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      <title>6.1 Credit Discussion by tasha</title>
      <link>https://padlet.com/tcooper1/v9klp1mymx82</link>
      <description>1.Credit is    2. Credit Reporting Agencies   3.  Closed-end credit  4. Open-end credit  

5. If you were no longer interested in using a certain credit card in your possession what would be the best thing to do with it?

6.  What information would be on one’s credit report?  7.  Viewing your credit report for free

8.  Consequence for having a low credit score    9.  If you have no credit history and would like to get some established one should

10. Developing  &amp; maintaining  positive credit calls for one to  11.  Items &amp; how long they remain on your credit report. 

Any additional information you’d like to add pertaining to Credit score range… </description>
      <language>en-us</language>
      <pubDate>2017-01-02 13:05:53 UTC</pubDate>
      <lastBuildDate>2017-01-04 15:02:38 UTC</lastBuildDate>
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      <item>
         <title>Elexius Hinton</title>
         <author></author>
         <link>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976470</link>
         <description><![CDATA[<div>1. Credit is goods, services and/or money received in exchange for a promise to pay back.</div>]]></description>
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         <pubDate>2017-01-02 15:02:57 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976470</guid>
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         <title> 2.A type of credit that should be repaid in full amount by the end of the term.by a specified date. </title>
         <author></author>
         <link>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976591</link>
         <description><![CDATA[<div><br>LINDA HOLMES </div>]]></description>
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         <pubDate>2017-01-02 15:04:09 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976591</guid>
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      <item>
         <title>Jamaian Baker </title>
         <author></author>
         <link>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976659</link>
         <description><![CDATA[<div>5. If you were no longer interested  in the card, you would close out all accounts associated with the card. It may effect our credit score after with credit utilization ratio. </div>]]></description>
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         <pubDate>2017-01-02 15:04:43 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976659</guid>
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         <title>4. Gerri Andrews </title>
         <author></author>
         <link>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976845</link>
         <description><![CDATA[<div>Open-end credit is a credit line with no expiration date that requires periodic payments.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-02 15:06:25 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976845</guid>
      </item>
      <item>
         <title>Rushad Battle</title>
         <author></author>
         <link>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976974</link>
         <description><![CDATA[<div>8. Consequence for having a low credit score? You might not be able to get a loan<br>11. Items &amp; how long they remain on your credit report.<br>Late Payment- 7 Years<br>Bankruptcy -7 Years Chapter 13, 10 Years Chapter 7<br><br></div>]]></description>
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         <pubDate>2017-01-02 15:07:24 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/v9klp1mymx82/wish/144976974</guid>
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         <title>3. a type of credit that should be repaid in full amount by the end of the term or specific date. </title>
         <author></author>
         <link>https://padlet.com/tcooper1/v9klp1mymx82/wish/144977014</link>
         <description><![CDATA[<div>DESTYNI DAVIS </div>]]></description>
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         <pubDate>2017-01-02 15:07:41 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/v9klp1mymx82/wish/144977014</guid>
      </item>
      <item>
         <title>shaun lawton</title>
         <author></author>
         <link>https://padlet.com/tcooper1/v9klp1mymx82/wish/144977197</link>
         <description><![CDATA[<div>8. higher interest rates on your credit cards and loans.</div>]]></description>
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         <pubDate>2017-01-02 15:09:36 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/v9klp1mymx82/wish/144977197</guid>
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