Practice 10 by IFFA SYAHIRAH BINTI KAMAL Moe https://padlet.com/m5261184/w4i7vqh66rufp5f Group Discussion en-us 2021-11-07 07:57:08 UTC 2025-10-26 11:07:40 UTC hello@padlet.com How can youths best spend their money wisely m5261184 https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872384858 2021-11-07 07:58:29 UTC https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872384858 devise a budget m5261184 https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872385175 2021-11-07 07:58:49 UTC https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872385175 Avoid Impulse Buying m5261184 https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872385522 Youths is at the stage of age where their emotions is what drives their desire. Hence ah youths need to think rationally before buying. A youths needs to be more disciplined and be a little bit restricted to their self when it comes to buying yhe stuffs that they want. A youths have to make analysis before buying such ah, the balances of their money and the prices of their products. ]]> 2021-11-07 07:59:05 UTC https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872385522 Research large purchases m5261184 https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872385923 The ability to delay gratification will go a long way in helping you be better with money. When you put off large purchases, rather than sacrificing more important essentials or putting the purchase on a credit card, you give yourself time to evaluate whether the purchase is necessary and even more time to compare prices. By saving up rather than using credit, you avoid paying interest on the purchase. And if you save rather than skipping bills or obligations, well, you don’t have to deal with the many consequences for missing those bills.]]> 2021-11-07 07:59:40 UTC https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872385923 Buy during sales m5261184 https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872386170 2021-11-07 08:00:00 UTC https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872386170 Avoid credit cards m5261184 https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872386369 Credit cards are a bad spender's worst enemy. When you run out of cash, you simply turn to your credit cards without considering whether you can afford to pay the balance. Resist the urge to use your credit cards for purchases you can’t afford, especially on items you don’t really need.]]> 2021-11-07 08:00:15 UTC https://padlet.com/m5261184/w4i7vqh66rufp5f/wish/1872386369