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      <title>Consumer Protections by Andrew Bartkowiak</title>
      <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb</link>
      <description>What are some laws that are designed to protect consumers?
</description>
      <language>en-us</language>
      <pubDate>2024-05-03 15:18:07 UTC</pubDate>
      <lastBuildDate>2026-05-21 17:08:29 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Protections - Owen Davis</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981623956</link>
         <description><![CDATA[<p>The FDA is set in place to make sure consumers get only the best quality foods and are not ingesting garbage </p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:08:16 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981623956</guid>
      </item>
      <item>
         <title>Federal Trade Commission Act (FTC Act)</title>
         <author>12470933</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981623978</link>
         <description><![CDATA[<p>investigate and prevent unfair or deceptive acts against consumers. -Ariana</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:08:17 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981623978</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981626221</link>
         <description><![CDATA[<p>Antitrust laws, FDIC, Credit freeze act, FTC</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:09:49 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981626221</guid>
      </item>
      <item>
         <title>Consumer protection laws</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981626275</link>
         <description><![CDATA[<p>The Truth in Lending Act requires lenders to be transparent about the amount the consumer will need to pay back.</p><p>Mackenna Weisner</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:09:52 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981626275</guid>
      </item>
      <item>
         <title>Lela Wojtalewski</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981626290</link>
         <description><![CDATA[<p>Republic Act No. 7394 was created to protect the consumers against hazards to health and safety, and against deceptive and unfair sales acts and practices.</p><p><br></p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:09:53 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981626290</guid>
      </item>
      <item>
         <title>Maria D. </title>
         <author>12512805</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981626960</link>
         <description><![CDATA[<p>The FTC has protection laws for almost every area of commerce. They protect you against identity theft, fraud, and etc. </p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:10:18 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981626960</guid>
      </item>
      <item>
         <title>Federal Trade Commission Act</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981627801</link>
         <description><![CDATA[<p>empowers the agency to investigate and prevent unfair methods of competition</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:10:56 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981627801</guid>
      </item>
      <item>
         <title>Consumer Review Fairness Act
</title>
         <author>12537913</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981628148</link>
         <description><![CDATA[<p>makes it illegal for companies to include standardized provisions that threaten or penalize people for posting honest reviews.</p><p>-Jaylin Andrade</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:11:08 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981628148</guid>
      </item>
      <item>
         <title>Amara James </title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981628870</link>
         <description><![CDATA[<p>HIPAA Law which prevents information regarding medical, law, etc. patients from being shared freely</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:11:40 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981628870</guid>
      </item>
      <item>
         <title>The FTC bureau</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981629101</link>
         <description><![CDATA[<p>The FTC bureau is a company that helps unfair and unjust things done to customers involving other businesses being at fault and tries to fix them the best they can</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:11:50 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981629101</guid>
      </item>
      <item>
         <title>Truth in Lending Act </title>
         <author>12470933</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981629271</link>
         <description><![CDATA[<p>requires lenders to disclose info about all charges and fees in a loan -Ariana</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:11:57 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981629271</guid>
      </item>
      <item>
         <title>Cristina L</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981629943</link>
         <description><![CDATA[<p>The FDA insures that the food, and medicine given to consumers are digesstable and healthy</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:12:25 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981629943</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981632184</link>
         <description><![CDATA[<p><strong>Republic Act No.</strong> <strong>7394 , protect the consumers against hazards to health and safety, and against deceptive, unfair and unconscionable sales acts and practices - marely</strong></p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:14:05 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981632184</guid>
      </item>
      <item>
         <title>FDA laws </title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981649767</link>
         <description><![CDATA[<p>ensures the safety, efficacy, and security of human and veterinary drugs, biological products, and medical devices</p><p>zyana bridges</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 13:26:46 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2981649767</guid>
      </item>
      <item>
         <title>Children’s Online Privacy Protection Act(COPPA)</title>
         <author>crazedtoast</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2982136465</link>
         <description><![CDATA[<ul><li><p>Protecting children under 13 online</p></li><li><p>Personal information includes things such as: full name, home or physical address, online contact information, screen name or username, phone number, social security number, etc.</p></li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-06 19:34:43 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2982136465</guid>
      </item>
      <item>
         <title>FTC act </title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983252628</link>
         <description><![CDATA[<p>This act helps to protect consumers by stopping unfair/deceptive business practices by collecting reports from consumers. -lily</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:31:10 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983252628</guid>
      </item>
      <item>
         <title>Suad</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983252673</link>
         <description><![CDATA[<p>FCRA protects information collected by consumer reporting agencies such as credit bureaus</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:31:13 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983252673</guid>
      </item>
      <item>
         <title> The Gramm-Leach-Bliley Act seeks to protect consumer financial privacy. Its provisions limit when a &quot;financial institution&quot; may disclose a consumer&#39;s &quot;nonpublic personal information&quot; to nonaffiliated third parties.</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983253678</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:32:04 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983253678</guid>
      </item>
      <item>
         <title>Cailyn Darrington</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983254836</link>
         <description><![CDATA[<p>The Truth in Lending act requires producers of products to disclose its terms and cost and protects you against unfair billing practices</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:33:10 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983254836</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983255612</link>
         <description><![CDATA[<p>federal food and drug act (ffda) requires consumer products, particularly food, drugs, and cosmetics, to meet various safety standards. - melanny</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:33:52 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983255612</guid>
      </item>
      <item>
         <title>Lemon Car law </title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983255887</link>
         <description><![CDATA[<p><strong>requires manufacturers to repair defects that affect the use, value, or safety of a new motor vehicle within the first 24 months or 24,000 miles</strong></p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:34:10 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983255887</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983256345</link>
         <description><![CDATA[<p>federal laws like the Consumer Product Safety Act (CPSA) and the Federal Food and Drug Act (FFDA) require consumer products, particularly food, drugs, and cosmetics, to meet various safety standards to protect Consumer's.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:34:34 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983256345</guid>
      </item>
      <item>
         <title>the truth in lending act (TILA)</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983256375</link>
         <description><![CDATA[<p>This act protects you from inaccurate and unfair credit billing and other credit things.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:34:36 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983256375</guid>
      </item>
      <item>
         <title>Federal Trade Commission Act</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983256958</link>
         <description><![CDATA[Federal Trade Commission Act]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:35:09 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983256958</guid>
      </item>
      <item>
         <title>The Children’s Online Privacy Protection Act</title>
         <author>12500524</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983257973</link>
         <description><![CDATA[<p><br/></p><p>The COPPA provides children and their parents protection by regulating what information a company may collect about a child and how that information is used.</p><p><br>The Children’s Online Privacy Protection Act</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:36:02 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983257973</guid>
      </item>
      <item>
         <title>Truth and lending act</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983258932</link>
         <description><![CDATA[<p>TILA, also known as regulation Z, requires lenders to disclose information about all charges and fees associated with a loan</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 11:36:56 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983258932</guid>
      </item>
      <item>
         <title>Federal Trade Commission - Kayleigh Mayhew</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983374065</link>
         <description><![CDATA[<p>This protects consumers from fraudulent unfair or deceptive business practices by collecting consumer reports, conducting investigations, and suing companies.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:07:51 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983374065</guid>
      </item>
      <item>
         <title>FDA&#39;s nutrition label</title>
         <author>12544742</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983375964</link>
         <description><![CDATA[<p>Makes companies write out their ingredients and nutritional value on foods being sold in retail -Brandon C</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:09:15 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983375964</guid>
      </item>
      <item>
         <title>Blane A</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983376511</link>
         <description><![CDATA[<p><br/></p><p>The FDA is responsible for protecting the public health by assuring the safety, efficacy, and security of human and veterinary drugs, biological products, medical devices, our nation's food supply, cosmetics, and products that emit radiation.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:09:38 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983376511</guid>
      </item>
      <item>
         <title>The federal trade commission act.</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983376752</link>
         <description><![CDATA[<p>outlaws unfair methods of competition and unfair acts or practices that affect commerce</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:09:48 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983376752</guid>
      </item>
      <item>
         <title>FTC act-Fernand</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983377105</link>
         <description><![CDATA[<p><strong>prevent unfair methods of competition and unfair or deceptive acts or practices in or affecting commerce</strong></p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:10:04 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983377105</guid>
      </item>
      <item>
         <title>Fair Credit Reporting Act</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983377169</link>
         <description><![CDATA[<p>Promotes accuracy, privacy, and fairness of consumer information.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:10:07 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983377169</guid>
      </item>
      <item>
         <title>Consumer Product Safety Act (CPSA)</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983377400</link>
         <description><![CDATA[<p>This law established the agency, defines CPSC's basic authority and authorizes the agency to develop standards and bans. It also gives CPSC the authority to pursue recalls and to ban products under certain circumstances.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:10:17 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983377400</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983377661</link>
         <description><![CDATA[<p>The FTC’s Bureau of Consumer Protection stops unfair and fraudulent business practices by collecting reports from consumers and educating consumers and businesses about their rights and responsibilities.</p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:10:29 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983377661</guid>
      </item>
      <item>
         <title>FDA</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983378186</link>
         <description><![CDATA[<p>The FDA laws are put in place to ensure safety among consumers, regulate ingredients, and provide the consumer with full knowledge on the ingredients. -Chase</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:10:51 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983378186</guid>
      </item>
      <item>
         <title>California&#39;s carcinogen law </title>
         <author>12544742</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983378769</link>
         <description><![CDATA[<p>If an item has a product that is known to cause cancer 1/100,000 times after 70 years of exposure, there must be a warning to sell</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:11:16 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983378769</guid>
      </item>
      <item>
         <title>NC Consumer Protection Act - Campbell Carter</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983379547</link>
         <description><![CDATA[<p>prohibits unfair and deceptive trade practices, such as false advertising, fraudulent schemes, and deceptive business practices.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:11:48 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983379547</guid>
      </item>
      <item>
         <title>Dodd-Frank Act </title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983380349</link>
         <description><![CDATA[<p>CFTC. The CFTC regulates the U.S. derivatives markets. This includes the commodity futures, options, and swaps markets as well as over-the-counter (OTC) markets.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:12:19 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983380349</guid>
      </item>
      <item>
         <title>The Fair Housing Act.</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983380648</link>
         <description><![CDATA[<p>Prohibits discrimination  when it comes to buying homes wether that is based on Race, Sex or Relegious beliefs.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-05-07 13:12:33 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/2983380648</guid>
      </item>
      <item>
         <title>department of labor </title>
         <author>12568174</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3439803229</link>
         <description><![CDATA[<p>The department of labor  is an agency protects the rights  and welfare of the workers at a company they promote  fair labor  standard , safety working conditions</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 11:22:41 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3439803229</guid>
      </item>
      <item>
         <title>Federal Trade Commission Act</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3439987530</link>
         <description><![CDATA[<p>This makes sure that agencies can investigate unfair company actions.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 13:39:23 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3439987530</guid>
      </item>
      <item>
         <title>Fair Credit Reporting Act (FCRA)</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3439988043</link>
         <description><![CDATA[<p>Enforces consumer protection by preventing practices like false advertising, deceptive pricing, and misleading marketing.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 13:39:40 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3439988043</guid>
      </item>
      <item>
         <title>Federal Trade Commission Act</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3439996716</link>
         <description><![CDATA[<p>This makes sure that unfair company actions can be investigated,</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 13:44:33 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3439996716</guid>
      </item>
      <item>
         <title>Elise Y</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440306054</link>
         <description><![CDATA[<p>Truth in Lending act, FTC, credit freeze act, FDA</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 17:11:54 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440306054</guid>
      </item>
      <item>
         <title>The FTCPA </title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440306150</link>
         <description><![CDATA[<p>The Fair Debt Collection Practices Act, Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977, is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 17:11:56 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440306150</guid>
      </item>
      <item>
         <title>Truth in lending</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440306363</link>
         <description><![CDATA[<p>This makes lenders disclose what they are loaning so something doesn't go wrong</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 17:12:07 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440306363</guid>
      </item>
      <item>
         <title>Consumer protection laws</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440306496</link>
         <description><![CDATA[<p>To protect consumers from fraudulent business practices,defective products,and dangerous goods and services-Kimora </p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 17:12:14 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440306496</guid>
      </item>
      <item>
         <title>Transparency Act</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440307212</link>
         <description><![CDATA[<p>This act would institute that all producers/seller be as transparent as they are legally required to be.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 17:12:50 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3440307212</guid>
      </item>
      <item>
         <title>Truth in Advertising Law</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3458179628</link>
         <description><![CDATA[<p>Existing Law (strengthened): Products must be advertised honestly, with scientific claims backed by evidence.</p><p><br/></p><p>Why It Matters: Prevents scams and misleading claims (e.g., fake health products or miracle cures).</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-20 01:33:22 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3458179628</guid>
      </item>
      <item>
         <title>Jaime M</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3922058399</link>
         <description><![CDATA[<p>FDA laws, Federal Trade Commision Act</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-20 11:28:38 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3922058399</guid>
      </item>
      <item>
         <title>Quinn W</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924499483</link>
         <description><![CDATA[<p>Make it illegal for companies to fake reviews</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-21 14:59:55 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924499483</guid>
      </item>
      <item>
         <title>the FDA makes sure that food is safe for conumers to buy as well for medicen </title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924506195</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2026-05-21 15:05:50 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924506195</guid>
      </item>
      <item>
         <title>Consumer protection laws

</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924506537</link>
         <description><![CDATA[<p><strong>Consumer protection laws</strong></p><p><br/></p><p>The Truth in Lending Act requires lenders to be transparent about the amount the consumer will need to pay back.</p><p>Mackenna Weisner</p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-21 15:06:05 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924506537</guid>
      </item>
      <item>
         <title></title>
         <author>8454773916</author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924655766</link>
         <description><![CDATA[<p>Federal Debt Collection Practices Act (FDCPA): protects individuals from abusive, deceptive, or harassing tactics by third-party debt collectors.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-21 17:08:28 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924655766</guid>
      </item>
      <item>
         <title>Evan Glasier</title>
         <author></author>
         <link>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924656188</link>
         <description><![CDATA[<p>The Federal Trade Commision Act: it makes deceptive or unfair practices in marketplaces</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-21 17:08:56 UTC</pubDate>
         <guid>https://padlet.com/andrewj_bartkowiak/w90ega4wmvwzcfrb/wish/3924656188</guid>
      </item>
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