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      <title>Unite 3.1 by veroinca</title>
      <link>https://padlet.com/veronica_sims/vxhdizvc98ds</link>
      <description>By Veronica Sims</description>
      <language>en-us</language>
      <pubDate>2018-06-03 17:25:57 UTC</pubDate>
      <lastBuildDate>2018-06-07 03:23:04 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Why Budget.</title>
         <author>veronica_sims</author>
         <link>https://padlet.com/veronica_sims/vxhdizvc98ds/wish/265227990</link>
         <description><![CDATA[<div>Budgeting can help you not only plan for the future but help you achieve your goals both short and long term. "A budget is an estimate of income and<br>expenditure for a set period of time"(Ibook 2).&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-06-03 17:28:40 UTC</pubDate>
         <guid>https://padlet.com/veronica_sims/vxhdizvc98ds/wish/265227990</guid>
      </item>
      <item>
         <title>Why set them</title>
         <author>veronica_sims</author>
         <link>https://padlet.com/veronica_sims/vxhdizvc98ds/wish/265228429</link>
         <description><![CDATA[<div>Financial goals can help you achieve things in your future."Setting financial goals is an important factor in managing money wisely andvestablishes a “framework” for saving and spending decisions"(Ibook 2).</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-06-03 17:34:26 UTC</pubDate>
         <guid>https://padlet.com/veronica_sims/vxhdizvc98ds/wish/265228429</guid>
      </item>
      <item>
         <title>Short and long term</title>
         <author>veronica_sims</author>
         <link>https://padlet.com/veronica_sims/vxhdizvc98ds/wish/265228592</link>
         <description><![CDATA[<div>For both you need to first figure out your goal then plan and save for that goal. And there are some benefits to saving. "For longer term goals,...<br>consider the benefits of the interest you could earn in a savings account.(ibook 4).</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-06-03 17:36:22 UTC</pubDate>
         <guid>https://padlet.com/veronica_sims/vxhdizvc98ds/wish/265228592</guid>
      </item>
      <item>
         <title>It can be hard</title>
         <author>veronica_sims</author>
         <link>https://padlet.com/veronica_sims/vxhdizvc98ds/wish/265228956</link>
         <description><![CDATA[<div>It can be easy to think and plan this all but much harder to put into effect. I have tired to save for Chaco's a few times and am currently still doing that. I have made plans but they were flawed. I have made a new one and the biggest thing is I now have my own income to save. I will hopefully be able to follow my new budget and save for my shoes.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-06-03 17:40:37 UTC</pubDate>
         <guid>https://padlet.com/veronica_sims/vxhdizvc98ds/wish/265228956</guid>
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