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      <title>Saving for Retirement  by Victor Gonzalez</title>
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      <language>en-us</language>
      <pubDate>2022-03-27 21:42:05 UTC</pubDate>
      <lastBuildDate>2025-09-26 16:23:07 UTC</lastBuildDate>
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      <item>
         <title>1978</title>
         <author>victorgonzalez0914</author>
         <link>https://padlet.com/victorgonzalez0914/vnzz2gxwj7wtox1n/wish/2115945312</link>
         <description><![CDATA[<div><strong>Who Created the 401(k)</strong><br><br>Ted Benny, is credited as being the Father of the 401(k) in 1978.&nbsp; <br><br><a href="https://www.npr.org/2001/01/30/1117793/401-k-savings">https://www.npr.org/2001/01/30/1117793/401-k-savings</a></div>]]></description>
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         <pubDate>2022-03-27 21:52:13 UTC</pubDate>
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      <item>
         <title>1974</title>
         <author>victorgonzalez0914</author>
         <link>https://padlet.com/victorgonzalez0914/vnzz2gxwj7wtox1n/wish/2115948554</link>
         <description><![CDATA[<div><strong>Employee Retirement Income Security Act of 1974 <br><br></strong>Federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry to provide protection for individuals.<br><br><br><a href="https://www.dol.gov/general/topic/retirement/erisa">https://www.dol.gov/general/topic/retirement/erisa</a><br><br></div>]]></description>
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         <pubDate>2022-03-27 21:59:01 UTC</pubDate>
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         <title>1986</title>
         <author>victorgonzalez0914</author>
         <link>https://padlet.com/victorgonzalez0914/vnzz2gxwj7wtox1n/wish/2115954887</link>
         <description><![CDATA[<div><strong>Federal Employees’ Retirement System Act of 1986</strong><br><br>Congress established the TSP in the Federal Employees’ Retirement System Act of 1986. The TSP offers Federal employees the same type of saving and tax benefits that many private corporations offer their employees under “401(K)” plans.<br><br><br><a href="https://www.commerce.gov/hr/employees/benefits/retirement/tsp">https://www.commerce.gov/hr/employees/benefits/retirement/tsp</a></div>]]></description>
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         <pubDate>2022-03-27 22:12:08 UTC</pubDate>
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      <item>
         <title>1987</title>
         <author>victorgonzalez0914</author>
         <link>https://padlet.com/victorgonzalez0914/vnzz2gxwj7wtox1n/wish/2115963054</link>
         <description><![CDATA[<div><strong>G</strong> <strong>Fund</strong><br><br>TSP G Fund (Government Securities Investment Fund) is a low volatility, virtually risk-free U.S. bond fund. The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal</div>]]></description>
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         <pubDate>2022-03-27 22:28:00 UTC</pubDate>
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         <title>1988</title>
         <author>victorgonzalez0914</author>
         <link>https://padlet.com/victorgonzalez0914/vnzz2gxwj7wtox1n/wish/2115966353</link>
         <description><![CDATA[<div><strong>C and F Funds Created<br><br></strong>C Fund is a U.S. stock index fund invested in common stocks of the 500 companies in the Standard &amp; Poor's 500 (S&amp;P 500) Index<br><br>F Fund is a U.S. bond index fund. The fund uses a “passive management” investment approach, designed to match the performance of the Barclays Capital U.S. Aggregate Bond Index, a broad index representing the U.S. bond market<br><br><a href="https://www.tsp.gov/funds-individual/">https://www.tsp.gov/funds-individual/</a></div>]]></description>
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         <pubDate>2022-03-27 22:34:33 UTC</pubDate>
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         <title>2001</title>
         <author>victorgonzalez0914</author>
         <link>https://padlet.com/victorgonzalez0914/vnzz2gxwj7wtox1n/wish/2115969821</link>
         <description><![CDATA[<div><strong>S and I Funds Created <br><br></strong>S Fund (Small Cap Stock Index Investment Fund) invests in stocks of small to medium-sized U.S. companies<br><br>I Fund (International Stock Index Investment Fund) is invested in international stocks from 21 developed countries. It tracks the Morgan Stanley Capital International EAFE (Europe, Australasia, Far East) Index<br><br><a href="https://www.tsp.gov/funds-individual/">https://www.tsp.gov/funds-individual/</a></div>]]></description>
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         <pubDate>2022-03-27 22:40:44 UTC</pubDate>
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      <item>
         <title>2005</title>
         <author>victorgonzalez0914</author>
         <link>https://padlet.com/victorgonzalez0914/vnzz2gxwj7wtox1n/wish/2115971333</link>
         <description><![CDATA[<div><strong>L Fund is Created<br><br></strong>L Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). TSP investors choose a fund based on when they expect to retire&nbsp;<br><br><a href="https://www.tsp.gov/funds-individual/">https://www.tsp.gov/funds-individual/</a></div>]]></description>
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         <pubDate>2022-03-27 22:44:01 UTC</pubDate>
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      <item>
         <title>2021</title>
         <author>victorgonzalez0914</author>
         <link>https://padlet.com/victorgonzalez0914/vnzz2gxwj7wtox1n/wish/2115974919</link>
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         <pubDate>2022-03-27 22:50:24 UTC</pubDate>
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