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      <title>How to Get out of Debt by Brianna Rodriguez</title>
      <link>https://padlet.com/rodri337/w6t8rby52sl6</link>
      <description>A perfect guide to help you out of your debt!
</description>
      <language>en-us</language>
      <pubDate>2018-05-02 15:36:41 UTC</pubDate>
      <lastBuildDate>2018-05-04 16:33:31 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>What is Debt? </title>
         <author>rodri337</author>
         <link>https://padlet.com/rodri337/w6t8rby52sl6/wish/257310270</link>
         <description><![CDATA[<div>Debt is the money you owe to someone or something if you have borrowed this money in the past for your own personal necessities. </div>]]></description>
         <enclosure url="https://loanscanada.ca/wp-content/uploads/2016/01/debt_repayment.png" />
         <pubDate>2018-05-02 15:39:19 UTC</pubDate>
         <guid>https://padlet.com/rodri337/w6t8rby52sl6/wish/257310270</guid>
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      <item>
         <title>What do you need to do to get out of Debt?</title>
         <author>rodri337</author>
         <link>https://padlet.com/rodri337/w6t8rby52sl6/wish/257311345</link>
         <description><![CDATA[<div>- You should start off by making a list of all your debts you currently have.<br>&nbsp; &nbsp;this will help you see which debts you should start off paying first. <br>- Try to lower your interest rates by calling your card issuers to check if you <br>&nbsp; &nbsp;qualify.<br>- Find your total number of debt altogether.<br>- Plan a strategy on how to pay off your debt, this takes some time. <br><em>-</em><strong><em> The chart below shows which states have the most debt.</em></strong></div>]]></description>
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         <pubDate>2018-05-02 15:41:15 UTC</pubDate>
         <guid>https://padlet.com/rodri337/w6t8rby52sl6/wish/257311345</guid>
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      <item>
         <title>Some tips to help you save $ to pay off your Debt.</title>
         <author>rodri337</author>
         <link>https://padlet.com/rodri337/w6t8rby52sl6/wish/257314856</link>
         <description><![CDATA[<ul><li>Start using coupons.</li><li>Cut your cable if it's too much.</li><li>No more fast food!</li><li>Sell some items at home.</li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-02 15:47:07 UTC</pubDate>
         <guid>https://padlet.com/rodri337/w6t8rby52sl6/wish/257314856</guid>
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      <item>
         <title>What can help you? Who can help you?</title>
         <author>rodri337</author>
         <link>https://padlet.com/rodri337/w6t8rby52sl6/wish/257316313</link>
         <description><![CDATA[<ul><li>There are a lot of nonprofit credit counseling agencies.</li><li>The National Foundation for Credit Counseling suggest debt-relief solutions, like how to manage your debt.</li><li>Credit Counselors can advise you on creating budgets &amp; recommend solutions to help you!</li><li>Don't do this alone!!! Have some support and help from friends and family.</li></ul>]]></description>
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         <pubDate>2018-05-02 15:49:19 UTC</pubDate>
         <guid>https://padlet.com/rodri337/w6t8rby52sl6/wish/257316313</guid>
      </item>
      <item>
         <title>Information on Debt</title>
         <author>rodri337</author>
         <link>https://padlet.com/rodri337/w6t8rby52sl6/wish/257708617</link>
         <description><![CDATA[<div>The Following Chart shows how much money is in student loans debt. </div>]]></description>
         <enclosure url="http://bradfordspeaks.files.wordpress.com/2013/09/loan-debt-chart.jpg" />
         <pubDate>2018-05-03 15:27:09 UTC</pubDate>
         <guid>https://padlet.com/rodri337/w6t8rby52sl6/wish/257708617</guid>
      </item>
      <item>
         <title>Let&#39;s say you buy a car you can&#39;t afford, leaving you in debt..</title>
         <author>rodri337</author>
         <link>https://padlet.com/rodri337/w6t8rby52sl6/wish/258078163</link>
         <description><![CDATA[<div>- The following video shows you a "Re-Po," this is when someone "steals" your bought property/possession. In this case, this car was repossessed because the owner did not pay off the debt of their car.<br>- Once the take away the car, you still have to pay the debt off! </div>]]></description>
         <enclosure url="https://www.youtube.com/watch?time_continue=6&amp;v=ADMVzbqe6PQ" />
         <pubDate>2018-05-04 15:45:38 UTC</pubDate>
         <guid>https://padlet.com/rodri337/w6t8rby52sl6/wish/258078163</guid>
      </item>
      <item>
         <title>What if  I can&#39;t get out of debt?</title>
         <author>rodri337</author>
         <link>https://padlet.com/rodri337/w6t8rby52sl6/wish/258078981</link>
         <description><![CDATA[<ul><li>Usually if you cannot get out of debt it is because you <strong>don't</strong> follow your budget or you don't have a budget.</li><li>You usually also can't get out of debt if you're lazy. So, don't be lazy and stick to your budget.</li><li>Debt is something you need to watch out for, so please pay off your debt and don't let it pile up! It'll be difficult to fix if you don't stay ontop of it. </li></ul>]]></description>
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         <pubDate>2018-05-04 15:48:15 UTC</pubDate>
         <guid>https://padlet.com/rodri337/w6t8rby52sl6/wish/258078981</guid>
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