https://padlet.com/kaelib_field/wb90g43s86m By Kaelib Field en-us 2016-09-18 22:44:18 UTC 2017-05-17 08:24:24 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Condos.png kaelib_field https://padlet.com/kaelib_field/wb90g43s86m/wish/124596666 There are multiple firms of financial advisers that can be helpful. The important principals are that you can trust them, are listening to someone who knows what they're speaking on, and that you know how to choose the best financial planner for you.]]> 2016-09-18 22:54:27 UTC https://padlet.com/kaelib_field/wb90g43s86m/wish/124596666 kaelib_field https://padlet.com/kaelib_field/wb90g43s86m/wish/124596966 When searching for how well versed your financial adviser is, you can look up their credentials and see how credible they are i.e. if they have a CFP® (Certified Financial Planner™) or similar certification. This is usually determinant of if the advise they're giving is valuable. ]]> 2016-09-18 23:01:02 UTC https://padlet.com/kaelib_field/wb90g43s86m/wish/124596966 kaelib_field https://padlet.com/kaelib_field/wb90g43s86m/wish/124598332 Be wary of hustling financial planners, if they try to sell you on ideas too good to be true, invite you to a dinner seminar, or seem like they don't like adhering to the principal of Fiduciary Standard, (putting the client's interest first) you may want to try some other options.]]> 2016-09-18 23:23:53 UTC https://padlet.com/kaelib_field/wb90g43s86m/wish/124598332 kaelib_field https://padlet.com/kaelib_field/wb90g43s86m/wish/124599364 When first seeing your financial planner you should come prepared, so you'll need to bring a few things. You should have some documents that can give your planner a basis to asses your current financial health by examining your assets, liabilities, income, insurance, taxes, investments and estate plan so, a W2 would be a good one as well as perhaps a personal record of your own finances and budgeting]]> 2016-09-18 23:43:21 UTC https://padlet.com/kaelib_field/wb90g43s86m/wish/124599364 kaelib_field https://padlet.com/kaelib_field/wb90g43s86m/wish/124600037 Listening to a Financial Planner may affect your budget in many ways, depending on your overall goal. They may tell you to cut spending in bulk to help pay for that property tax or help you turn that idea into a practicable plan that can propel your vision into fruition, or even monitor your growth and make sure that your shifts in spending aren't out of turn (you may be able to afford that new car, but it would be better to spread that wealth onto your smaller investments like paying off those smaller loans in the mortgage, student, and credit departments).]]> 2016-09-18 23:54:30 UTC https://padlet.com/kaelib_field/wb90g43s86m/wish/124600037