My artistic padlet by briana https://padlet.com/145004062/vx8ry47pfm6z Made with love en-us 2017-03-09 16:24:10 UTC 2017-03-10 18:46:21 UTC hello@padlet.com Is there an annual fee? 145004062 https://padlet.com/145004062/vx8ry47pfm6z/wish/159034748 Mastercard: no annual fee
Visa: no annual fee
AmericanAirlines: no annual fee
]]> 2017-03-09 16:31:31 UTC https://padlet.com/145004062/vx8ry47pfm6z/wish/159034748 What is the introductory APR? 145004062 https://padlet.com/145004062/vx8ry47pfm6z/wish/159035035 MasterCard: 0%
Visa: 0%
AmericanAirlines:  26.24%]]> 2017-03-09 16:32:12 UTC https://padlet.com/145004062/vx8ry47pfm6z/wish/159035035 Does the APR increase over time? If so, when and by how much? 145004062 https://padlet.com/145004062/vx8ry47pfm6z/wish/159035183 MasterCard: after 21 months
Visa: few months
AmericanAirlines: If the prime rate increases it will cause the APR to increase ]]> 2017-03-09 16:32:35 UTC https://padlet.com/145004062/vx8ry47pfm6z/wish/159035183 Is there a minimum monthly payment? If so, what is it? 145004062 https://padlet.com/145004062/vx8ry47pfm6z/wish/159035352 MasterCard: If you owe less than $200, your minimum monthly payment will be $10. If you owe over $200, your minimum monthly payment will be 5% of the total amount you owe
Visa: "This is the percent of your outstanding balance that will be used to calculate your minimum payment for the month. Your monthly payment is calculated as the percent of your current outstanding balance you entered, but will never be less than 15. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards."
AmericanAirlines: 1% of calculated new balance plus the amount of your billed interest charges on that balance, any minimum interest charge allocated to that balance and any applicable fee.]]> 2017-03-09 16:33:00 UTC https://padlet.com/145004062/vx8ry47pfm6z/wish/159035352 What is the credit limit with the particular card? 145004062 https://padlet.com/145004062/vx8ry47pfm6z/wish/159035496 MasterCard: Limit varies
Visa: Limit varies
AmericanAirlines: Credit limit found on Card]]> 2017-03-09 16:33:23 UTC https://padlet.com/145004062/vx8ry47pfm6z/wish/159035496 What extra fees and penalties may be charged? 145004062 https://padlet.com/145004062/vx8ry47pfm6z/wish/159035580 Mastercard:
- Fee for a cash advance in Canada $2
- Fee for a cash advance outside Canada $4
- Fee for a bounced check (NSF check) $25
- Fee for an extra copy of your monthly statement $2  - Fee for going over your credit limit $20
- Fee for transactions made outside Canada 2.5% of the amount of the transaction in Canadian dollars
Visa: The cost per $1,000 of the monthly outstanding loan balance is $2.55. If the outstanding loan balance is greater than $100,000, the rate will not be applied to the amount that exceeds $100,000.
AmericanAirlines:
Late fee - $27 or $37
Transaction fee for cash advances - 5% the amount of cash advance
Returned payment fee - $27 or $37
Returned cash convenience check fee - $27 or $37 
Stop payment on cash convenience check fee - $39

]]> 2017-03-09 16:33:38 UTC https://padlet.com/145004062/vx8ry47pfm6z/wish/159035580 What is the grace period? 145004062 https://padlet.com/145004062/vx8ry47pfm6z/wish/159035708 MasterCard: 25 days
Visa: 30 days
AmericanAirlines: 25 days]]> 2017-03-09 16:33:58 UTC https://padlet.com/145004062/vx8ry47pfm6z/wish/159035708 What does reading the fine print reveal? 145004062 https://padlet.com/145004062/vx8ry47pfm6z/wish/159035794 MasterCard: The fine print reveals that credit cards are not worth it!

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