<?xml version="1.0"?>
<rss version="2.0">
   <channel>
      <title>My smart shelf by Julia Lengemann</title>
      <link>https://padlet.com/julia_lengemann/v7v64qjii4nl</link>
      <description>Made with serendipity</description>
      <language>en-us</language>
      <pubDate>2018-03-14 14:03:06 UTC</pubDate>
      <lastBuildDate>2018-03-14 15:55:39 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Andy Wiinamaki </title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241954729</link>
         <description><![CDATA[<div>An advantage of a credit card is you are able to build credit. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:50:03 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241954729</guid>
      </item>
      <item>
         <title>Chaz Houston</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241954960</link>
         <description><![CDATA[<div>High Interest Rates</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:50:26 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241954960</guid>
      </item>
      <item>
         <title>Richard</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955127</link>
         <description><![CDATA[<div>You can go into debt quite easily<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:50:42 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955127</guid>
      </item>
      <item>
         <title>Joelle Ivory</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955200</link>
         <description><![CDATA[<div>Keep track of spending</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:50:49 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955200</guid>
      </item>
      <item>
         <title>Dylan R</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955374</link>
         <description><![CDATA[<div>Budget could be ruined<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:51:05 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955374</guid>
      </item>
      <item>
         <title>Jacob</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955393</link>
         <description><![CDATA[<div>It allows you to spend money that you don't have</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:51:08 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955393</guid>
      </item>
      <item>
         <title>Andy Wiinamaki</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955435</link>
         <description><![CDATA[<div>You can ruin your credit and go into crippling debt.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:51:12 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955435</guid>
      </item>
      <item>
         <title>Kati Sullivan</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955506</link>
         <description><![CDATA[<div>Don't have to carry a lot of cash around</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:51:20 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955506</guid>
      </item>
      <item>
         <title>Claire </title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955647</link>
         <description><![CDATA[<div>You have to do a lot of research to find the right fit for you</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:51:32 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955647</guid>
      </item>
      <item>
         <title>Paige</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955825</link>
         <description><![CDATA[<div>It's easy to go in debt</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:51:49 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955825</guid>
      </item>
      <item>
         <title>Kaitlyn B</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955852</link>
         <description><![CDATA[<div>There is danger of overspending and running up major interest charges.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:51:52 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955852</guid>
      </item>
      <item>
         <title>Haley </title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955869</link>
         <description><![CDATA[<div>Interest rates on credit cards are very high</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:51:54 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241955869</guid>
      </item>
      <item>
         <title>Jackson Miron</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956016</link>
         <description><![CDATA[<div>Destroy credit&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:52:08 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956016</guid>
      </item>
      <item>
         <title>Gage Warzecha</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956026</link>
         <description><![CDATA[<div>Convenient method of spending</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:52:09 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956026</guid>
      </item>
      <item>
         <title>Neal</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956035</link>
         <description><![CDATA[<div>You can spend more than you have and go into debt fairly easily.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:52:11 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956035</guid>
      </item>
      <item>
         <title>Dan Polkinghorne</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956079</link>
         <description><![CDATA[<div>Certain credit cards have a super high interest percentage.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:52:13 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956079</guid>
      </item>
      <item>
         <title>Ashley Olson</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956380</link>
         <description><![CDATA[<div>It is easy to slip into debt<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:52:40 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956380</guid>
      </item>
      <item>
         <title>Lindsey Rancilio</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956682</link>
         <description><![CDATA[<div>Can be safer than carrying a lot of cash</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:53:11 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956682</guid>
      </item>
      <item>
         <title>Tristan </title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956849</link>
         <description><![CDATA[<div>They are a convenience </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:53:30 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956849</guid>
      </item>
      <item>
         <title>dylan troutt</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956913</link>
         <description><![CDATA[<div>you can spend money that you dont have</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:53:33 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956913</guid>
      </item>
      <item>
         <title>Ethan Napiantek</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956974</link>
         <description><![CDATA[<div>can purchase something you cant immediately<br> afford</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:53:40 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241956974</guid>
      </item>
      <item>
         <title>Lindsey </title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241957038</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:53:44 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241957038</guid>
      </item>
      <item>
         <title>Allows you to spend money you may not have at the moment.</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241957097</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:53:50 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241957097</guid>
      </item>
      <item>
         <title>Kyle Kalbfleisch</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241957226</link>
         <description><![CDATA[<div>Good for purchasing expensive things and pay them off gradually<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:54:03 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241957226</guid>
      </item>
      <item>
         <title>dylan troutt</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241957526</link>
         <description><![CDATA[<div>good way to pay for things online</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:54:32 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241957526</guid>
      </item>
      <item>
         <title>you can get in debt</title>
         <author></author>
         <link>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241958043</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2018-03-14 15:55:26 UTC</pubDate>
         <guid>https://padlet.com/julia_lengemann/v7v64qjii4nl/wish/241958043</guid>
      </item>
   </channel>
</rss>
