Remake of REMEDY AND REACTION, PAUL STARR by https://padlet.com/lraclin/vazv1nhyk9l2ha9v en-us 2020-08-27 13:29:17 UTC 2026-03-05 19:17:27 UTC hello@padlet.com 8. What is the 'policy trap' to which Starr refers? lraclin https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703413027 AFTER WWII, US DEVISED A COMPLICATED AND COSTLY HEALTH CARE SYSTEM THAT 
1) SATISFIES ENOUGH OF THE PUBLIC (MEDICARE, UNION WORKERS) THAT CHANGE IS DIFFICULT; AND
 2) SO ENRICHES THE HEALTH CARE INDUSTRY (THAT CHANGE IS DIFFICULT)
]]> 2020-08-27 18:17:35 UTC https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703413027 7. What does it mean to say that insurance companies 'cherry pick' customers? How do they do so? lraclin https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703416964 INSURANCE COMPANIES TRY TO AVOID THE SICK AND ONLY INSURE HEALTHY INDIVIDUALS.  Since the ACA, their ability to do so is limited.  However, they still engage in a variety of discriminatory practices to make it difficult for sick individuals to receive care, thus drawing only healthy individuals to their business.]]> 2020-08-27 18:18:35 UTC https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703416964 6. Based on what you have read so far, how would you describe the differences between Medicare and Medicaid? lraclin https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703426662 IN 1965, CONGRESS CREATED MEDICARE, A PURELY FEDERAL PROGRAM FOR THE ELDERLY.  IT ALSO CREATED MEDICAID, A JOINT FEDERAL-STATE PROGRAM FOR SPECIFIC CATEGORIES OF LOW INCOME INDIVIDUALS (AGED, BLIND AND DISABLED).]]> 2020-08-27 18:21:19 UTC https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703426662 5. What is adverse selection and how does it contribute to higher health insurance premiums. lraclin https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703435387 Adverse selection typically occurs in small group insurance markets or individual insurance markets where mostly sick individuals enroll in insurance. These sick individuals have high health insurance costs that are not spread among many insurance subscribers. Thus, the insurance companies typically raise their premiums for health insurance in these markets.]]> 2020-08-27 18:23:55 UTC https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703435387 4. How does the government subsidize employer-provided health insurance? lraclin https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703441864 IF AN EMPLOYER OFFERS YOU HEALTH INSURANCE AS A JOB BENEFIT, THE EMPLOYER WILL LIKELY PAY PART OF THE MONTHLY PREMIUM.  YOU WILL PAY THE OTHER PART.  TYPICALLY BOTH PARTS ARE PAID FOR OUT OF PRE-TAX INCOME.  THIS SAVES THE EMPLOYER AND EMPLOYEE MONEY, BUT IT IS COSTLY FOR THE FEDERAL GOVERNMENT (which is foregoing taxes it might otherwise collect - money it refers to as a "subsidy").]]> 2020-08-27 18:25:56 UTC https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703441864 3. What is the “national values explanation” (described by Paul Starr) for America’s resistance to health care change? lraclin https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703448290 AMERICANS ARE STRONGLY DEVOTED TO INDIVIDUAL LIBERTY AND ARE SUSPICIOUS OF THE FEDERAL GOVERNMENT.  THEREFORE THEY ARE NOT RECEPTIVE TO A SYSTEM OF UNIVERSAL HEALTH INSURANCE.]]> 2020-08-27 18:28:03 UTC https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703448290 2. What is Job Lock, and how will the ACA make Job Lock less of a problem? lraclin https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703450479 INABILITY TO START A BUSINESS OR CHANGE JOBS FOR FEAR OF LOSING HEALTH BENEFITS. ]]> 2020-08-27 18:28:45 UTC https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703450479 1. What are the elements of the Grand Bargain? lraclin https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703452715 1.    Require insurance companies to cover all individuals, regardless of pre-existing conditions at rates not based on health status;
2.    Require everyone to have health insurance (individual mandate);
3.    Subsidize those with low incomes;
4.    Refrain from imposing regulatory controls on industry (hospitals, doctors, pharmaceuticals)
]]> 2020-08-27 18:29:29 UTC https://padlet.com/lraclin/vazv1nhyk9l2ha9v/wish/703452715