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      <title>Medical Debt by </title>
      <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u</link>
      <description>Should Saint Louis implement medical debt forgiveness programs?</description>
      <language>en-us</language>
      <pubDate>2020-02-11 17:07:04 UTC</pubDate>
      <lastBuildDate>2023-05-21 17:09:55 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
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      </image>
      <item>
         <title>Research Question</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446947729</link>
         <description><![CDATA[<div><strong>Should Saint Louis implement medical debt forgiveness programs?</strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-02-18 17:15:20 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446947729</guid>
      </item>
      <item>
         <title>Resources for Medical Debt</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446961612</link>
         <description><![CDATA[<div>There aren't that many resources for people struggling with medical debt.<br><br>This reinforces the idea that once someone finds themselves in medical debt, they are lowkey screwed for many many years to come.</div>]]></description>
         <enclosure url="https://www.kmov.com/news/resources-for-those-in-medical-debt/article_2f086a43-6fd3-535c-91d9-f597549929a0.html" />
         <pubDate>2020-02-18 17:34:56 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446961612</guid>
      </item>
      <item>
         <title>CNBC Article</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446964197</link>
         <description><![CDATA[<ul><li>Research shows that about 137.1 million Americans have faced financial hardship this year because of medical costs.</li><li>High health-care bills are the No. 1 reason people would consider taking money out of their retirement accounts or filing for bankruptcy.</li></ul><div><br></div>]]></description>
         <enclosure url="https://www.cnbc.com/2019/11/10/americans-are-drowning-in-medical-debt-what-to-know-if-you-need-help.html" />
         <pubDate>2020-02-18 17:38:50 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446964197</guid>
      </item>
      <item>
         <title>Cancer Debt Study</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446965194</link>
         <description><![CDATA[<ul><li>According to a new study published in the American Journal of Medicine, 42% of new cancer patients lose their entire life savings in two years because of treatment.</li><li>The same study found that 62% of cancer patients are in debt because of their treatment.</li></ul>]]></description>
         <enclosure url="https://www.insider.com/half-cancer-patients-lose-their-entire-life-savings-2018-10" />
         <pubDate>2020-02-18 17:40:23 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446965194</guid>
      </item>
      <item>
         <title>CNBC Article</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446974554</link>
         <description><![CDATA[<ul><li>Two-thirds of people who file for bankruptcy cite medical issues as a key contributor to their financial downfall.</li><li>While the high cost of health care has historically been a trigger for bankruptcy filings, the research shows that the implementation of the Affordable Care Act has not improved things.</li></ul><div><br></div>]]></description>
         <enclosure url="https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html" />
         <pubDate>2020-02-18 17:54:11 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/446974554</guid>
      </item>
      <item>
         <title></title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449297500</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/ccc3f70b4a3ffc7d09cace94660cc323/Food_Outreach_Reflection___Ryan_Ngo.docx" />
         <pubDate>2020-02-24 04:22:09 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449297500</guid>
      </item>
      <item>
         <title>St. Louis Post-Dispatch</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449315901</link>
         <description><![CDATA[<div>This picture was taken close to SLU and it illustrates just how big the problem of homeless is here in our community</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/36193c474ffa1be089b2df2ffc76d5d9/Homeless_in_Saint_Louis.jpg" />
         <pubDate>2020-02-24 06:02:48 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449315901</guid>
      </item>
      <item>
         <title>Medical Debt</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449316321</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2020-02-24 06:05:49 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449316321</guid>
      </item>
      <item>
         <title>Other potentially-helpful Sources</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449316565</link>
         <description><![CDATA[<div>The things found on lib.slu at the bottom are most likely going to be very helpful</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-02-24 06:07:17 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449316565</guid>
      </item>
      <item>
         <title>Insider Inc.</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449316818</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/9bf72bf967f0bbdd2c0303edba2742f4/Bibliography_Entry_3.docx" />
         <pubDate>2020-02-24 06:08:55 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449316818</guid>
      </item>
      <item>
         <title>KMOV4</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449316956</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/4c08d6a0cd83b9ddfcfcb2da1a5c7937/Bibliography_Entry_2.docx" />
         <pubDate>2020-02-24 06:09:44 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449316956</guid>
      </item>
      <item>
         <title>Death or Debt? Medical Treatment Study --specifically cancer treatments</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449317115</link>
         <description><![CDATA[<div>The purpose of the study was to evaluate the impact of cancer upon a patient's net worth and debt in the US.</div>]]></description>
         <enclosure url="https://www.amjmed.com/article/S0002-9343(18)30509-6/fulltext" />
         <pubDate>2020-02-24 06:10:48 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449317115</guid>
      </item>
      <item>
         <title>Medical Debt Forgiveness through Donations</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449317389</link>
         <description><![CDATA[<div>Contributions from local churches, regional bodies, the national office and inspired individuals, matched in part by a generous investment from the <a href="https://deaconess.org/">Deaconess Foundation</a>, have wiped out almost $13 million in debt for low-income households in the city of St. Louis and St. Louis County. </div>]]></description>
         <enclosure url="https://www.ucc.org/news_ucc_abolishes_12_9_million_in_medical_debt_in_st_louis_continuing_national_initiative_01192020" />
         <pubDate>2020-02-24 06:12:28 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449317389</guid>
      </item>
      <item>
         <title>United Church of Christ</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449317506</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/73b978b87244034093aaaec7223153f9/Bibliography_Entry_1.docx" />
         <pubDate>2020-02-24 06:13:05 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449317506</guid>
      </item>
      <item>
         <title>The American Journal of Medicine</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449324964</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/76e259f9e22fc9ec9019108ef9e46560/Bibliography_Entry_4.docx" />
         <pubDate>2020-02-24 06:48:04 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449324964</guid>
      </item>
      <item>
         <title></title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449325672</link>
         <description><![CDATA[<div>While my research question is about medical debt, I believe that it plays a large factor in the homelessness situation here in Saint Louis.</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-02-24 06:51:17 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449325672</guid>
      </item>
      <item>
         <title>CapeRay</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449326812</link>
         <description><![CDATA[<div>This is the average cost per patients with breast cancer. </div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/6bdb340a02708c6af1928fff1a89ee51/Cost_Breast_Cancer_Treatment_Table.jpg" />
         <pubDate>2020-02-24 06:56:05 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449326812</guid>
      </item>
      <item>
         <title>CapeRay Article</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449327423</link>
         <description><![CDATA[<div>This is the article that went with the picture above.</div>]]></description>
         <enclosure url="https://www.caperay.com/blog/index.php/2019/cost-of-breast-cancer/" />
         <pubDate>2020-02-24 06:58:46 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449327423</guid>
      </item>
      <item>
         <title>St. Louis Public Radio</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329291</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://news.stlpublicradio.org/post/st-louis-congregations-use-donations-erase-129-million-medical-debt#stream/0" />
         <pubDate>2020-02-24 07:07:22 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329291</guid>
      </item>
      <item>
         <title>abc News</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329450</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://abcnews.go.com/Health/wireStory/st-louis-donations-wipe-13-million-medical-debt-68371739" />
         <pubDate>2020-02-24 07:08:01 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329450</guid>
      </item>
      <item>
         <title>Fox2N</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329662</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://fox2now.com/2020/02/22/11108-st-louis-households-freed-from-medical-debt/" />
         <pubDate>2020-02-24 07:08:53 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329662</guid>
      </item>
      <item>
         <title>Fox2News</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329664</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://fox2now.com/2020/02/22/11108-st-louis-households-freed-from-medical-debt/" />
         <pubDate>2020-02-24 07:08:53 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329664</guid>
      </item>
      <item>
         <title>These are just articles written about UCC&#39;s donations</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329968</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2020-02-24 07:10:22 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449329968</guid>
      </item>
      <item>
         <title>Useful Book</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449331186</link>
         <description><![CDATA[<div><strong>Living in the Red: Medical Debt and Housing Security in Missouri</strong></div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/38d81bdae5f9c23565f8bb2bdc083a52/Annotation_2020_02_24_011429.png" />
         <pubDate>2020-02-24 07:15:13 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449331186</guid>
      </item>
      <item>
         <title>Medical debt brings Missouri residents from the emergency room to the courtroom.</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449331918</link>
         <description><![CDATA[<div>I found this article on lib.slu, but I'm guessing I have to request this article.</div>]]></description>
         <enclosure url="http://eds.b.ebscohost.com.ezp.slu.edu/eds/detail/detail?vid=4&amp;sid=97ce927c-fb75-4295-be06-5233c5ab419d%40sdc-v-sessmgr02&amp;bdata=JnNpdGU9ZWRzLWxpdmU%3d#AN=edsbig.A596667429&amp;db=edsbig" />
         <pubDate>2020-02-24 07:18:20 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449331918</guid>
      </item>
      <item>
         <title>Housing and Health: A Social Ecological Perspective on the US Foreclosure Crisis.</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449332577</link>
         <description><![CDATA[<div>Long read, but definitely helpful</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/453994174/6378510331e23098c9ae3b4a07ea3714/ContentServer.pdf" />
         <pubDate>2020-02-24 07:21:27 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449332577</guid>
      </item>
      <item>
         <title>Jonas’ Introduction to the U.S. Health Care System, 8th Edition</title>
         <author>ryan_ngo3</author>
         <link>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449333397</link>
         <description><![CDATA[<div>This is a whole 🤬 book. I'll probably just skim through it</div>]]></description>
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         <pubDate>2020-02-24 07:24:57 UTC</pubDate>
         <guid>https://padlet.com/ryan_ngo3/w0t2nkh6ef7u/wish/449333397</guid>
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