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      <title>Long term and Short term plans by Lauren Domer</title>
      <link>https://padlet.com/lauren_domer/vor7njckqy76</link>
      <description>Money Management</description>
      <language>en-us</language>
      <pubDate>2018-11-10 18:14:05 UTC</pubDate>
      <lastBuildDate>2018-11-10 19:16:09 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title></title>
         <author>lauren_domer</author>
         <link>https://padlet.com/lauren_domer/vor7njckqy76/wish/302896382</link>
         <description><![CDATA[<div>Before spending any money on anything including bills put at least 10% of you paycheck into a savings.</div>]]></description>
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         <pubDate>2018-11-10 18:45:12 UTC</pubDate>
         <guid>https://padlet.com/lauren_domer/vor7njckqy76/wish/302896382</guid>
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         <title></title>
         <author>lauren_domer</author>
         <link>https://padlet.com/lauren_domer/vor7njckqy76/wish/302896739</link>
         <description><![CDATA[<div>Only use a credit card for emergency </div>]]></description>
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         <pubDate>2018-11-10 18:48:21 UTC</pubDate>
         <guid>https://padlet.com/lauren_domer/vor7njckqy76/wish/302896739</guid>
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         <title></title>
         <author>lauren_domer</author>
         <link>https://padlet.com/lauren_domer/vor7njckqy76/wish/302896868</link>
         <description><![CDATA[<div>Think before you buy for example think if this product is really going to help you financially now and later on or will it just cause unhappiness. Recklessly spending money on things you don't need will not help you when trying to save money and be financially responsible.</div>]]></description>
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         <pubDate>2018-11-10 18:49:24 UTC</pubDate>
         <guid>https://padlet.com/lauren_domer/vor7njckqy76/wish/302896868</guid>
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         <title></title>
         <author>lauren_domer</author>
         <link>https://padlet.com/lauren_domer/vor7njckqy76/wish/302897684</link>
         <description><![CDATA[<div>Cut down on borrowing money finding a line between necessity and luxury</div>]]></description>
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         <pubDate>2018-11-10 18:52:35 UTC</pubDate>
         <guid>https://padlet.com/lauren_domer/vor7njckqy76/wish/302897684</guid>
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         <title></title>
         <author>lauren_domer</author>
         <link>https://padlet.com/lauren_domer/vor7njckqy76/wish/302897848</link>
         <description><![CDATA[<div>Have an emergency fund so you wont have to use your credit card</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-11-10 18:54:22 UTC</pubDate>
         <guid>https://padlet.com/lauren_domer/vor7njckqy76/wish/302897848</guid>
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         <title></title>
         <author>lauren_domer</author>
         <link>https://padlet.com/lauren_domer/vor7njckqy76/wish/302898478</link>
         <description><![CDATA[<div> "evaluate you earning and spending habits, and make the necessary adjustments to put yourself on responsible ﬁnancial footing." (Unit 1Dolor Set Amet<br>PERSONAL FINANCE<br>Financial Responsibility &amp; Decision Making)<br><br></div>]]></description>
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         <pubDate>2018-11-10 19:01:03 UTC</pubDate>
         <guid>https://padlet.com/lauren_domer/vor7njckqy76/wish/302898478</guid>
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         <title></title>
         <author>lauren_domer</author>
         <link>https://padlet.com/lauren_domer/vor7njckqy76/wish/302898786</link>
         <description><![CDATA[<div>"Credit cards should be used for convenience, not to make ends meet."  (Unit 1 Dolor Set Amet<br>PERSONAL FINANCE<br>Financial Responsibility &amp; Decision Making)</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-11-10 19:03:41 UTC</pubDate>
         <guid>https://padlet.com/lauren_domer/vor7njckqy76/wish/302898786</guid>
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         <title></title>
         <author>lauren_domer</author>
         <link>https://padlet.com/lauren_domer/vor7njckqy76/wish/302898924</link>
         <description><![CDATA[<div>"Paying interest on anything means that you are spending more for that item than the purchase price." (Unit 1 Dolor Set Amet<br>PERSONAL FINANCE<br>Financial Responsibility &amp; Decision Making)<br>So in other words don't spend money you don't have. This will help you save money in the long run.</div>]]></description>
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         <pubDate>2018-11-10 19:05:00 UTC</pubDate>
         <guid>https://padlet.com/lauren_domer/vor7njckqy76/wish/302898924</guid>
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