough. I'm spending 950 a month for an apartment for one. I'm gonna say $240 on food a month thats $120 every 2 weeks. My first life choice was deciding where i wanted to live. My second is  weather i wanna drive a car or ride a bike. My last choice was netflix or hulu and i chose netflix $8. Silver plan for life insurance which was $191.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:19:41 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165426238</guid>
      </item>
      <item>
         <title>Teresa Aleman</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165427265</link>
         <description><![CDATA[<div>I am a surveyor with 1-3 years beyond high school. My median monthly income is $3000 dollars. After taxes I take home $2100. Every year I take home $36000 without taxes. With the choices I make on how I spend my money, it greatly effects how my budget will look. I had to invest in some things more than others. For example, I chose to ride a bike instead of owning a car so that I wouldn't have to pay for the car or car insurance. I found a place to live that was decent with a rent that wasn't above $750. I learned that having $3000 a month is not as bad as it seems if I budget my money the right way. With everything that I have experienced through this quest, budgeting is very important in how to go on through life. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:23:41 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165427265</guid>
      </item>
      <item>
         <title>Yara Morales</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165428757</link>
         <description><![CDATA[<div>I have 1-3 years beyond high school, and I am a cardiology technology. My median monthly income is $3,000 dollars. After taxes I take home $2,100. Now I divide up my budget items from rent, food, transportation, clothing, health insurance, entertainment, and miscellaneous. Already taking off the $900 of taxes and the rest goes to my savings. I decided to move to AZ where house rent is really cheap. The only other 2 items that were high was the insurance to my car and myself. After doing this assignment I believe $3,000 is a decent amount of money but I did learn that at the end budgeting is really important for the rest of your life choices. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:30:15 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165428757</guid>
      </item>
      <item>
         <title>Moises Verar</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429058</link>
         <description><![CDATA[<div>I am a concrete worker with 1-3 years of beyond high school. My median monthly income is $1,000 its really hard to save money. After paying taxes, I have $700 left. Then I tried to save budget on food, clothing, transportation, and rent. I decided to live in Fresno, CA some house are really cheap. In the future, I have to really focus on saving my money on insurance and bills. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:31:37 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429058</guid>
      </item>
      <item>
         <title>Fabian Rocha </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429745</link>
         <description><![CDATA[<div>I have 1-3 years beyond high school, and i am a Musical Instrument Repairer. My median monthly income is $2,000. After paying for taxes i had $1,934 left over. Then i divided my budget from rent, food, transportation, clothing, health insurance, entertainment, and miscellaneous. I decided to live in Fresno where it's really cheap. After doing all this i realized that the highest amount was my insurance and for my transportation. I also realized that budgeting is really important to your life choices. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:34:59 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429745</guid>
      </item>
      <item>
         <title>Joey Foss</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429862</link>
         <description><![CDATA[<div>I am a Jeweler with 1-3 years of college. My monthly income is 1700$. I take home 1190 after taxes. Every month I save 85$. Because California is overly expensive I moved to Houston, Texas where I found an apartment for 500$ a month. My largest expense besides rent is transportation, which is 250$ a month. This could be lower but I would rather drive than take public transportation. Because of my low monthly income, I do not save much money for entertainment or clothing. Another chunk of my income is allocated for health insurance which I pay 160$ a month for.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:35:32 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429862</guid>
      </item>
      <item>
         <title>Irene Villa</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429892</link>
         <description><![CDATA[<div>After all the information I have gathered money came into play in all my life choices. Living had all to do with how much money I made. Making only 1300 /mo completely effected my standards of living. Finding a home for low rent was hard, rent took most of my money 625 /mo. Groceries, had to be more than a lot other things because I need to eat. Taxes also took a big hassle on my money taking 390 from my check. With only making 1300 I had to budget with every penny I had spent. I had to make sure I was spending small amounts on things I needed. This assignment really made me understand that every penny you spend can affect the next bill you need to pay</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:35:39 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429892</guid>
      </item>
      <item>
         <title>Estephania Aguilera</title>
         <author>1003574</author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429905</link>
         <description><![CDATA[<div>Due to the fact that my job makes 1300 a month I had a very little budget. I had to really consider what I spent my money on an sacrifice some things in order to pay for other more important things. In addition I had very little room to save my money for future events. My budget after taxes was $910.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:35:42 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165429905</guid>
      </item>
      <item>
         <title>IVAN ROCHA</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165430094</link>
         <description><![CDATA[<div>I graduated college and my occupation is mathematician. My monthly income is $3,800. I take home $1,140 after taxes. I live in Fresno CA, my rent is $520. My food costed me $100. My car insurance plus car fuel is $70. I spent $100 on clothing, Paying for my health insurance was $198. I decided not to spend so much on entertainment so i spent $40. My savings was $380. To me house hold supplies didn't really matter so i only spent $30. My left over money came out to be $1,476.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:36:36 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165430094</guid>
      </item>
      <item>
         <title>Shem Rodriguez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165430609</link>
         <description><![CDATA[<div>I was a health information technician with 1-3 years of college. My monthly income was $2,600. I lived in Las Vegas and my rent was $542. I have a silver insurance and I paid $279 a month. I had $500 left at the end of the month. I spent $40 on clothing. It was hard spending money because I had a budget for everything. I plan to invest my money in stocks and my savings. I spent $70 on my car insurance. I spent $151 on my grocery. I would save&nbsp;$50 a month.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:38:30 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165430609</guid>
      </item>
      <item>
         <title>Brenda Avila</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165432793</link>
         <description><![CDATA[<div>I am a high school graduate and my job occupation is a Corrections Officer. I receive an income of 2,400 a month. I live in Soledad and pay 850 on rent.My groceries are 150 and i spend 50 dollars on a bus pass. I pay a high amount of 750 in taxes. I like clothes so i spend 60 a month yet i reduced  my entertainment&nbsp;and only spend 20 dollars. My health insurance is 441 dollars. In addition, i save 85 dollars and spend 20 on household items. The total i spend a month is 2,397. I highly believe you have to make a budget to know where your money is going and to make sure you do not end up in debt leading to taking out loans.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:47:22 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165432793</guid>
      </item>
      <item>
         <title>Jonathan Renteria</title>
         <author>997122</author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165432993</link>
         <description><![CDATA[<div>I did not graduate high school but somehow became a nursing aid without my diploma. I am making 1460 monthly after taxes. I chose to live on downtown Salinas. I commute to my job in bike as I don't live far from the Memorial Hospital. I do not have car insurance but I did qualify for medicaid.I plan on not spending a lot of clothing and spending $80 on food weekly. I do have a subscription to Netflix which would be about $10 a month. I will save %10 of my income monthly.&nbsp;<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:48:20 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165432993</guid>
      </item>
      <item>
         <title>Juan Cervantes</title>
         <author>9967921</author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433050</link>
         <description><![CDATA[<div>I'm a high school graduate that earns a yearly income of $24,000, and I'm a General Office Clerk. My rent is $1,000 per month but my monthly income is $2,000. This is a problem because of taxes they take away $600, leaving me with only $1,400 to survive for the month (: .The total anyway is $1,950 from the $2,000 leaving me with $50 dollars to save.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:48:37 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433050</guid>
      </item>
      <item>
         <title>Juan Ramirez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433078</link>
         <description><![CDATA[<div>My life choices effected my budget and savings because it changed depending on the amount of money that you made per month. If you made a little money per month then you would have to be more careful on the things that you spent your money on</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:48:47 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433078</guid>
      </item>
      <item>
         <title>Valente Lopez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433100</link>
         <description><![CDATA[<div>i am not a high school graduate that earns a yearly income of 18,000 and my occupation is a cook. my life choices affect my budget because i waste money on insurance, clothing, entertainment, health care.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:48:52 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433100</guid>
      </item>
      <item>
         <title>Cristina Caballero </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433170</link>
         <description><![CDATA[<div>I'm a home appliance repairer who just has a high school degree with a monthly income of only 1,900. With the low income I have decided to move out of California to Arizona. Sadly my income doesn't let me live comfortably , I have no Health Insurance and no savings. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:49:12 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433170</guid>
      </item>
      <item>
         <title>Hit my soundcloud fam</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433176</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:49:12 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433176</guid>
      </item>
      <item>
         <title>Kevin Rodriguez </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433201</link>
         <description><![CDATA[<div>I am a licensed practical nurse that went to college for 3 years but i did not finish. My monthly income is 2,400 and living in Sacramento. My life choices made it hard but not impossible to live in Sacramento. I would have to spend 2,487 I would go a bit over budget each month which isn't so bad but it would eventually catch up to me. I could many things to help my budget like get a roommate. I would be broke fam. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:49:20 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433201</guid>
      </item>
      <item>
         <title>Vivian Valverde</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433273</link>
         <description><![CDATA[<div>I graduated from college, I am a hotel manager who makes $2800 a month. I save about $20 in savings, I spend $20 on entertainment, $151 per week on food,&nbsp;and I invest $50 in transportation and insurance.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:49:42 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433273</guid>
      </item>
      <item>
         <title>Michael Quezada</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433623</link>
         <description><![CDATA[<div>I only graduated from highschool and I was a general office clerk who makes 1400 a month I didn't have enough for anything no entertainment hardly clothes not much for household items and I had to take the bus I had to make several choices that even when debating in this activity not in real life was very difficult therefore I can't imagine people who actually live this moral of he story don't stop at your graduation get a life do something otherwise no wife same clothes and taking the bus </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:51:10 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433623</guid>
      </item>
      <item>
         <title>Uziel Larios</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433692</link>
         <description><![CDATA[<div>My life choices affect my standard of living by making sacrifices to my wants for my needs. The money i had spent monthly was $4,068 and my monthly income was 4,600. I didn't really spend money on my wants because i focused more of my needs, so that i can maintain a stable standard of living. I had to look for cheap rent for housing, cheap car insurance, get good health insurance and save a bit of money for emergencies. After all that i had a little bit of money to left over to spend on my wants or i can save instead.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:51:28 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165433692</guid>
      </item>
      <item>
         <title>Jorge Martinez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165434081</link>
         <description><![CDATA[<div>The choices I make for my standard of living are sacrificial enough to live a happy lIfe. For example, I made some pretty good money 5400 a month but it all went down as I started paying for a mortgage , food, transportation, and health insurance. My standard of living depends on the choices which I am able to make. I could've chosen to live somewhere with less rent but I chose to live in a good condo. Life is crazy and choices decide on your life's happiness.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:53:33 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165434081</guid>
      </item>
      <item>
         <title>Ricardo Aguilar</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165434186</link>
         <description><![CDATA[<div>I graduated from college </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:54:09 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165434186</guid>
      </item>
      <item>
         <title>Tatiana Hale</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165434463</link>
         <description><![CDATA[<div>By having a monthly income of $1,000.  I did not graduate high school and i struggled very hard to make ends meet.  My take home pay was $700 and after all my expanses were added up it came out to $985.  I even took out clothing, medical, food was $30, and no miscellanious items were not purchased.  I was unable to even live life normally.  I could basically only afford a place to live with only around $150 left over.  Point is to graduate high school or else youll be living with your mom forever.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 16:55:35 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165434463</guid>
      </item>
      <item>
         <title>Deborah Palacio</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165445585</link>
         <description><![CDATA[<div>WIth having a monthly income of 1500, it was hard meeting my own needs. overall my take home pay 1050. dealing with all finances such as food which was $30, my bus fee was $.75 my taxes were $450 as well as my apartment. my clothing and miscellaneous ws 20 and 16 dollars plus putting 5% of savings away. Thankful i was eligible for medicaid so it was free. Although my total made my budget, i was unable to do the things i normally do. i would be left with $67.25 which is not much of anything. this taught me that i should graduate high school and be career focused<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 17:42:28 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165445585</guid>
      </item>
      <item>
         <title>Brian Jimenez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459548</link>
         <description><![CDATA[<div>I graduated High school with a 4.0 G.P.A. My occupation is home appliance repair. I make $1,300 a month with taxes taken already. My rent costs $800 a month, I spend $125 on food a week. I take the bus to work and spend $20 on transportation. I buy $100 worth of clothing every 3 months. I pay $ 21 for health insurance and pay $50 of wifi for my entertainment. I save $40 dollars a month for retirement. For all my expenses my total was $1,209 a month and had $121 </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:45:07 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459548</guid>
      </item>
      <item>
         <title>Natalia Cuna </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459619</link>
         <description><![CDATA[<div>I didn't finish high school but I managed to save my money to live my life. I had to choose a really cheap place to stay. I decided to live in Reno Nevada for $332 per month. I also had to limit my food. I could only spend $146 per month. I couldn't go out to eat because I don't have the money to go. I can not buy a lot of things for my house. I have to limit everything I buy. I decided&nbsp;to use the bus transportation to save myself more money. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:45:30 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459619</guid>
      </item>
      <item>
         <title>Maggie Garcia</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459625</link>
         <description><![CDATA[<div>I graduated from high school. I'm a adjustment clerk I made $1,400 a month. I rented a apartment at Arizona was $575 and I payed $625 a month. i would take the bus which was $2.50. I didn't really make much money i save only $12.75</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:45:32 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459625</guid>
      </item>
      <item>
         <title>Brooke Lacuata</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459775</link>
         <description><![CDATA[<div>As a bank teller and a high school degree, I was only able to make $2,200 a month and take home only $1,540. By being able to budget for my lifestyle, I learned I Plan to live a simple life, making the choice to live by a Cemetery for a cheap place to live. I spent money on necessities for my home, car, and insurance. My savings is minimal so long term it may be good for a large purchase, like a home rather than an apartment.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:46:28 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459775</guid>
      </item>
      <item>
         <title>URIEL GARCIA</title>
         <author>996821</author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459983</link>
         <description><![CDATA[<div>I graduated high school and became a Technologist. Due to my lack of education my monthly budget was 1,540. I had to find a budget for rent, food, transportation, taxes, clothing, health insurance, entertainment, savings , and house supplies. I had to limit myself in every possible way to make it throughout the week so I made my research and came across cheap things. After all the research I found all the prices for my expenses and I was left with a total of $336.96 even after my savings. I hope to save that in order to one day be wealthy. I would save that money and buy a stock in hope for the stock to gain worth and make me rich. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:47:33 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165459983</guid>
      </item>
      <item>
         <title>Jazmin Sanchez </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460036</link>
         <description><![CDATA[<div>My life choice of going to college and getting a higher education considerably changed my future life style as my monthly and yearly wage allowed me to live a more comfortable life style. I was able to live in a very good area that I preferred as well as be able to afford all my other expenses such as food, gas, car insurance, clothing, entertainment, savings and others and still have about 500 extra. I was relieved as I tried to squeeze my budgets for everything so when I added up the total expenses I realized I would be able to go over a little bit in some areas if I needed to and it wouldn't make me go in debt. With this extra money I would also be able to invest in stocks and bonds. <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:47:53 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460036</guid>
      </item>
      <item>
         <title>Estefania Bland </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460070</link>
         <description><![CDATA[<div>I graduated college and became a physical therapist. I choose to live in an affordable area to make sure I could afford everything I need. Even though I graduated from college it was still difficult to make ends meet. Rent, Food, Transportation and health insurance take up a huge amount of money but these were necessary items. I mainly choose to spend my money on things I needed rather than wanted so that I could make sure I have some extra money just in case any added expenses </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:48:06 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460070</guid>
      </item>
      <item>
         <title>Alma Ramirez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460084</link>
         <description><![CDATA[<div>I didn't graduate from high school, therefore, I became a cook. l chose to live in Bakersfield since the rent was cheap there and I would be able to afford it. I wouldn't be able to own my own car, so I would have to use the bus as transportation. I wouldn't really be able to spend money for myself such as food or entertainment. Taxes would take $450 from me so I wouldn't have much in savings. &nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:48:10 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460084</guid>
      </item>
      <item>
         <title>Ricardo soza </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460094</link>
         <description><![CDATA[<div>i graduated from college and became a dietitian. My monthly pay was 4400. it wasnt that hard to make my decisions since i had enough money to get most of my wants and needs. I chose to live in madera ca because the rent is cheaper there im just paying $560 for two bedrooms. Also the gas is cheap which means i wouldnt waste alot of money on gas&nbsp;if work is far from home. i would waste more money on rent and car insurance both together will end up to about $1200. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:48:12 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460094</guid>
      </item>
      <item>
         <title>Miriam Romero</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460150</link>
         <description><![CDATA[<div>I got the occupation of a maintenance mechanic, with the education level of a drop out. I made $1,500 monthly, $1,050 after taxes. I had to save a minimum of $750. Rent itself was $945 with only 1 room and 1 bathroom. Health insurance itself was $331 and food monthly was $200. Due to my budget I didn't have much to invest because it might be to risky.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:48:33 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460150</guid>
      </item>
      <item>
         <title>Amanda Perez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460154</link>
         <description><![CDATA[<div>My education level was having to go to college for 1 to 3 years being a Technologist With having a monthly income of 1,800, it was hard meeting my own needs. overall my take home pay 1,350. Dealing with all finances such as food which was $50, my studio was $479. my clothing was $80 and miscellaneous was $40 plus putting 10% of savings away. Although my total made my budget, I was unable to do the things i normally do. I would be left with $353.00 which is not much of anything. this taught me that I should graduate high school and only supply myself with the items I need.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:48:34 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460154</guid>
      </item>
      <item>
         <title>aylene jacinto</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460275</link>
         <description><![CDATA[<div>my occupation is being a surgical technologist. My income after tax is 1260 dollars per month. I had to keep in mind to keep a budget to not over spend and go in debt. i made choices on on life styles to pick the cheapest alertanitives. i had to make sacrifices to keep in my goals in mind to save and not waste money i dont have. At the end i only had only 20 dollars left which was not much but also i didnt hit negative which was a plus</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:49:11 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460275</guid>
      </item>
      <item>
         <title>Mariela Martinez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460440</link>
         <description><![CDATA[<div>My occupation is a non supervisory worker. I dropped out of High School. My income is $980 after tax. i choose to live in fresno for 475/month. I spend $60 on gas as well on clothes.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:49:49 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460440</guid>
      </item>
      <item>
         <title>Emily Pacheco</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460515</link>
         <description><![CDATA[<div>My occupation was a Medical sec</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:50:12 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460515</guid>
      </item>
      <item>
         <title>Francisco Baltazar</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460694</link>
         <description><![CDATA[<div>My occupation is being an Optician which I will be gathering around $1,400 with taxes taken already. I will have to be riding the bus. I also put 15% of my income in savings so that took out $91.5. Also my health insurance was $259</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:50:41 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460694</guid>
      </item>
      <item>
         <title>Aaron Martinez </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460993</link>
         <description><![CDATA[<div>My life choices were limited and created a budgeting crisis of $1,400 to a $16,800 year limit. My rented housing was $400, Food expenses were $150, Bus Fair was $22, Health insurance was $321,  entertainment was $75, and other miscellaneous was $30 a total of $1,218.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:51:52 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165460993</guid>
      </item>
      <item>
         <title>Paloma Macedo</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165461303</link>
         <description><![CDATA[<div>As Federal Government Mathematician I earned 2,800 a month and decided to save 420 dollars a month. Looking at my budget and the daily and monthly expenses i ended up spending a total of 1,705.92 dollars which left me with 674 dollars counting the amount i am saving</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:53:29 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165461303</guid>
      </item>
      <item>
         <title>Brenda</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165461339</link>
         <description><![CDATA[<div>My occupation was a food processor. I didn't graduate from high school. I had to keep my budget in mind which was 1,400 because i can't go over it because there's many things to keep in mind like food, transportation etc. at the end i was left with $163</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 18:53:44 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165461339</guid>
      </item>
      <item>
         <title>Blanca Marquez</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165463586</link>
         <description><![CDATA[<div>My life turned out well because I graduated college and became a successful chemist. My monthly take home pay is 3080 per month. To minimize my costs I chose to have a roommate since I am fresh out of college. Since I am young and have legs, I will walk to work. My roommate will pay for everything so I don't have to. I am saving $308 a month. I will have $318 at the end of the month. I will keep my expenses for food and clothing to a small amount.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 19:07:24 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165463586</guid>
      </item>
      <item>
         <title>Armando </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165463589</link>
         <description><![CDATA[<div>I'm the accountant you call when you need your taxes done. I earn 2,940&nbsp; in take home pay. I graduated from college and decided to get a roommate have a job near by and still will pay for my Netflix account and Internet. I only have 85 bucks left over and that's not including the savings. Clothing doesn't need to be to much so I put 90 in that subject.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 19:07:25 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165463589</guid>
      </item>
      <item>
         <title>Jennifer Romero</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165463860</link>
         <description><![CDATA[<div>My occupation was a Industrial Production Engineer. I graduated from high school and college and became successful. My monthly take home pay is 3,000 per month. Looking at my budget and the daily and monthly expenses i ended up spending a total of 1,901 dollars which left me with dollars counting the amount i am saving 1,099&nbsp; dollars counting the amount i am saving.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 19:09:24 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165463860</guid>
      </item>
      <item>
         <title>Humberto vela </title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165464217</link>
         <description><![CDATA[<div>my occupation was a house keeper. I didnt graduate from high school. I had to make hard choices like ride my bike every where because I couldnt afford a car. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 19:11:52 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165464217</guid>
      </item>
      <item>
         <title>my occupation is being a dietitian. I graduated college and my take home pay is 3,800</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165471193</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-04-07 20:03:33 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/165471193</guid>
      </item>
      <item>
         <title>Devina Nand</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/166009055</link>
         <description><![CDATA[<div>My occupation was a surveyor with 1 to 3 years of college. I was making around $1,000 with taxes I had around $900. I tried saving my money as much as possible like not spending much money on clothes and for transportation I took a bus for $20 so that way I don't have to buy a car and pay gas money in the future for the insurance as well. For food I spent $151 a week. My apartment or room cost $550 and then at the end I was left with around $600 including with my paycheck.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-12 03:06:28 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/166009055</guid>
      </item>
      <item>
         <title>Destiny Gabriel</title>
         <author></author>
         <link>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/167094220</link>
         <description><![CDATA[<div>my job was an industrial production engineer as a college graduate. I made 3,200 before taxes and 2,240 after taxes. I didnt see that as a lot of money so i chose to live in fresno where the rent is cheap. Its hot there so clothes arent always necessary. And theres tons of places to eat so food is always available. I budgeted to the best of my ability and tried to save. i ended the month with over $</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-04-19 17:53:04 UTC</pubDate>
         <guid>https://padlet.com/brianaghan2/wdnx3pjkv5du/wish/167094220</guid>
      </item>
   </channel>
</rss>
